Rebuilding payments from first principles. Co-founder and CEO of @notabene_id YCS20.
Joined March 2007
- Tweets 14,818
- Following 3,124
- Followers 5,270
- Likes 8,378
557 Photos and videos
Pelle Brændgaard retweeted
Jun 11
We're excited about the US CLARITY Act.
We think all YC companies will use crypto technology, like stablecoins, before long. Not just crypto startups, not just fintech startups, but every company.
Here's why this law is such a big deal 🧵
x.com/SenLummis/status/20637…
The Clarity Act passed committee. The floor is next. We did not come this far to quit at the 5 yard line.
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Jun 4
A payment network that only works between customers of the same platform isn't really a network. It's a feature.
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Pelle Brændgaard retweeted
Jun 3
We launched #NotabeneFlow last September as the first open stablecoin payment network for B2B. Hundreds of institutions are now live across 100 jurisdictions.
The thing we keep coming back to: the hard part of stablecoin payments isn't settlement. It's everything before and after — authorization, counterparty verification, and making sure the invoice context actually travels with the money.
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Jun 3
In 1820 Charles Caleb Colton wrote "Imitation is the sincerest form of flattery that mediocrity can pay to greatness." It still is true today 😉.
The question is, if mediocrity is enough to earn into your last valuation?
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May 30
This is one of the core issues besides better business flows we’re solving for with Notabene Flow.
End users should not know or care about blockchain addresses, networks or even what brand of token.
May 30
Stablecoin neobanks are pitching UX that “your grandma” can use. But you still have to select a network when you send funds.
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May 30
End users only care about fiat. This is true in many developing countries where USDT just means USD that happens to be useful.
x.com/pelleb/status/20588445…
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Pelle Brændgaard retweeted
May 15
🚀 𝗛𝘂𝗻𝗱𝗿𝗲𝗱𝘀 𝗼𝗳 𝗿𝗲𝘀𝗽𝗼𝗻𝗱𝗲𝗿𝘀 𝗮𝗿𝗲 𝗻𝗼𝘄 𝗹𝗶𝘃𝗲 𝗼𝗻 𝗡𝗼𝘁𝗮𝗯𝗲𝗻𝗲 𝗙𝗹𝗼𝘄
We’re excited to share an important milestone for #NotabeneFlow... We’ve now activated our existing network of Notabene customers as eligible payment responders, making Notabene Flow available to anyone paying with a hosted wallet through our extensive global network of institutions.
#open #stablecoin #payments #network
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May 13
I'll be taking the stage at @stablecon EMEA next Wed, May 20 at 11:30am. The team behind these events does a great job of curating high value conversations like the one I'll be having with @sytaylor and @TeddHuff.
Looking forward to seeing many of you next week in Amsterdam.
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May 12
The stablecoin sandwich is just correspondent banking on different rails.
Same bilateral agreements, same pre-funded positions, same corridor-by-corridor expansion. The costs don't disappear - they shift.
I wrote a piece about how we got here and what I think we should be building towards instead 👇
Looking forward to the conversation on "Killing the Stablecoin Sandwich" at @thestablecon EMEA with @sytaylor and @TeddHuff next week in Amsterdam - will see some of you there.
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Apr 30
We've had a surge of interest in this live demo of Notabene Flow later today.
I'll be taking Q&A at the end but if you can't make it live, register anyway and we'll send the recording.
See you at 12:30 ET - notabene.id/webinars/notaben…
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Apr 28
We are also seeing a lot of diversity amongst stablecoins on Notabene.
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Apr 28
Blockchain finality makes sense for settlement. It doesn't make sense for everything else institutional payments require.
Today we launched Revert — the first post-settlement control layer for digital assets. Institutions can now coordinate returns of funds across counterparties with verified destinations and a full audit trail.
Think about it like this: pre-transaction authorization, which already handles $2T of volume on our network, prevents most problems before they happen. Revert is the backstop for the cases prevention can't catch. You need both to run a real payment system.
notabene.id/post/notabene-la…
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Pelle Brændgaard retweeted
Apr 24
The hardest problem in fintech isn't moving money. It's making the movement disappear.
Card networks won because the swipe hid the rail.
Venmo won because "it just sent" hid the ACH.
Stripe won because the checkout hid the MCC coding, fraud scoring, and cross-border FX happening underneath.
Whoever makes stablecoins disappear from the user experience wins the next era. Not whoever runs the fastest blockchain.
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Apr 24
This is exactly what was behind us building
Notabene Flow the first open payment network designed for AR to AP flows.
notabene.id/flow
Apr 22
Why "fix cross-border with stablecoins" keeps losing to the status quo:
1/ CFOs don't buy rails — they buy reconciliation
2/ Sanctions screening still runs in batches, not at block speed
3/ USD is still the unit of account — you're pricing risk, not FX
4/ Treasury teams have decades of SWIFT muscle memory
5/ Stablecoins don't eliminate float — they just move who holds it
Once platforms fix this, adoption will skyrocket.
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Apr 21
When I show people Notabene Flow in action, there's always a lightbulb moment.
Create an invoice → send a payment link → recipient picks their provider → authorized, settled on-chain, reconciled. Real time.
No chasing payments. No manual reconciliation. Invoice data travels with the payment end to end.
I'll be hosting a live demo next Thursday 4/30. Join to see more uses and ask any questions you have — link in the replies.
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Apr 10
88% of companies receiving stablecoin payments convert to USD immediately.
These companies are using stablecoins as payment rails and converting on arrival because the infrastructure to do anything else isn't there yet.
Which means the real product gap isn't "can I pay with stablecoins" — it's "can I pay with stablecoins and have it feel like every other payment my finance team processes."
That's the infrastructure problem we're solving with @notabene_id Flow.
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