Founder at @beansapp.

Joined October 2018
214 Photos and videos
Pinned Tweet
Excited about this one! Super easy to onboard people by sending them some đź’¸. Stay tuned, might be dropping some links to claim today.
16 Oct 2024
1/ 📢 Send anyone #crypto through a link is LIVE! ✅ P2P transfers as low as 0.01 $USDC 🚫 No fees 💰Claim in your own preferred currency First person to click the link below can claim 5 $USDC !
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I’ve personally been in the @StellarOrg ecosystem long enough to notice a recurring pattern: A lot of people from the Bitcoin/Ethereum world misunderstand Stellar because they think trust in Stellar works like this: “One company decides who is allowed in.” Or: “Validators pick counterparties, so it’s basically just a clearinghouse.” But that’s not how Stellar consensus works. ❌ There is no single list of approved validators. ❌ No central party everyone has to trust. ❌ No one controlling consensus for the whole network. Instead, every node chooses a few other nodes it trusts. Example: • beans app trusts MoneyGram, Circle and Franklin Templeton • MoneyGram trusts beans app, Coinbase and Bitstamp • Circle trusts beans app, Franklin Templeton and Coinbase • Franklin Templeton trusts beans app, Circle and MoneyGram Consensus happens because these trust groups overlap across the network like a web. So you are NOT trusting ONE party. You are trusting that a large number of independent parties around the world will not all coordinate maliciously together. To successfully attack Stellar, you would need a massive part of this overlapping network to collude at the same time. And unlike anonymous validators on many PoS chains, these are often known companies and institutions with: • reputations • customers • regulators • licenses • businesses to protect If 2/3 of major trusted participants openly attacked settlement infrastructure, they would essentially destroy themselves publicly. That is the security model. And honestly, I think this is where many crypto-native people get stuck. Bitcoin and Ethereum people often think: “If you trust identifiable parties, it’s not a real blockchain.” But PoW and PoS also rely on trust: • trust in mining pools • trust in large staking providers • trust in developers • trust in social coordination during forks • trust that incentives keep working That trust is just more indirect. Stellar simply makes the trust assumptions visible instead of hiding them behind economics and game theory. And that’s exactly why institutions may prefer it for real-world value transfer. DTCC choosing Stellar matters because it validates something many people in the ecosystem have understood for years: When trillions of dollars are involved, institutions care more about: ✅ predictable settlement ✅ accountability ✅ known counterparties ✅ fast finality ✅ operational reliability …more than ideological purity around “trustlessness”. People can disagree with that. But the market infrastructure world is increasingly signaling that it does.
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Pickingunicorns retweeted
This is the one we've been working toward (and worthy of my very first 🧵). Today, @The_DTCC and @StellarOrg announced that DTC custodied assets will be tokenizable on the Stellar network. (1/5) x.com/StellarOrg/status/2059…

Today, @The_DTCC and SDF are announcing plans to enable the tokenization of DTC-custodied assets on Stellar. The connection supports the rapid conversion of traditional assets into tokenized form, and the full asset lifecycle, including corporate actions and reporting.
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Insanely cool to see institutions like @The_DTCC take these bold steps to tokenize DTC issued assets on Stellar. For such a long time I’ve seen the network have too little recognition for how well suited it is for this usecase. The start of something big !
One: very interesting move by @the_dtcc moving onto an actual public blockchain. This is starting to move their project away from pure theater for private entities only towards the possibility of self-custodial, composable building onchain. A very positive step and I salute both DTCC and Stellar for this move. Two: For a long time, I have been saying that there are a subset of blockchains better suited to institutional adoption than others. Those with structured and customizable controls around assets, validators, and trust assumptions are likely to dominate (e.g. @StellarOrg, or if you want another option, @avax). These are some of the most disfavored by crypto natives, but the thing to understand is the institutional preferences are not the same. Institutions care more about open access credible neutrality amongst each other appropriate controls than maximum decentralization. Think open banking, not cypherpunk.
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This is why @StellarOrg is so powerful. Pay in NGN while the merchant receives usdc in seconds, all in one transaction without noticing its blockchain!
v2 is live 🚀 You can now add to cart straight from home, and pay in multiple currencies and stablecoins with @BeansApp. Shopping just got easier and smarter.
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Pickingunicorns retweeted
The Beans Challenge is LIVE!🚨 Only valid for the first 25 participants. Claim $10 for you a friend by completing the mission: * Invite a friend to Beans * They deposit 100 USDC in Earn * Hold for 14 days * You BOTH get a 10 USDC bonus! Limited offer: This challenge is strictly limited to the first 25 successful referrals. Once the 25 slots are filled, the bonus pool will close immediately. Grab your link in the app and start the challenge today! #Beans #DeFindex New users only. APY is variable. Capital at risk.
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Pickingunicorns retweeted
How Refer & Earn works 🌱 1) Open Beans → Earn → copy your referral link 2) Share it 3) Friend deposits $USDC into Earn For 6 months: • They get 10% bonus APY • You earn 10% commission on their Earn yield Paid monthly. Automatic. beansapp.com/refer-friends #Stellar $USDC APY variable. NFA.
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Pickingunicorns retweeted
Saving meets earning 🌱 Beans Earn runs on @defindex_ vaults turning everyday savings into automated yield on @Stellarorg No DeFi complexity. Just growth. @BeansApp 🤍
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RT @BeansApp: The Earn Challenge is live. How it works: • Deposit into Beans Earn • Only deposits during the challenge count • Rank = net…
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Pickingunicorns retweeted
Saving for something? Don’t let your $USDC sit idle. Let it earn yield in Beans. Refer friends: 10% bonus APY for them 10% commission for you Auto. In-app. beansapp.com/refer-friends #Stellar $USDC APY variable. NFA.
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Pickingunicorns retweeted
To celebrate Refer & Earn, we’re dropping a $1,000 #USDC Earn Challenge 🏆 Top 6 by net deposits into Earn win 1x 500 USD 5x 100 USD. Closes Feb 1st 2026 (end of day CET).
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Pickingunicorns retweeted
Hot take: the "billion dollar #crypto app" isn't about the tech. It's about caring about UX for regular people. #Stellar made it possible. We actually shipped it 🚀
A billion dollar crypto app idea..? We built it on @StellarOrg . âś…
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We're now paying you 10% commission to bring friends into Beans #Stellar 🚀
Instead of buying ads, we pay users. Refer & Earn: • You: 10% commission on friends’ Earn yield • Them: 10% bonus APY • 6 months per referral Your deposit required: $0 beansapp.com/refer-friends #Stellar
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Pickingunicorns retweeted
A billion dollar crypto app idea..? We built it on @StellarOrg . âś…
here's a billion dollar crypto app idea: - no token - no gas fees - self custody - no signing popup - no network selection - stablecoins by default - fiat off/onramp built in whoever builds this first wins everything crypto should be invisible infrastructure, not the product
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Stellar was specifically built for #RWA, so not surprising at all that it’s going to win that market.
The latest @MessariCrypto data confirms it: Stellar is scaling as the trusted rail for real-world utility. 196% growth in RWA, 284% growth in DeFi TVL show that digital public infrastructure is no longer a theory—it’s here. Great breakdown of the @MessariCrypto report by @tori_samples and @KreiserMatt.
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Simplicity in DeFi is an architecture choice. Not a UI decision. 👇
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We build Beans Earn around that idea: complexity in the system, not in the user’s head.
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Good products add features. Great ones remove decisions.
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