Founder & CEO, CJ Patrick Company, Formerly EVP at ATTOM, Carrington Mortgage & RealtyTrac, CMO at Auction.com/Ten-X. Long-suffering Phillies & Eagles fan.

Joined May 2010
280 Photos and videos
I had the opportunity recently to sit down with for a podcast where we spoke in depth about the #housing market, and in detail about the role of the #realestate investor in the market. We also talked about the outlook for home sales for the rest of the year, what to expect from the 21st Century Road to Housing legislation, and the impact that the war in Iran is having on #mortgage rates and housing. Enjoyed the conversation, and hope you enjoy it as well! youtube.com/watch?v=sN7prg1I…

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If you haven't been to a "Water & Wine" event at the @MoultonMuseum , you don't know what you're missing. The next event is this Thursday evening, when the museum will have a closing ceremony for its current exhibit - Reflections on Water, a stunning display of powerful work from up-and-coming artist (and 8-year veteran of the @USMC) Ryan Jensen. The event is free (as is wine from Native Hands Wines), but you need to register. app.donorview.com/Event/Even…
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In my latest article for @HousingWire, I take a look at the Senate's 21st Century Road to Housing Act, a 303-page tome that simultaneously covers a lot of ground while confirming that the Federal Government is extremely limited in what it can do to improve #housing affordability. Some good ideas - like leveraging federal funds to reward municipalities for developing more affordable housing. And some bad ideas as well, like the ban on investor purchases of single-family homes, which is more likely to increase costs than reduce them. housingwire.com/articles/how…
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So...does the country really have a housing shortage? Keith Weinhold and I take a look at the big picture - and some of the nuances about housing supply that the headlines often miss - in this Get Rich Education podcast. How many homes are we short? What types of homes do we need more of? How much is due to the lock-in effect? Is this a regional issue, or national one? And can we build our way out of it? Interesting topic. Hope you enjoy our conversation. getricheducation.com/episode…
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If you're in the default servicing industry and not planning to attend the upcoming National Association of Default Professionals Annual Summit in Palm Springs from March 1-3, you'll be missing out on a veritable who's who of industry leaders speaking at the event. Hard to find a better, more knowledgeable group of panelists and moderators at any mortgage event. Still a few spots left, and time to sign up - but prices go up February 20, so register today! lnkd.in/guX2Jv-c
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Conventional wisdom is that the U.S. has a #housing shortage, and that this limited supply of single-family homes is the root cause of the affordability challenges faced by prospective homebuyers. But the estimates of just how severe that shortage is are wildly different: some economists say there's no shortage at all; others say the deficit is anywhere from 2 million to 20 million homes. @connellmcshane and I talk about why the estimates vary so much, and whether or not some of the ideas being discussed in government circles might be able to help shore up the supply in this @NewsNation segment.
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Recently had a chance to talk with Micah Johnson about the 2026 #housing market and what's in store for #realestate investors on this episode of the Investor Fuel Real Estate Pros Podcast. Great conversation about how we got to where today's market is, and why signs seem to be pointing towards improved conditions for investors and owner-occupants as well. investorfuel.com/real-estate…
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I recently had the pleasure of doing a @realwealthnet podcast with @kathyfettke, discussing what to make of 2025 in terms of the #housing market, and what some of the driving factors for #home sales might be in 2026. Bottom line: it feels like we're nearing the end of the market reset that began in mid-2022 when #mortgage rates doubled. So while 2026 probably will be another year of mediocre sales and very little home price growth, it should be better than 2025, and set the stage for a somewhat stronger recovery in 2027. youtube.com/watch?v=TPSYw5bY… podcasts.apple.com/us/podcas…
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If you want to know what's really causing home repair & remodeling costs to rise, here's a link to a webinar I just did, highlighting the results of the Q2 2025 @Verisk Repair & Remodel Index. Lots of data, and some great insights from Verisk's Greg Pyne. linkedin.com/posts/veriskpro…
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Looking forward to doing this webinar presented by @HelloSolutions1 with @darenjblomquist from Auction.com Thursday at 10:00 Pacific Time. We'll take a look back at #foreclosure activity in 2025, and discuss where it might be headed next year, and discuss what's happening in the U.S. economy, and the #housing market as well. It will be an information-packed, data-based hour you won't want to miss! If you're interested in attending, drop me a line, or send a request to hello@hellosolutions.com.
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Just a reminder to join me and Greg Pyne from Verisk Property Estimating Solutions (Xactware) tomorrow, December 11, for this free webinar discussing the rising costs of home repair and remodeling. What's driving the increases? (Hint: may not be what you think it is.) Where are prices rising the fastest? What's in store for the coming year? Join us as we discuss the findings from the Q3 2025 Verisk Repair & Remodel Cost Index. Register here: register.gotowebinar.com/reg…
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Looking forward to comparing notes with my friend @darenjblomquist from Auction.com at this National Association of Default Professionals (NADP) webinar on December 10th. We'll be taking a look at economic and #housing trends in addition to doing a deep dive on consumer finances, delinquencies, defaults, and #foreclosure activity. What happened - and why - in 2025, and what's in store for 2026? Join us and find out! Register at the link below. defaultpro.org/event-6410773
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Looking forward to doing this free webinar with Greg Pyne from Verisk Property Estimating Solutions. We'll be sharing the results from the Q3 Verisk Repair & Remodel Cost Index. Costs have risen over 67% in the past decade, and are continuing to go up. What's causing these increases, and what's in store for 2026? Join us and find out! linkedin.com/posts/veriskpro…
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Is the 50-year #mortgage a good idea? While I applaud efforts to come up with ways to improve #housing affordability, this idea isn't a "game changer." For the majority of borrowers, it's a really bad deal. I had a conversation with @connellmcshane on @NewsNation about these mortgages today, discussing the pros and cons.
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One sign of continuing weakness in the housing market is the larger-than-usual number of contract cancellations. There are a lot of possible reasons for this: financing may be falling through, or buyers are finding ancillary monthly costs like homeowners insurance or property taxes are higher than they'd anticipated when making an offer. It's also likely that more prospective buyers are being turned down for loans: @MBAMortgage reports that the number of people applying for purchase loans is up 20% year-over-year, while the number of home sales is slightly lower than it was a year ago. At least some of that difference can be attributed to applicants being denied a loan. @VeronicaDagher explores this in her terrific @WSJ article, sharing that defects uncovered during inspections is the most-cited reason for cancellation. Color me just a little bit skeptical - suddenly we're seeing a record number of inspection issues? 🤔 wsj.com/economy/housing/more…
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Last chance to sign up for tomorrow's webinar! Should be a lot of good info for #mortgage servicers and #investors. Email hello@hellosolutions.com for an invitation!
Last chance to sign up for tomorrow's webinar - we'll be covering important updates on changes to FHA #foreclosure procedures and laws like NY State's FAPA. Email us at hello@hellosolutions to join us!
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Looking forward to moderating this panel for @HelloSolutions1 next week. Should be great info on big changes in default servicing - like NY's FAPA rules, and changes in FHA #foreclosure processes. Email hello@hellosolutions for an invitation to this exclusive event.
Replying to @HelloSolutions1
@HelloSolutions1 presents this invitation-only webinar for the #mortgage default servicing industry on Thursday, October 30th at 10:00AM Pacific Time. If you're interested in attending, email us at hello@hellosolutions.com.
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Last chance to register for tomorrow's free webinar, hosted by @ad_mortgage . Lots of the latest data on the economy and the #housing market, with a look at demographic trends, investor activity, and #foreclosures. Hope you can join us!
⏰ Tomorrow at 1 PM ET! Join @ricksharga, President & CEO of CJ Patrick Company, for a live Fall Housing Forecast on rates, inventory, and buyer behavior. 📅 Oct 23 at 1 PM ET 🔗 Secure your spot now: zoom.us/webinar/register/741… Get an outlook on Q4 and stay ahead of market shifts!
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