Loans against mutual funds have become one of the fastest growing credit categories for individuals. Itโs an ideal way for investors to get access to instant liquidity with in-built flexibility for anytime repayment & interest-only monthly payments, while continuing to let their investments compound
Till recently, investors could only borrow up to 50% of their equity investments value. With its updated framework, RBI has raised this ceiling for banks, making loans against securities a more compelling proposition
Weโve now also implemented this on
@smallcaseHQ, making our mutual funds loan offering the most investor-friendly stack
ยท Borrow up to 60% of your equity mutual fund holdings, higher limits on debt continue
ยท Interest rates as low as 9.99%, even for loan amounts as low as โน50000
ยท Instant and fully digital process with loans starting at โน10000
Live now on the smallcase mobile & web apps, we also offer a plug-and-play solution for platforms who want to offer this to their clients. DM for access