high-agency people are rare, and once you work with them, you can’t unsee the difference. a high-agency person doesn’t wait to be told what to do. they don’t wait for clarity, tools, permission, or a perfect plan. they step in, observe what’s broken, what’s missing, what’s needed and they start moving. even if they’re wrong at first, they move. momentum matters more than perfection. most people aren’t born this way. agency is something you build. it starts with taking responsibility for your own day. knowing what you’re working on, why you’re working on it, and whether it’s actually helping the team. it means replacing “i can’t because…” with “i’ll figure out how.” it means caring enough to close loops without being asked. for people who don’t have high agency yet, the fastest way to build is : > stop waiting for instructions > pick one problem and own it end to end > communicate progress, not excuses > treat the company’s problems like your own agency grows when you put yourself in uncomfortable situations and still choose to act. when we look for people to join our team, we don’t just look at skills. skills can be learned. agency is harder. we look for signals people who’ve built things on their own, taken responsibility without a title, figured things out when no one was guiding them. people who don’t disappear when things get messy. early teams don’t need passengers. they need people who can think, decide, and act. people who see problems and feel an internal responsibility to fix them. that’s what high agency looks like. you can teach tools. you can teach process. but agency? that comes from within.

Larry Fink joined @CNBC to discuss our Q3 earnings results and how BlackRock’s diversified growth and forward-looking investments are driving deeper client partnerships across public and private markets.

JUST IN: Major global banks are collaborating on plans to launch joint stablecoin Initiative: • Bank of America • Goldman Sachs • Deutsche Bank • BNP Paribas • Santander • Barclays • TD Bank • MUFG • UBS • Citi

Banking, bonds, currency and markets: the entire financial landscape is evolving. Blockchain is a powerful engine that creates groundbreaking opportunities for global businesses. Learn how we're making it happen with solutions for payments, custody, stablecoins, and more: on.ripple.com/4h1y0In

Expanding scope, expanding impact. More to come. Phase 1 (2024): Chainlink, Euroclear, Swift, UBS, Franklin Templeton, Wellington Management, CACEIS, Vontobel, and Sygnum Bank. Phase 2 (2025): Chainlink, Swift, DTCC, Euroclear, SIX, TMX, CEVALDOM, Grupo BMV, ADDX, Orbix Technology, Marketnode, Wamid, UBS, DBS Bank, BNP Paribas' Securities Services business, ANZ, Wellington Management, Schroders, Zürcher Kantonalbank, Vontobel, CTBC Bank, Causeway Capital Management, Sygnum Bank, AMINA Bank, and Zand Bank.

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📣 Swift announces new blockchain-based ledger with 30 banks. At Sibos, Javier Perez-Tasso, Swift CEO, revealed plans to build a blockchain-based shared ledger to enable instant, 24/7 cross-border payments. Learn more swift.com/news-events/news/s… #swift #swiftatsibos #sibos

🚨 CRYPTO Q4 BULL RUN INCOMING? $BTC at $110K eyeing $214K EOY 🚀 Historical Oct/Nov pumps say YES! ( 27%/38% avg) But alts are STEALING the show: $APEX 157%, $ALPINE 162%, $MYX exploding 50% TODAY! $SOL GameFi boom, $ETH to $10K? Who's ready for UpTOBER? 🔥📈

What used to take days in finance can now happen instantly with stablecoins. "The integration of Ripple’s RLUSD into tokenized fund products represents a step toward practical adoption of blockchain-based cash equivalents in capital markets." With BlackRock’s BUIDL and VanEck’s VBILL, Treasuries carry the strength of the dollar onchain through Securitize, the world’s largest issuer of tokenized securities.

The Orange Dots go up and to the right.

The recent “RWA Report 2025” from @Dune and @RWA_xyz identifies the top three tokenized asset classes by growth: 1. Tokenized U.S. Treasuries - 85% YTD 2. Tokenized U.S. Equities - 560% YTD 3. Tokenized Commodities - 127% YTD The tokenized asset sector has grown 224% since early 2024, demonstrating a notable shift toward onchain financial infrastructure.

In order for tokenized financial assets to solve the problems they’ve been promised to solve, we need both 1/ liquid secondary markets and 2/ utility for these assets (such as with collateralization). That’s exactly what @Ripple, @DBSbank and @FTI_Global are working towards with this announcement.

JUST IN: $ETH reaches new all-time high of $4,900.

Bitcoin is on Sale

Prepare your bags.

We’re excited to share that Chainlink is now the industry’s first data and interoperability oracle platform to achieve ISO 27001 & SOC 2 compliance. This is a major step toward unlocking in-production use cases with the world’s largest financial institutions & governments. blog.chain.link/chainlink-ac… ISO 27001 certification and SOC 2 attestation thoroughly validate that multiple Chainlink oracle services meet rigorous security, availability, and confidentiality standards. Officially certified services include CCIP, Price Feeds, and SmartData (Proof of Reserve & Net Asset Value). The establishment of secure standards across data, cross-chain interoperability, and beyond is critical to unlocking the next wave of onchain finance, where tens of trillions in real-world assets are tokenized onchain and seamlessly transacted by the world’s leading financial institutions.

A new record for XRP futures! 📈 They hit an all-time high in open interest with 6K contracts on August 18, right as their anniversary approaches. It's a clear sign of growing conviction in the market. ➡️ spr.ly/6012faQrY

Today, we're announcing MetaMask USD ($mUSD) - MetaMask's native stablecoin. 🦊 MetaMask is the first self custodial wallet to launch a stablecoin, and we have big plans for it. 🧵👇

happy sunday legends 🌱 say it back if you show up daily

We now hold 728k $ETH, worth over $3.3 billion