Mastercard launched Agent Pay for Machines (AP4M) with 30 partners, agent permissions recorded on Polygon, Solana, and Base, settlement across cards, stablecoins, and on-chain rails.
Visa has its Trusted Agent Protocol while Google has AP2. The networks have decided that agents are economic actors now, so the question arises will these specific transactions still match the intent that originally authorized it?
The real risk in agentic commerce isn't the counterparty anymore. It's your own agent, one prompt injection away from a transaction you never meant.
Networks can only see settlement. The intent and the reasoning behind a transaction live at the agent layer, and that's where Seraph sits. It checks each action against its original mandate before anything is signed, then allows it, holds it for review, or blocks it.
The rails for machine payments now exist and growing fast, while we're building the layer that proves those payments are supposed to happen securely.
As AI agents begin to act, payments move into the background — at machine speed and massive scale.
Today we’re introducing Mastercard Agent Pay for Machines — bringing structure, governance, and trust to this new class of payments.
Launching with 30 partners to bring this to life from day one.
This isn’t just more payments. It’s a new operating model for commerce.
👉 Learn more:
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