Joined June 2022
- Tweets 7,996
- Following 1,300
- Followers 419
- Likes 21,810
275 Photos and videos
Andy retweeted
Your job title is irrelevant.
“Director of this. VP of that” is total nonsense.
Titles cost nothing to give away - because they’re worthless.
If a company valued you, you would get equity.
With no equity, you’re just an employee who sells their life away for a salary.
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Andy retweeted
May 29
I train at 9 am and the gym is full of retired folks who go for 3-4 hours every day.
They lift. Do some cardio. Play pickleball. Swim. Hit the sauna.
It totally kills the day, and they're super happy all the time.
If you have a proper fitness routine, "retirement" will be an absolute joy.
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Andy retweeted
May 29
Because your total return matters much more than your dividend yield in terms of then sustainability of your portfolio in the long run.
You can just withdraw 40k a year, regardless of its from underlying appreciation or divs
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Andy retweeted
May 17
Running has to be the worst sport out of all:
> not fun at all
> destroys joints
> no meaningful goal
> extremely stressful
> makes you low T
> ages you fast
> gives you skinny fat physique
> inefficent to lose weight
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Andy retweeted
May 23
People who sell their lives for a salary at one corporation for a long period of time seem to think that corporations are people.
A company doesn’t care about you. Its primary responsibility is to its shareholders first, its customers second.
Employees come dead last.
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Andy retweeted
Pursuing FIRE is nothing more than clear goal-setting.
And frankly, more people should pursue it, because even if you miss, you are in better shape than 99% of people.
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Andy retweeted
May 20
The best advice I always give to newly exited founders:
Open a Vanguard account.
Not Fidelity. Not Schwab.
Vanguard.
'Smart advice,' You might think. 'They do have the lowest fees..'
Wrong.
Their interface is so awful, you will never trade..
Has made my clients millions.
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Andy retweeted
May 20
She decided to rent instead of buying a home and invested the money she would’ve spent on a house into the stock market instead. Her portfolio is now approaching $1 million
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Andy retweeted
May 18
I often work with frugal folks — people who’ve spent a lifetime saving and #investing wisely.
For them, I have a message worth repeating:
If you have more money than you could ever spend, consider giving some of it away sooner rather than later.
One client was in exactly this situation. After reviewing their plan, I told them:
"You can afford to give while you’re still alive."
Now? They’re looking at buying their son a house.
I’m not sure it gets any better than that.
#Retirement
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Andy retweeted
May 18
“Those who don’t understand preach simplicity and low cost.”
Agree to disagree.
This isn’t about intelligence.
Rather, it’s about wisdom.
Can you build a more complicated plan for a possible marginal benefit?
Of course!
But . . .
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Andy retweeted
May 14
If you're over 40 and you don't have a visible gut, congratulations.
You are in the top 75% as far as health goes.
If you can do 10 push ups with proper form, you're in the top 90%.
If you can do 5 pull ups with proper form, make that 99%.
The bar has never been lower.
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Andy retweeted
May 12
90s TV shows had such a weird way of driving a point home.
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Andy retweeted
May 10
Early 2000's LAN center playing CounterStrike.
This was the pinnacle of gaming culture.
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Andy retweeted
The best part of the Midwest. Maybe all of America.
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Andy retweeted
May 8
Intelligence is creating a 12-fund portfolio.
Wisdom is knowing that you won't maintain it.
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Andy retweeted
May 7
She said it, NOT me!… but she’s right tho. 😉
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Andy retweeted
May 6
This is a common myth
Investing at all time highs historically has been a totally fine move
I don’t know the future, but this is what the data says
May 6
Right now is actually a pretty sad time for people in their 20s and early 30s.
All-time highs are the worst thing that can happen to you when you’re at the beginning of your investment journey.
You might be happy looking at your portfolio and seeing green numbers.
But that doesn’t really matter, because your investments will most likely be worth multiples of that in 20 years anyway.
The more time you have to invest during crashes early on, the better.
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Andy retweeted
There will be extended periods when:
• You only own U.S. stocks and international wins.
• You only own Developed Mkts and Emerging Mkts win.
• You only own large caps and small caps win.
That's why I diversify across all geographies and cap sizes - it eliminates FOMO.
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Andy retweeted
Most of the stock market's returns happen overnight.
We make money while we sleep.
Goodnight! 😴🌙
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Andy retweeted
Bro started in 1986 with $390k, day trades “full time”, and has $14m at 88 years old.
He spends 40 years looking at monitors instead of spending time with his family, friends, and grand kids only to make half of a passive low-fee index ETF.
The same $390k investment in the S&P 500 would be worth almost $30m - twice as much as this guy day trading full time for 4 decades.
Time > Money and he lost out on both.
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