We need a wellness check on @ingelramdecoucy for not being 1st.

God bless the 🇻🇦🇨🇭 Swiss Guards for their heroic sacrifice against... (checks post) ..."Habsburg troops"... Oh dear.

Ernie that is gross

It's wild how sky-high our expectations are for Trump, yet rock-bottom for everyone else in D.C. In just one year, he: Fully secured the border Removed nearly 3 million illegals Dropped homicide rates to record lows Dropped fentanyl flows by over 50% Shrunk the federal workforce by 10% Signed historic tax cuts Any one of those is a standalone case for the Trump agenda to utterly dominate the midterms. Yet some people still mope! Bizarre. Meanwhile, it would be considered some kind of epic achievement if Democrats simply funded ICE, or Republicans passed a voter integrity bill. If Congress does the bare minimum, it's considered a miracle. There are always going to be battles to fight and problems to fix, but if you don't have any appreciation for where we came from, you'll never know where we should be going. Let's make the 250th anniversary of our great country the year we get some perspective back. 🇺🇸

RIP @jarvis_best

I'm more of a reply guy here, but majority of you are good eggs.

Happy Thanksgiving everyone.

Oct 7th 2025 - Make Your Choice. 🎗️

Amazing.

This spot is still open if anyone wants to join

Great way to start the morning.

.@z_blair from 122 with the putter on 1 at Oakmont….pretty good.

Bump

Team Rose

Hey, Elon! Been there. Done that. The Swamp is far more devious and resilient than you think. Everything you are cutting will be reborn in another guise. I know! But keep at it anyway---America is sinking into a black hole of public debt and the hour is late. I have provided a roadmap for you here: "How To Cut $2 Trillion: A Blueprint From Ronald Reagan’s Budget Cutter To Musk, Ramaswamy and The DOGE Team" amzn.to/40rgiq4

I've had a bunch of people ask where they might be able to find all the historical @NoLayingUp Deep Dives that Soly and I do because they missed one or two and it's hard to search a podcast feed. WIll try to list them below 👇

Friedberg: California Created an Insurance Crisis by Artificially Inflating Home Prices @friedberg broke it down on episode 210: -- the frequency of loss is INCREASING for homes in climate-sensitive zones (areas with wildfires, hurricanes, tornadoes, etc.) -- this includes parts of los angeles susceptible to wildfires -- in a free market, the cost of insurance would rise with the increased risk of loss -- however, california makes it nearly impossible for home insurance providers to increase rates -- this artificially inflates home prices, due to the massively subsidized insurance costs " They're driving real estate value up because they're not allowing the cost of insurance of that real estate to naturally float." " And so by driving real estate values up, the economy looks good, they make property taxes, income comes in." -- but, major insurance providers like state farm pulled out of certain at-risk areas in the state -- for example, state farm canceled ~1600 policies in pacific palisades last summer -- californians living in at-risk areas are now relying on the state's insurance program (the "fair plan") in record numbers -- according to friedberg, the fair plan has ~$220M of capital with ~$5B of reinsurance -- after this string of wildfires, the program has ~$6B of exposure in the pacific palisades alone, and could have $24B in total losses -- so, california's state insurance plan is effectively bankrupt, and will need a bailout " At the end of the day, the bill is going to come due." "And at some point, taxpayers are going to look at the fact that they're paying some percentage of their income to support someone else's home value, and they're going to say 'Enough is enough.'"

Happy New Year. Looking forward to 2025.

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