Official account of Louisiana Commissioner of Insurance Tim Temple.

Joined February 2025
55 Photos and videos
Thank you to the @NAHREP for hosting a fantastic Housing Summit! It was an honor to speak and share our vision for a stronger, more resilient Louisiana housing market. Weโ€™re moving the needle by: ๐Ÿ”น Improving the industry's regulatory & legal environment ๐Ÿ”น Supporting the enforcement of stronger building codes ๐Ÿ”น Incentivizing storm mitigation via the Louisiana Fortified Homes Program We appreciate the chance to highlight the work underway to protect policyholders and expand affordable housing opportunities across our state. #NAHREP #HousingMarket #Resilience #FortifiedHome
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I had a productive conversation with the Rotary Club of Shreveport yesterday about the state of our insurance market. I shared with the group that reforms that were passed in last few years are taking hold, and the market is improving. If you haven't shopped your homeowners or auto policies lately, now is the time to look for a better deal.
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Great start to the day with the @ThibChamber! We discussed the ๐—Ÿ๐—ผ๐˜‚๐—ถ๐˜€๐—ถ๐—ฎ๐—ป๐—ฎ ๐—™๐—ผ๐—ฟ๐˜๐—ถ๐—ณ๐—ถ๐—ฒ๐—ฑ ๐—›๐—ผ๐—บ๐—ฒ๐˜€ ๐—ฃ๐—ฟ๐—ผ๐—ด๐—ฟ๐—ฎ๐—บ and ๐—ช๐—ถ๐—ป๐—ฑ ๐— ๐—ถ๐˜๐—ถ๐—ด๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐—ฆ๐˜‚๐—ฟ๐˜ƒ๐—ฒ๐˜†๐˜€ โ€”key tools for coastal resilience. Resilience isnโ€™t just a buzzword; itโ€™s the foundation for an affordable, available insurance market.
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It was a productive day, meeting with @IBHS_org and my colleague, ๐—”๐—น๐—ฎ๐—ฏ๐—ฎ๐—บ๐—ฎ ๐—–๐—ผ๐—บ๐—บ๐—ถ๐˜€๐˜€๐—ถ๐—ผ๐—ป๐—ฒ๐—ฟ ๐— ๐—ฎ๐—ฟ๐—ธ ๐—™๐—ผ๐˜„๐—น๐—ฒ๐—ฟ. Together, we discussed the incredible progress our states are making with the @FORTIFIEDHOME standard. This is important to homeowners because Louisiana and Alabama aren't just participating in resilient constructionโ€”we are leading the nation. By increasing uptake of FORTIFIED standards, we are helping homeowners build stronger, safer and more insurable communities.
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Big thanks to Deirdre Manna of @ZurichNA for having me on "Connections from the Green" at this yearโ€™s @Zurich_Classic! We had a great discussion on the state of the insurance market. As I mentioned on the show, the most effective way to lower your premiums is to shop your coverage. We are hearing from Louisianans every day who are saving significant amounts on both homeowners and auto insurance simply by comparing options.
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I enjoyed meeting the residents of Franklin at a great Town Hall event in Franklin! Iโ€™m proud to see our LDI team meeting residents where they live through our new "Pop-Up Office Hours." With hurricane season approaching, my message is simple: Be Insurance Ready. Review your policy, discuss potential out-of-pocket costs with your agent, and keep your documentation handy in case you need to file a claim. Stay prepared, Louisiana. #LDI #BeInsuranceReady #FranklinLA #LouisianaReady
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I was glad to be able to participate as a panelist at the @NatHurricaneCon in Florida where the topic was the importance of building more resilient structures. Like Florida, Louisiana experiences its share of hurricanes, and the discussion allowed me to ๐—ต๐—ถ๐—ด๐—ต๐—น๐—ถ๐—ด๐—ต๐˜ ๐—ผ๐˜‚๐—ฟ ๐—ฒ๐—ณ๐—ณ๐—ผ๐—ฟ๐˜๐˜€ ๐˜๐—ผ ๐—ฏ๐˜‚๐—ถ๐—น๐—ฑ ๐—ฎ ๐˜€๐˜๐—ฟ๐—ผ๐—ป๐—ด๐—ฒ๐—ฟ ๐—Ÿ๐—ผ๐˜‚๐—ถ๐˜€๐—ถ๐—ฎ๐—ป๐—ฎ.
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"I truly enjoyed the opportunity to sit down with the ๐—–๐—ถ๐˜ƒ๐—ถ๐—น ๐—๐˜‚๐˜€๐˜๐—ถ๐—ฐ๐—ฒ ๐—ฅ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—บ ๐—š๐—ฟ๐—ผ๐˜‚๐—ฝ in New Orleans today. It was a productive session centered on one clear goal: ๐—บ๐—ฎ๐—ธ๐—ถ๐—ป๐—ด ๐—Ÿ๐—ผ๐˜‚๐—ถ๐˜€๐—ถ๐—ฎ๐—ป๐—ฎ ๐—ฎ ๐—ฝ๐—น๐—ฎ๐—ฐ๐—ฒ ๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฎ๐—ป๐—ถ๐—ฒ๐˜€ ๐˜„๐—ฎ๐—ป๐˜ ๐˜๐—ผ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฒ๐˜๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ผ๐˜‚๐—ฟ ๐—ฑ๐—ฟ๐—ถ๐˜ƒ๐—ฒ๐—ฟ๐˜€ ๐—ณ๐—ถ๐—ป๐—ฎ๐—น๐—น๐˜† ๐˜€๐—ฒ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ฟ๐—ฒ๐—น๐—ถ๐—ฒ๐—ณ ๐˜๐—ต๐—ฒ๐˜† ๐—ฑ๐—ฒ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ฒ. My thanks to the CJRG for the warm welcome and the vital conversation."
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Visiting West Monroe last week to help open our Pop-Up office, it was an honor to meet ๐— ๐—ฎ๐˜†๐—ผ๐—ฟ ๐—ฆ๐˜๐—ฎ๐—ฐ๐—ถ ๐— ๐—ถ๐˜๐—ฐ๐—ต๐—ฒ๐—น๐—น. Thank you for the hospitality and warm welcome and allowing our team to meet with your constituents and answer their insurance questions.
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Great to be in Bossier City today for the @LAblackcaucus Annual Retreat. As we head into the new session, it's vital we stay aligned on the insurance challenges facing every corner of our state. We also took a moment to recognize those impacted by Winter Storm Fern. In Louisiana, we know that severe weather isn't just about hurricanesโ€”itโ€™s a year-round reality. #Lalege #LaGov #BeInsuranceReady
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๐—š๐—ฟ๐—ฒ๐—ฎ๐˜ ๐˜๐—ผ ๐—ท๐—ผ๐—ถ๐—ป ๐˜๐—ต๐—ฒ @๐—ง๐—ต๐—ฒ๐—ฅ๐—”๐—” ๐˜๐—ต๐—ถ๐˜€ ๐—บ๐—ผ๐—ฟ๐—ป๐—ถ๐—ป๐—ด to discuss a path forward for "last resort" markets like LA Citizens. My message was clear: To depopulate Citizens, we must remove the barriers that kept companies from writing here. Weโ€™re doing that through legal reform, boosting market competition and aggressive mitigation like the Louisiana Fortified Homes Program. #LDI #InsuranceReform #Louisiana #RAA
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It was a pleasure to join the ๐—ข๐—ฟ๐—บ๐—ผ๐—ป๐—ฑ ๐—–๐—ถ๐˜ƒ๐—ถ๐—ฐ ๐—”๐˜€๐˜€๐—ผ๐—ฐ๐—ถ๐—ฎ๐˜๐—ถ๐—ผ๐—ป last night and discuss insurance, what the Department of Insurance is doing to address rates, and the realities faced by families, businesses and our neighbors. Thank you for the warm reception.
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๐—ฆ๐˜๐—ผ๐—ฝ ๐˜„๐—ผ๐—ฟ๐—ฟ๐˜†๐—ถ๐—ป๐—ด ๐—ฎ๐—ป๐—ฑ ๐˜€๐˜๐—ฎ๐—ฟ๐˜ ๐˜€๐—ฎ๐˜ƒ๐—ถ๐—ป๐—ด. ๐Ÿ›‘๐Ÿ’ธ @CommTempleโ€™s advice is simple: ๐—ฆ๐—ต๐—ผ๐—ฝ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฎ๐—ป๐—ฐ๐—ฒ. But many are falling into the "Paralysis Gap"โ€”the state of researching endlessly without making the switch. Don't let the "mind says go, heart says no" cycle stop you from getting a lower rate. Check out the psychology behind why we're hesitant to move as reported by @InsNewsNet. Read the full analysis here: buff.ly/BkKOkNW @InsNewsNet

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It was my pleasure to return to campus and speak to the students of the @LSULawCenter. They represent our next generation of legal talent. Thank you to Deputy Commissioner Ron Henderson for inviting me to his class and chat with his students about the impact of litigation on insurance rates.
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Representation matters. At the Louisiana #๐—ก๐—”๐—”๐—œ๐—” ๐—น๐—ฒ๐—ฎ๐—ฑ๐—ฒ๐—ฟ๐˜€๐—ต๐—ถ๐—ฝ ๐—ถ๐—ป๐˜€๐˜๐—ฎ๐—น๐—น๐—ฎ๐˜๐—ถ๐—ผ๐—ป, I emphasized that a diverse industry is a more competitive one. Great to discuss our market reforms and connect with the bright @SouthernU_BR studentsโ€”the future of Louisiana insurance is in good hands! #lalege #Insurance
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I was honored to join the @LSULawCenter ๐—๐—ผ๐˜‚๐—ฟ๐—ป๐—ฎ๐—น ๐—ณ๐—ผ๐—ฟ ๐—ฆ๐—ผ๐—ฐ๐—ถ๐—ฎ๐—น ๐—๐˜‚๐˜€๐˜๐—ถ๐—ฐ๐—ฒ & ๐—ฃ๐—ผ๐—น๐—ถ๐—ฐ๐˜† and @LABI_biz this morning and deliver an important message to our next generation of lawyers: The data is clear: Louisiana litigates claims at 2.5x the national average. To lower costs for families, we must fix our legal environment. We are fighting for a stable market that invites competition. #Lalege #InsuranceReform #LALaw
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Thank you to @BbbSwla for inviting me to speak and give an update on Louisianaโ€™s improving insurance market.
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Speaking to Jeff Crouere on @wgso990am earlier today, @CommTemple spoke about the recent news that ๐˜€๐—ฒ๐˜ƒ๐—ฒ๐—ฟ๐—ฎ๐—น ๐—ถ๐—ป๐˜€๐˜‚๐—ฟ๐—ฒ๐—ฟ๐˜€ ๐—ฑ๐—ฒ๐—ฐ๐—ฟ๐—ฒ๐—ฎ๐˜€๐—ฒ๐—ฑ ๐˜๐—ต๐—ฒ๐—ถ๐—ฟ ๐—ฟ๐—ฎ๐˜๐—ฒ๐˜€. โ€œFor auto coverage, insurance companies have had less claims the last year and are passing the savings along to the consumers.โ€ He added these decreases were not due to the reforms passed last year. โ€œI fully ๐—ฎ๐—ป๐˜๐—ถ๐—ฐ๐—ถ๐—ฝ๐—ฎ๐˜๐—ฒ ๐˜๐—ต๐—ฎ๐˜ ๐˜๐—ต๐—ฒ ๐—ฟ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—บ๐˜€ ๐˜๐—ต๐—ฎ๐˜ ๐˜„๐—ฒ๐—ฟ๐—ฒ ๐—ฝ๐—ฎ๐˜€๐˜€๐—ฒ๐—ฑ ๐—ถ๐—ป ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ ๐˜„๐—ถ๐—น๐—น ๐—ฟ๐—ฒ๐˜€๐˜‚๐—น๐˜ ๐—ถ๐—ป ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฎ๐—ป๐—ถ๐—ฒ๐˜€ ๐—ฐ๐—ผ๐—ป๐˜๐—ถ๐—ป๐˜‚๐—ถ๐—ป๐—ด ๐˜๐—ผ ๐˜๐—ฎ๐—ธ๐—ฒ ๐—ฟ๐—ฎ๐˜๐—ฒ ๐—ฑ๐—ฒ๐—ฐ๐—ฟ๐—ฒ๐—ฎ๐˜€๐—ฒ๐˜€ in the private passenger auto space.โ€ Whatโ€™s next: โ€œThe Governor and the Legislature want to ๐—ฐ๐—ผ๐—ป๐˜๐—ถ๐—ป๐˜‚๐—ฒ ๐˜๐—ผ ๐—ฏ๐˜‚๐—ถ๐—น๐—ฑ ๐˜‚๐—ฝ๐—ผ๐—ป ๐˜๐—ต๐—ฒ ๐—บ๐—ผ๐—บ๐—ฒ๐—ป๐˜๐˜‚๐—บ we had last year. I want people spending less on insurance so they can spend that money where they want to spend it.โ€ Catch the full interview here: wgso.com/ringside-politics-jโ€ฆ Jump to 1:04:50 mark. #Lalege #Lagov #lowerrates #insurancereform

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This photo was taken two years ago today at the Louisiana Inauguration ceremony. ๐—œ๐˜ ๐—ถ๐˜€ ๐—บ๐˜† ๐—ต๐—ผ๐—ป๐—ผ๐—ฟ ๐˜๐—ผ ๐˜€๐—ฒ๐—ฟ๐˜ƒ๐—ฒ ๐—ผ๐˜‚๐—ฟ ๐—ด๐—ฟ๐—ฒ๐—ฎ๐˜ ๐˜€๐˜๐—ฎ๐˜๐—ฒ ๐—ฎ๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ฝ๐—ฒ๐—ผ๐—ฝ๐—น๐—ฒ of Louisiana.
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