The new competition isn’t Humans vs AI. It’s Humans with AI vs everyone else.

Testing prediction markets and stock trading on the Coinbase app, which are rolling out in the U.S now

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JUST IN: Michael Saylor says the following US banks are now issuing credit against Bitcoin: • Citi • JPMorgan • Wells Fargo • BNY Mellon • Charles Schwab • Bank of America

Damn

Recent Layoff Announcements: 1. US Government: 307,000 employees 2. UPS: 48,000 employees 3. Amazon: Up to 30,000 employees 4. Intel: 24,000 employees 5. Nestle: 16,000 employees 6. Verizon: 15,000 employees 7. Accenture: 11,000 employees 8. Ford: 11,000 employees 9. Novo Nordisk: 9,000 employees 10. Microsoft: 7,000 employees 11. PwC: 5,600 employees 12. Salesforce: 4,000 employees 13. IBM: 2,700 employees 14. American Airlines: 2,700 employees 15. Paramount: 2,000 employees 16. Target: 1,800 employees 17. General Motors: 1,500 employees 18. Applied Materials: 1,444 employees 19. Kroger: 1,000 employees 20. Meta: 600 employees Where will all these people go?

JUST IN: College graduates now have the same job-finding rate as high school graduates

$100k is officially lower middle class. Here's how much it costs to live "comfortably" in every US state:

US small business employment is collapsing: US small firms cut -120,000 jobs in November, the most since May 2020, according to the ADP Employment Report. Companies with 1–19 employees cut -46,000 jobs, while those with 20–49 employees cut -74,000 jobs. This also marks the 6th monthly decline over the last 7 months. During this period, employment at small firms has dropped -264,000. As a result, the 3-month average dropped to -59,333, the weakest reading since the 2020 pandemic. More rate cuts are coming.

More US families are renting because it’s far cheaper. Pretium says mortgage rates would need to drop from about 6.2% to 3.7% to make owning cost-competitive again.

Welcome to @RobinhoodApp to all the $TSLA shareholders who transferred more than $1.4B to Robinhood, with an average account size of over $500k. Clear signal that people want choice, speed, and innovative tools that help them make their voices heard.

It’s finally December! Our teams have been sprinting to deliver a whole new set of products, which we’re excited to finally show you on the 17th. #SystemUpdate The future of finance is on Coinbase.

JUST IN: $11 trillion Vanguard to allow clients to buy crypto ETFs starting tomorrow.

Tokenization is shaping the next evolution of global markets. In @TheEconomist, Larry Fink and Rob Goldstein discuss how tokenization can modernize market infrastructure, enhancing efficiency, transparency, and access by connecting traditional and digital finance. Read more:

Americans’ household debt levels, including mortgages, car loans, credit cards and student loans, are now at a new record high, per Federal Reserve Bank of New York,

"Robinhood’s remarkable product velocity is proving key to its strategic vision of becoming the go-to personal financial operating system. Year after year, the company has launched new products across financial services verticals." Read our full blog: ark-invest.com/articles/anal…

Zero commissions were just the beginning. @RobinhoodApp's innovation flywheel is transforming it into the personal finance hub for the internet generation. Read how in our new blog by @GrousARK and @varshikaARK. ark-invest.com/articles/anal…

Here’s what happened in October @Coinbase: • Started collaborating with @Citi to build the future of payments. • Released our Q3 2025 financial results with $1.8B net revenue. • Acquired @echodotxyz to further our mission of growing economic freedom worldwide. • Expanded our commitment to India and the Middle East through a new investment in @CoinDCX. • Rolled out DeFi lending for USDC, giving users a new way to earn more from their assets in applicable markets. • Partnered with @Samsung to bring crypto 75 million Samsung Galaxy users in the U.S. • Launched DEX trading to all U.S. users (except NY) - explore millions of assets, moments after they launch, right from the Coinbase app. • Applied for a @USOCC national trust charter, paving the way for innovation and growth in building a modern financial system powered by digital assets. • Hit $1B of onchain loans generated through Coinbase using BTC as collateral. • Brought crypto staking on Coinbase to New York. • Launched the Coinbase Pay Tab, enabling peer-to-peer transactions and allowing Coinbase users to send money to over 100 countries using crypto. • XSGD and AUDD went live on @base and were listed on Coinbase, continuing our mission of enabling everyday payments for people around the world in their native currency. Base now has the largest network of local stablecoins across 16 currencies. • Rolled out Blue Carpet for asset issuers, a new asset listing experience to increase accessibility and transparency for onchain builders. • @CoinbaseDev launched CDP Embedded Wallets for everyone building onchain, so builders can integrate self-custody wallets into any app. • Released the Coinbase One Card to everyone in the U.S., enabling cardholders to earn up to 4% in Bitcoin on every purchase. • Handed out Clari-Tea in Washington D.C. to remind Capitol Hill that crypto voters are watching closely and we need CLARITY, while @brian_armstrong met with Senators from both sides of the aisle to help create clear rules that protect innovation in DeFi. • @CoinbaseDev gave AI agents access to wallets and onchain payments via x402 through the release of Payments MCP, seeing the protocol explode in usage. • Added a new suite of business payment tools to @CoinbaseBiz. • Open-sourced the Coinbase Design System. Okay, back to shipping.

JUST IN: Robinhood $HOOD to join S&P 500.

Young male college grads are now jobless at the same rate as non-grads, per FT: