If it sounds too good to be true then it usually is and it’s always the case with the SNP!!!!
The SNP’s latest use of freebies to buy votes (which the Scots keep falling for).
Of course, it’s not a free £10,000 grant—it’s a shared-equity scheme (like an interest-free equity loan) where the Scottish Government takes a proportional ownership stake in the property, which is repaid later.
You need to qualify for a mortgage in the usual way first. Then you can take Scot Gov’s £10k to help with the deposit.
If that comes to say, 5% of the purchase price, when you come to sell, say for £300,000, then you will pay back Scot Gov £15,000.