🚗 Auto loan rates starting at 4.99% APR＊! Whether you’re buying new, used, or refinancing — our local team makes the process simple and personal. ✔ Competitive rates   ✔ Fast local decisions   ✔ Friendly hometown service   Start your application today:   fnbmwc.com/loans/personal-lo… ＊APR for qualified borrowers. Credit approval required. See bank for details.

🎉 It's Here! Welcome to the New FNB Digital Banking Experience! Our upgraded Online Banking and Mobile Banking platform is now live! Here's what you'll need to know: ✅ Use your current username and password to log in ✅ You'll receive a one-time passcode to verify your identity 📱 Download/Update the NEW FNB Community Bank Mobile App Important reminders: • The old business mobile app will no longer work • Biometrics (Face ID/Fingerprint Login) must be re-enabled • Push notifications must be reset • Android users may need to clear their app cache Enjoy: ✨ One platform for personal and business banking ✨ Enhanced security ✨ Improved navigation 📞 Need help getting logged in? Call our team at 405-732-4571 or call your local branch as our Solution Center may experience longer than usual wait times. Need their number? Check here: fnbmwc.com/about/locations-h… Welcome to a better banking experience!

⏰ Upgrade Day Update Our online banking transition is officially underway. Today's important milestones: 🔹 Bill Pay becomes unavailable at 9:00 AM Later today: 🔹 Retail Online Banking and Mobile Banking will move to inquiry-only access at 5:00 PM 🔹 Business Online Banking and Business Mobile Banking will become unavailable at 5:00 PM As we work behind the scenes, we appreciate your patience. The result will be a more secure, streamlined banking experience. 📞 Need assistance? Call us at 405-732-4571. fnbmwc.com/configure-digital…

🚨 Online & Mobile Banking Upgrade Begins This Week 🚨 Our new online and mobile banking experience launches this Thursday, June 11! Before the transition begins, please take a few minutes to: ✅ Verify your phone number and email address are current ✅ Know your username and password ✅ Save any external transfer information ✅ Save card control settings and Bill Pay history if needed This update will bring: ✨ One platform for personal and business banking ✨ Upgraded mobile banking app ✨ Enhanced security features ✨ Improved navigation We’re excited to bring you a better banking experience and will be sharing important updates all week. 📞 Questions? We’re here to help at 405-732-4571. #FNBCommunityBank #DigitalBankingUpgrade

📲 BIG NEWS! Our New Digital Banking Experience Launches June 11! 🎉 A faster, more secure, and more user-friendly way to bank is almost here! Whether you use personal or business online banking, you’ll soon enjoy one convenient platform with enhanced tools and a brand-new mobile app. ⚠️ Important Reminders Before June 9 ✅ Verify your phone number and email address ✅ Know your current username and password ✅ Save any information tied to: • External transfers • Card controls • Bill Pay history These items will not transfer to the new system and will need to be set up again after launch. 📅 Key Dates 🔹 June 9 – System transition begins • Bill Pay disabled • Business Online Banking offline • Mobile Deposit unavailable • Personal Online Banking inquiry-only 🚀 June 11 – New Digital Banking Experience Goes Live! ✨ What’s New? ✔️ One platform for personal & business banking ✔️ Improved mobile banking app ✔️ Streamlined navigation ✔️ Enhanced security features 📱 Mobile App Users: The current consumer app will need to be updated on June 11th and the business app will no longer work after launch. You’ll also need to re-enable biometrics and reset push notifications. 🤝 Need Help? We’re Here for You! Our dedicated Solution Center will also be open extra hours on Saturday, June 13 from 8:00 AM–1:00 PM CST to answer questions and assist with your transition. 📞 405-732-4571 We know change can feel like a lot, but we’re excited to bring you a better banking experience and will be here every step of the way. 💙 Read more and view tutorials: fnbmwc.com/configure-digital…

Today, we pause to remember and honor the brave men and women who gave their lives in service to our country. Their sacrifice made our freedoms possible, and we are forever grateful. In observance of Memorial Day, all FNB Community Bank locations will be closed today. We will resume normal business hours tomorrow. ❤️🤍💙

✨ A better digital banking experience is on the way. On June 11, FNB Community Bank is launching a new online and mobile banking experience designed to make managing your money easier than ever. Here’s what to look forward to: ✔️ One platform for personal business banking ✔️ Improved mobile banking app ✔️ Streamlined navigation ✔️ Enhanced security Same local bank. Better digital experience. See a preview and learn more online at fnbmwc.com/configure-digital…

🚨 Scam Alert 🚨 Fraudsters are getting creative, and text message scams are on the rise. If you receive a text claiming you owe money for a traffic ticket, unpaid fee, or that your license is at risk, STOP before you click. These messages are often designed to create panic and steal your personal or financial information. Protect yourself: 🔹 Don’t click suspicious links 🔹 Don’t provide personal or payment information by text 🔹 Verify directly with the organization using a trusted phone number or website 🔹 When in doubt, call your bank before taking action Scammers rely on urgency. Take a moment, verify first, and help protect your friends and family by sharing this post. #FraudAwareness #ScamAlert #BankSafe #FNBCommunityBank

Teaching kids about money doesn’t have to be complicated… it just has to start. 💡 From learning the difference between needs and wants to setting savings goals, the small lessons we teach today can shape lifelong habits. Research even shows that money habits begin forming at a young age, making early conversations more impactful than we might think. This spring, we’re sharing simple, practical ways to help your kids build confidence with money right from home. 👉 Read more: fnbmwc.com/about/blog/post.h… #BankLocal #FinancialLiteracy #TeachKidsToSave #FNBCommunityBank

Power your professional service business with Clover. Smarter tools. Simpler management. More time back. 🤩🤑🤗 Limited-time offer: Act by June 30 to qualify for a 90-day free trial and/or $450 rebate＊ with the Clover Services Growth Plan. Don’t miss out. fnbmwc.info/450back

An unforgettable evening at the Run for the Roses Derby Party 🌹🏇 We’re proud to support the Rose State College Foundation as an annual sponsor, helping raise funds that directly impact student scholarships right here in our community. Events like this are a reminder of what happens when we come together—great people, a great cause, and a lasting difference for future generations.

Ever wonder where your money goes when you deposit it? At a community bank like FNB, it goes right back into the community. ✔️ Small business loans ✔️ First cars ✔️ Local development That means your everyday banking is helping build the place you call home. That’s a win-win 💙

RSC students and staff members attended an award ceremony on April 9 that honored four RSC students for their outstanding academic achievement during the 2025-2026 school year. Read more ➡️ loom.ly/2dW3QXI. #RoseState #OKHigherEdWorks

The Carl Albert Boys and Girls Swim Teams were recognized at the April 13th Board of Education for making history, both winning the Class 5A State Championship, the first time a school has swept both titles in 5A! #OneDistrictOneFamily #mdpurpose #StateChamps

Why Bank Local? Your money does more here. When you bank local, your dollars stay right here in our community: supporting small businesses, funding home loans, and helping Midwest City grow. At FNB Community Bank, we don’t just serve this community… we’re part of it. 💙 Local decisions 💙 Local investments 💙 Local impact Bank where it matters. Bank local.

Tax Day is here 💼💰 Before it turns into a couple shopping trips… 👀 Put your refund to work: • Build or boost your savings • Pay down a balance • Set it aside for something that matters At FNB Community Bank, we’re here to help you make smart moves. 👉 Let’s put your refund to work. Open a savings account online today at fnbmwc.com/personal/personal… #TaxDay #FNBCommunityBank #BankLocal #FinancialWellness #communitybank

Smart money habits don’t just happen… they start somewhere. 💳 FNB’s Student Checking is built for real life—whether it’s their first debit card or first paycheck. ✔️ Earn up to 5.00% APY＊ ✔️ No monthly fees ✔️ Cashback rewards on everyday spending ✔️ Built-in parental controls for peace of mind It’s banking that grows with them (and keeps you in the loop). 👉 Open an account today and set them up for what’s next. Full details and application: fnbmwc.com/personal/personal… Member FDIC ＊APY = Annual Percentage Yield. Qualifications required. Rates may change. See details: fnbmwc.com/personal/personal…

Please join us in welcoming Ashley Graham as the new Branch Manager of our Tinker Air Force Base BX location. Ashley brings over a decade of banking experience and a story that truly comes full circle. Raised in a military family and having worked on a base in Okinawa, Japan, she understands firsthand the unique needs of our military community. Since joining FNB Community Bank in 2023, Ashley has quickly grown within our team—from Float Teller to Personal Banker—and now Branch Manager. Her passion for helping others and building relationships makes her the perfect fit for this role. She’s excited to serve and support the Tinker community, and we’re lucky to have her leading the way. 📞 Reach Ashley at 405-739-8782 #FNBCommunityBank #TinkerAFB #CommunityBanking #MilitaryCommunity

Please join us in congratulating our first Employee of the Quarter for 2026. Casie Yost is a teller at our Del City branch drive-thru. Thanks for doing a wonderful job, Casie. She is pictured with FNB CEO/President, John Croak; Del City Branch Manager, Lance Lillard; and SVP, Kyle Croak.

When you walk into FNB, you’re not just another account number... you’re greeted by people who know your name, your story, and your goals. That’s the community bank difference. Stop by and see us this April for Community Banking Month 💙