Just a simple mortgage man making his way in the universe. Mortgage Specialist. Views are my own.

Joined February 2021
108 Photos and videos
Alexander Gold Mortgages retweeted
So let me get this straight... Canada is in a recession—the only G7 country currently in one. Unemployment is up. Inflation is rising. Food insecurity is at a record high. Yet the highest proportion of Canadians since 2017 now say the country is on the right track. That's either a remarkable display of optimism—or a sign that many Canadians aren't getting the full economic story from the news they consume.
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Retractable dog leashes should be illegal
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Don’t look at the root problems, don’t solve affordability or make business attractive for people to want to stay, just make them pay money they don’t have if they want to leave. How brain dead are these people?
‼️MAJOR ALERT At the Liberal Party convention in Canada they are proposing LOCKING Canadian workers in Canada by forcing them to pay $500,000 dollars to work in the USA! ....which only the elite can afford. Canada is turning into a leftist PRISON CAMP! .. FAST!
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This is well said on the issue of floor crossings.
Here’s my issue. If you were crossing the floor as an honest person, you’d layout your reasons, and act with humility that this is controversial, and try to get as much public support as possible and try to justify your decision. What we’re seeing is a political class making jokes about it, making light of it, and not taking concerns for Canadians about this seriously. Even if you think it’s legitimate to cross the floor, surely, you cannot defend the poor decorum these individuals are showing. Then, I see the people speculating as to why there’s so many, and some raising questions about incentives being offered, pressure being put on, and back room deals being made. The public absolutely has a right, and perhaps a duty to speculate when our concerns are not being treated with respect and being answered candidly. If the goal, is to achieve a majority government, which it obviously is, then they are doing so by trying to avoid going to the constituents to seek that mandate. If 10 MPs are considering crossing, then we should just do an election. I think this is indefensible at this stage. As a First Nations Chief, I seek the mandate from my people, and for those who don’t like the decision our leadership makes, I seek to address their concerns. I am not seeing that response from this government, and for that I am extremely disappointed and concerned.
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If MP’s can switch sides after being elected by their constituents, we are not living in a democracy. We are living in a banana republic.
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If you shopped your mortgage a few weeks ago and got a rate of 3.xx that’s likely the best offer you’re going to get at the moment. Take it.
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Michael Ma, the face of foreign interference in Canada.
Today, during an exchange with a witness at the Standing Committee on Industry and Technology, I asked questions that inadvertently came across as dismissive of the serious issue of forced labour. To be clear, my line of questioning referred to auto manufacturing in Shenzhen, China, and not in Xinjiang. I regret this mistake and apologise to Ms. McCuaig-Johnston and my fellow committee members. I condemn forced labour, in all its forms. Canada has amongst the most rigorous forced-labour import laws in the world, and I am proud to support the government’s work to eradicate forced labour from supply chains and enforce Canada’s import prohibition.
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The presale appraisals are decimated. The resale condo appraisals are getting decimated. Rates are going up. That 25 year low is starting to look like a 26 year low.
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People shop mortgages for the lowest rate, but refinancing is more than just rate. It’s a chance to check if your current mortgage still fits. Are you only getting the mortgage, or also cash back, legal fee waivers, preferred banking & wealth planning? Built equity? Consider readvanceable collateral mortgage. Need debt consolidation? Roll debts into mortgage. Want better cash flow? Re-extend amortization. Rate is king, but it shouldn’t be the only factor at maturity.
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Taking time to shop your mortgage 3-4 months in advance of your renewal date could save you thousands in interest over the years to go come. In some cases, your current lender may be aggressive with renewal rates but you won’t know where they stand unless you shop.
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Having to declare for vacant home tax every year is annoying, if I list the property as my primary residence and use the home owner grant when paying my taxes, then that should be sufficient
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When USMCA gets torn up this year, what happens to inflation in Canada?
DISMANTLED: Howard Lutnick exposed Mark Carney at the WEF USMCA = 5 months away Mark Carney CHOSES CHINA on a global stage Howard Lutnick called it out for what it is: POLITICS to get VOTES MATH 🇺🇸 =75% of Canada’s trade 🇺🇸 =85% tariff-free access
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Would recommend adding a HELOC to clear titled property while pursuing title insurance protection also.
🚨READ THIS CAREFULLY. BC homeowners now face limited title insurance just to protect what they already own. PRIVATE PROPERTY is UNDER ATTACK— and the Premier and Attorney General won’t even commit to constitutional amendments to stop it. COMPLETE SILENCE ON THEIR PART.
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Alexander Gold Mortgages retweeted
Unrestricted birthright citizenship is a mistake. Europeans have this right...conditional citizenship that requires parents to meet certain expectations. @LenaMetlegeDiab--> Canadian hospital data suggest increase in birth tourism theglobeandmail.com/politics…
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Did anyone really think there would be a rate cut today?
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Amongst some good ideas, like slashing development fees, are some really ridiculous ones — windowless bedrooms and a shared equity ownership program. For reference, the federal government already had a shared equity ownership program that failed miserably. dailyhive.com/vancouver/vanc…
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Normalize not asking your mortgage guy about lower fixed rates immediately after each BOC announcement.
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