Joined March 2023
- Tweets 13,088
- Following 2,277
- Followers 1,229
- Likes 10,164
365 Photos and videos
Pinned Tweet
Jun 12
Profile Update ✨
Same content, way more personal.
I’ve decided to drop the brand name and make this account actually mine.
Formerly JH Wealth Systems → now just James Hall.
I’m still writing and sharing everything I’m learning about building real wealth.
My mission hasn’t changed: help hard-working people build wealth on autopilot through discipline, systems, and patience.
If that’s you, I’d love for you to stick around. Follow x.com/ItsJamesHall (Under Review - Blue tick pending...)
And subscribe to my free newsletter where I’ll be sending wealth-building tools, templates & tips → jameshall.kit.com/
Thanks for being here. More real talk coming soon.
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James Hall retweeted
Jun 13
Spent this morning completing my first ever half marathon.
To top it off it was a trail race with 650m elevation gain.
Amazing scenery running alongside the beautiful Ullswater in the Lake District.
Legs are in pieces, but it was worth it.
DO HARD THINGS.
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An idea to tackle the wealth and gambling crisis: turn high street bookies into investment outlets.
Trading212 and Hargreaves Lansdown shopfronts instead of betting shops.
Let people invest instead of gamble.
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Just got my first Air Fryer after hearing nothing but good things.
Drop your favorite foods/recipes to break it in 👇
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Having no desire to impress others and buying for utility are two of the best financial habits you can build.
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The purchasing power of the £ has fallen ~25% over the past 5 years (UK CPI).
If your income hasn’t grown at least that much, you’re getting poorer.
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It gets easier the higher the income and the lower the expectations.
But anyone can build wealth.
Building wealth isn't about income, it's about behavior.
When you spend less than you earn, avoid debt, and invest consistently, you can build wealth at any income level. It's not flashy, but it works.
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This is the cost of owning your own home if you don’t have the available capital to buy it outright.
Purely financial it’s not the best use of your money.
Personally, I’m willing to pay the cost in order to own a lovely home where I can raise my sons.
It does help that I’ve previously locked in a low mortgage rate and have overpaid to avoid the interest costs.
It’s either this, rent (and never own your own home) or live off your parents.
Your choice.
Jun 12
Owning a £400,000 house with a £350,000 mortgage in the UK in 2026 means signing a 25-year contract to give the bank around £2,050 a month, in exchange for the right to maintain a building you'll spend another £4,000 a year keeping dry, warm and structurally sound.
At a 5% fixed rate, the total interest over the life of the mortgage is around £264,000. The total mortgage cost ends up at roughly £614,000.
The price tag on the front door says £400K. The actual cost of living in it for 25 years is closer to £750K, before council tax, repairs, insurance and the new boiler.
This is what the country has been calling 'getting on the ladder.'
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Securing your financial future is more important than spending on non-essential things today.
Agree or disagree?
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James Hall retweeted
Jun 12
A person's worth is usually consistent with the amount of value they bring to humanity.
If you want to build your net worth, work on the value you bring to society.
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This is what happens when you let your money work for other people instead of working for you.
Build systems to protect your money and get closer to financial freedom before it’s too late.
Jun 12
I am 52 years old. I have been working since I was 15 years old. I have no savings, no retirement, and will never own a home before I die.
And there is now a trillionaire.
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James Hall retweeted
Jun 12
In the UK house equity makes up on average 40% of total wealth compared to only 14% from investment accounts.
Would you prefer a £1m home or £1m in an investment account?
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James Hall retweeted
Jun 11
85-95% of pro fund managers underperform the S&P 500 over 10-20 years.
The simplest, stress-free winning strategy for most people: Buy a low-cost S&P 500 (or total market index fund). Set it and forget it.
Agree or disagree?
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Jun 12
Musk is not the world’s first Trillionaire.
Zimbabwe created loads of them when they had hyperinflation…
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