For years, limited access to capital has been the #1 issue for SMBs. Pipe's Embedded Capital-as-a-Service is our answer to this pressing need. By turning live transaction data into more inclusive funding, we’re helping Payfacs and ISVs solve their merchants’ biggest problem.

Horizontal fintech never gave landscapers or restauranteurs an "aha" moment. @Pipe CEO @LCSVoiles nails why vertical SaaS is winning. When software actually understands the daily grind (inventory, scheduling, routing techs, ordering parts), it stops being a tool and starts feeling like a friend who has your back. This clip’s from the finale of our Vertical SaaS: Fintech Disruption by a Thousand Cuts miniseries, cohosted with @Pipe. Increase Founder & CEO Darragh Buckley joins Luke and me for Episode 6, “Scaling Up,” where we unpack how specialized workflows, embedded finance, and smart infrastructure are rebuilding financial services, layer by layer. Watch the clip and catch the full episode here: podcasts.apple.com/us/podcas…

How is fintech redefining credit access? Join leaders Ratinder Bedi (@PayPal), @LCSvoiles (@Pipe), Ana Lynn Bukberg (@Square), and moderated by Michelle Young (@Plaid) at @Money2020 to explore how cash flow data is powering a new era of inclusive lending.

Parents aren’t supposed to have favorites. Businesses don’t get that luxury. That’s Bryan Solar’s lesson as CPO of @SpotOn, a vertical SaaS operating system for independent restaurants. Choosing independent restaurants as SpotOn's primary customer segment means going deep instead of broad; obsessing over details like the wrong button in a bartender’s workflow (which can make or break a night) and knowing when to build vs. partner in embedded finance. Vertical SaaS wins because no one knows the customer better. Every product decision flows from that insight. In Episode 2 of Vertical SaaS: Fintech Disruption by a Thousand Cuts — a new miniseries sponsored by our friends at @pipe! — @LCSVoiles and I sit down with Bryan to unpack what true customer centricity looks like in vSaaS, and how (when done well) it becomes a right to win. Watch the clip and catch the full episode here: podcasts.apple.com/us/podcas…

Vertical SaaS is rewriting the small business playbook. Nail salons, plumbers, and pizza shops can now manage bookings, payroll, and borrowing from a single platform, without ceding control. The scale may surprise you. These platforms are growing fast because they solve the real, daily challenges of SMB owners. That’s why it’s the topic of our new miniseries, Vertical SaaS: Fintech Disruption by a Thousand Cuts (sponsored by our friends at Pipe). In Episode 1, I sit down with @LCSVoiles, CEO of @pipe, to unpack why vSaaS is the perfect channel for embedded finance. And how platforms like SpotOn and Housecall Pro have become operating systems for entire industries. Check out the clip of Luke defining vSaaS in the simplest terms👇 and catch the full episode here: podcasts.apple.com/us/podcas…

Had a great time sitting down with @AlexH_Johnson and recording our new series on vertical SaaS and embedded finance, along with some great guests.

1/ We’re gearing up for the inaugural @FintechNerdCon! Can’t wait to see FTA member company leaders take the stage: 🗓️ Nov 19–20, 2025 | 📍 Miami, FL

Small businesses are more optimistic right now, even in the face of growing uncertainty. Why? Maybe they know something "big finance" doesn't. 🧵1/12

Launching an embedded financial product in a new country can be agonizingly slow, unless you've built for global scale, with these three pillars in mind: pipe.com/resources/articles/…

Olajide and his team created a space to honor their African heritage through food. But behind the scenes, like so many small businesses, they were navigating tight margins and rising costs. A capital offer, embedded in the Priority payment platform they already trusted, gave them breathing room to keep going and keep growing. This is what happens when access meets intention. Watch the story: #SmallBusinessBigDreams

When we talk about designing for real needs, this is what we mean. Brooke and Zanbria couldn’t find the high-quality, consistent braiding experience they wanted, so they built it. What started as a pop-up became Swella, a modern braid bar blending care, tech, and culture. Their vision is bold, but the barriers were real. Traditional funding didn’t work for their model. That’s why embedded capital—built right into our partner platform, Boulevard—made such a difference. I had the pleasure of visiting their new location in Charlotte and spending the afternoon talking to Brooke and Zanbria. These founders are making the right hair care experience more accessible, and we’re proud to help make growth capital more accessible for them too. #SmallBusinessBigDreams @joinblvd

Jake Miller’s story hits home. After a devastating accident ended his military career, Jake found a new calling, ensuring families across North Carolina have reliable access to clean water. He launched Ridgeline Well & Pump with $15K and sheer determination. When traditional credit wasn’t an option, he tapped into capital through a tool he already used, @housecall Pro. That offer helped him expand and keep building. This is why embedded capital matters. We’re not just talking about money; we’re talking about momentum. But I’ll let Jake tell you the story himself.

Thank you to the Founders and CEOs who participated in the fourth annual FTA Fly-In! After the #FTACEOSummit, we met with officials from the Office of Management and Budget, the @WhiteHouse, and the @USTreasury, as well as Acting @FDICgov Chair Travis Hill and Acting @USOCC Comptroller Rodney Hood. We discussed the value #fintech provides to consumers, small businesses, and start-ups, as well as policy priorities like payments modernization, AI, open banking, bank-fintech partnerships, and access to capital. We appreciated the open dialogue and thoughtful engagement with regulators as we work to shape the future of finance. @immad @mercury @Revolut @Ryan_Caldwell @mX @matt_oppy @remitly @LCSVoiles @pipe @Betterment @ryanking @Chime @pennyleedc

🎧 New episode: Fintech Business Podcast @LCSVoiles, CEO of @pipe, joins @mikulaja to discuss how the company has evolved, the types of businesses Pipe serves, and its embedded card capabilities. He also shares insights on Pipe’s relationship with its bank partner and what’s next. Fintech companies like @pipe are helping redefine how businesses access capital in real time. Listen now: fintechbusinessweekly.substa… #PoweredByFintech #EmbeddedFinance

Small businesses are essential to the ongoing prosperity of the United States, but they are not well served by the country’s largest banks. For everyone’s sake, that needs to change, writes @LCSVoiles, of @Pipe in @AmerBanker @BankThink.bit.ly/3HC0Amd

Exciting news today! @pipe has acquired Glean.ai. This isn’t just an acquisition, it’s a step toward redefining small business finance. As I’ve said many times, access to capital is the biggest challenge for small businesses and the second biggest is spend management. Most of the tools out there just don’t work for smaller companies. We aim to change that.  We always tell our partners how advantageous it is to work with the experts and stand on what they’ve built rather than building everything from scratch in-house. This is us practicing what we preach.  The spend management technology Glean has built—powered by AI—is accelerating Pipe’s spend management tools and expanding our product offering, making Pipe the first embedded capital provider to offer solutions for both major pain points. This acquisition, with our existing card offering, will enable us to accelerate our ambition to build the full Ramp/Brex experience for micro-merchants for the first time. I’ve known Howard Katzenberg for years and I’m excited to integrate the tech and the team from Glean.ai. Let’s build something incredible together!

“I thought that if I just worked hard enough, someone would notice and offer me the right opportunities. But here’s the reality: No one is going to give you what you want unless you’re vocal about it.” 🔥 1/