Joined August 2025
- Tweets 215
- Following 25
- Followers 664
- Likes 1,060
34 Photos and videos
Pinned Tweet
Feb 4
What’s inside your vault?
When you look under the hood, most vaults start to look the same.
Introducing Lotus: a new credit engine
𑁍 lotuslabs.net/vaults
34
13
150
36,114
Jun 9
Vaults meet the moment because they make onchain yield investable at scale.
They turn complex onchain opportunity sets into products that can be diligenced, managed by a curator that is accountable, and held with confidence.
Q&A write-up full interview below ✍🏼
2
2
9
284
Lotus Protocol retweeted
Jun 4
Vaults are experiencing serious tailwinds that index tokens never did
enjoyed speaking with @RasterlyRock about why vaults are meeting the moment
more episodes of Inside the Vault coming 🔜
Jun 4
Vaults are the ETFs of the crypto world 🌏
They package DeFi’s growing opportunity set into a single product that's accessible to institutions, retail, and everyone in between.
From our conversation with @RasterlyRock, Head of Research at @Bitwise.
2
9
1,126
Jun 4
Vaults are the ETFs of the crypto world 🌏
They package DeFi’s growing opportunity set into a single product that's accessible to institutions, retail, and everyone in between.
From our conversation with @RasterlyRock, Head of Research at @Bitwise.
1
8
19
6,521
Jun 4
The full conversation goes deeper on the real question:
What makes a vault actually allocatable?
Written takeaways full interview below: lotuslabs.net/blog/inside-th…
3
121
Lotus Protocol retweeted
May 22
Nice look at different flavors of tranching from @0xyanshu and seeing @LotusFi_ contrasted with other applications of tranching. (we’re talking to a couple of these other teams for possible crossovers)
For Lotus, tranching - in combination with Cascading Supply - was our answer to creating differentiated risk levels without fragmenting liquidity.
12
6
20
1,338
Lotus Protocol retweeted
May 21
6
4
32
9,703
Lotus Protocol retweeted
May 18
An overview of @LotusFi_ and its market tranching by LTV (higher LTV -> higher rate).
In risk-curated, isolated market models, the market-dominant LLTV for a specific collateral/debt pair often caters to the most risk-tolerant curators.
Innovation behind Lotus protocol brings better risk pricing by introducing LTV-tranched markets, allowing more conservative risk curators and senior lenders to earn sustainable yield, isolated from higher-risk tranches. 👇
2
10
29
1,683
May 14
Today marks six weeks since our first private testnet deployment
20 moderated sessions with users from Alea, Offchain Labs, Uniswap Foundation, Coinbase, Summerfi, Superform, and other teams across DeFi
A few things stood out:
5
6
18
609
May 14
Risk became something users could see, price, and act on
“Knowing you’re senior in the capital structure is much better than saying that you're pooled with everything or handing risk management to curators. Very compelling differentiation” – DeFi Engineer, Structured Products
1
7
194
May 14
The response has been encouraging and the feedback is already shaping the next version of Lotus.
We’re preparing to open the platform to more users soon
More to come
1
7
129
Lotus Protocol retweeted
May 11
New DeFi Frontier is out on The @Edge_Pod
@LotusFi_ explained from first principles:
tranched credit markets vs Aave/Morpho
how they price/clear bad debt
concept of cascading liquidity
a live demo of the early access app
Highly recommend exploring before Lotus is live!
🎙️ New @Edge_Pod
🪷 The Next Battle In DeFi Lending Is What's Inside Your Vault | DeFi Frontier
0:00 - Intro
2:22 - The team behind Lotus
3:45 - The problem with shared pool design
7:23 - The “missing middle” in DeFi lending
9:31 - The problem with isolated markets
11:17 - What does Lotus aim to solve?
13:40 - The elevator pitch for Lotus
19:54 - How tranching plays a role in Lotus
24:00 - Demo of Lotus and how it works
28:56 - @CredoraNetwork ratings in Lotus
33:19 - Earning more with productive debt
37:52 - Productive debt dampens rate volatility
42:13 - How Lotus differs handling bad debt
45:08 - Who will use Lotus?
48:04 - What uses could Lotus unlock?
50:49 - Security, audits, and lessons from rsETH
57:02 - Closing Lotus launch
🙏 Thanks to @LotusFi_ Founder @Davidareising for joining us!
4
5
22
4,328
Lotus Protocol retweeted
May 11
We’ve begun a new sub-series of The @Edge_Pod dedicated to coverage of newer, less known, up-and-coming DeFi protocols.
@LotusFi_ offers a novel design for tranched credit markets, allowing more capital efficient “cascading liquidity.”
Different from Aave or Morpho.
Lenders earn more, as borrowers can pay higher or lower interest rates for safer or more risky LLTVs.
In the end, we don’t turn tail to run from the risk of bad debt, instead we allow markets to price and meet the needs of these lenders and borrowers.
Lotus is not fully launched yet (early beta access) so it’s a great time to explore this new design by some of the giga-brains behind @indexcoop’s pioneering DeFi product suite.
🎙️ New @Edge_Pod
🪷 The Next Battle In DeFi Lending Is What's Inside Your Vault | DeFi Frontier
0:00 - Intro
2:22 - The team behind Lotus
3:45 - The problem with shared pool design
7:23 - The “missing middle” in DeFi lending
9:31 - The problem with isolated markets
11:17 - What does Lotus aim to solve?
13:40 - The elevator pitch for Lotus
19:54 - How tranching plays a role in Lotus
24:00 - Demo of Lotus and how it works
28:56 - @CredoraNetwork ratings in Lotus
33:19 - Earning more with productive debt
37:52 - Productive debt dampens rate volatility
42:13 - How Lotus differs handling bad debt
45:08 - Who will use Lotus?
48:04 - What uses could Lotus unlock?
50:49 - Security, audits, and lessons from rsETH
57:02 - Closing Lotus launch
🙏 Thanks to @LotusFi_ Founder @Davidareising for joining us!
6
6
23
4,360
Lotus Protocol retweeted
May 8
#32: @Davidareising, @LotusFi_
@ryanrodenbaugh learns from @Davidareising why isolated lending markets keep converging on the same pairs, how Lotus prices risk on liquidation thresholds, & why recent DeFi exploits are forcing curators to rethink collateral underwriting. Enjoy!
2
3
11
730
Lotus Protocol retweeted
5
9
33
3,152
Lotus Protocol retweeted
May 7
5/ Cascading Liquidity Without Shared Risk
To prevent rate spikes, @LotusFi_ uses a "liquidity cascade."
Idle supply from junior tranches flows down to fill demand at the senior end. While liquidity is shared, the risk remains localized: losses only impact the tranche that originally underwrote the exposure.
3
23
45
391
Lotus Protocol retweeted
May 7
1/ The Flaw in Pooled Lending 🧵
Pooled lending markets flatten all risk under a single blended yield.
Whether you’re backing a conservative position or a 12x levered strategy, every supplier receives the same rate, leaving conservative lenders to absorb tail risks they never intended to underwrite.
4
30
56
2,743
May 6
Excellent deep dive from @yasche_ and @sandmark_news on the limitations of traditional pooled lending and how Lotus addresses them
1
8
49
1,137