Who are the Big Banks really lending to 🤔
Since SVB failed in March of 2023, the 25 Largest Domestic Banks have created $759B of new Loans and Leases 🟢- an 11% increase from $6.97T
Of these Loans, $628B were “Other Loans and Leases” made to Nondepository Financial Institutions 🔴- a 97% increase from $645B
Adding Loans made for Securities Financing, and accounting for 2025 reclassifications, the total increase in Other Loans and Leases was $776B 🔵 - a 60% increase from $1.29T
Since SVB failed, Large Banks have reduced their overall credit exposure to consumers by $17B in favor of more exposure to NDFIs and Securities financing - going from 18.5% of all loans in March of 2023 to 26.7% currently
Great to see the expansion of Ripple's long-standing relationship with @Bitso and one of the clearest examples of how XRPL's Permissioned DEX can be applied to a real-world payments use case.
Designed to support regulated financial activity, the Permissioned DEX enables verified participants to access onchain liquidity and engage in trading and settlement within a more compliance-focused environment. The integration of MXNB and RLUSD helps demonstrate how this infrastructure can support enterprise cross-border settlement across the U.S.-Mexico corridor, one of the largest payment corridors.
Ripple and @Bitso are expanding their long-standing payments partnership.
Bitso’s regulated MXN-backed stablecoin, MXNB, will be issued on XRPL and integrated into Ripple’s Payments on DEX infrastructure, supporting enterprise stablecoin settlement across Latin America.
Together, RLUSD and MXNB bring regulated USD and MXN liquidity to XRPL's Permissioned DEX, helping enable real-world enterprise payment flows.
Read more on the partnership expansion: on.ripple.com/4uuU2s6
Ripple and @Bitso are expanding their long-standing payments partnership.
Bitso’s regulated MXN-backed stablecoin, MXNB, will be issued on XRPL and integrated into Ripple’s Payments on DEX infrastructure, supporting enterprise stablecoin settlement across Latin America.
Together, RLUSD and MXNB bring regulated USD and MXN liquidity to XRPL's Permissioned DEX, helping enable real-world enterprise payment flows.
Read more on the partnership expansion: on.ripple.com/4uuU2s6
Brad Garlinghouse isn't holding back. 🚨 The Ripple CEO just went on Fox Business to call out Jamie Dimon’s pushback on crypto regulation as an "intentional misrepresentation."
“$13 TRILLION in legacy volume, 0% on-chain... yet. 👀”
"Stablecoins are the ChatGPT moment of finance." 💥
He revealed Ripple Treasury handled a massive $13 TRILLION in legacy payments last year and explained why that multi-trillion dollar gap is the ultimate crypto opportunity.
The tides have officially changed. 👇
AI agents are beginning to transact, pay for services, and settle value autonomously.
Today, we're introducing the XRPL AI Starter Kit, a new set of tools and integrations designed to help developers build agentic payment applications on the XRP Ledger: on.ripple.com/4v7STIm
Phase 1 includes:
→ XRPL Docs MCP Server
→ Claude Skills for wallet creation, payments, and transaction tracking
→ X402 support for agent-to-agent payments using $XRP and $RLUSD
XRPL's fast settlement, predictable costs, and native payment functionality make it a strong foundation for agentic payments.
As AI agents begin transacting on behalf of businesses, payments need more than speed. They need trust, controls, and clear rules for how value moves.
We're helping build the infrastructure for trusted agent-driven payments, with the XRP Ledger and $RLUSD helping lay the foundation for the future of commerce.
We're pleased to be part of the ecosystem supporting @Mastercard's Agent Pay for Machines initiative, helping validate new use cases, establish common rules, and accelerate adoption.
→ mastercard.com/us/en/news-an…
As AI agents begin to act, payments move into the background — at machine speed and massive scale.
Today we’re introducing Mastercard Agent Pay for Machines — bringing structure, governance, and trust to this new class of payments.
Launching with 30 partners to bring this to life from day one.
This isn’t just more payments. It’s a new operating model for commerce.
👉 Learn more: mastercard.com/us/en/news-an…
This is biblical.
A woman in her eighties. Ten years into Alzheimer's. Hadn't spoken a full sentence in five years.
Takes one, 5 gram dose of psilocybin.
She slept 19 hours and woke up and spoke for hours about her life, recognized family and held real conversations. She regained bladder control after five years, walked on her own. and dressed herself. Gains held for weeks.
1/4 BTC ETFs recorded $2.4 billion in net outflows in May.
XRP ETFs drew $132 million in net inflows.
Same market. Very different thesis. 🧵👇
This content is for informational purposes only and does not constitute investment advice. Digital assets involve risk, including potential loss of principal. Learn more about Evernorth: evernorth.xyz/blog-post-03-1…
Brinc and @Ripple are proud to launch the Hong Kong Financial Innovation Program (HFIP), a first-of-its-kind accelerator powered by the XRP Ledger, designed to shape the future of finance in Asia.
We're excited to announce the applications for Hong Kong Financial Innovation Program are now open. This program is designed for early-stage startups building the future of payments and financial infrastructure.
Whether you're working on cross-border payments, settlement rails, stablecoin infrastructure, or payment-adjacent solutions, we want to hear from you.
What's on offer:
-Mentorship from leading operators and investors
-Introductions to global corporates and institutional partners
-Opportunity to apply for non-dilutive grant funding
We're actively sourcing startups at the pre-seed to Series A stage, with a strong focus on teams building out of Hong Kong and across Asia.
Applications are open now. If you're building the infrastructure that will power global payments, this program was built for you!
Apply via the link below.
( brinc.io/xrpl-program?utm_so… )
I've spent years building toward this moment. The Clarity Act is the most consequential financial legislation of this generation and we are going to get it done.
RLUSD is going multichain.
@Ripple's institutional-grade, US dollar-backed stablecoin is now accessible across multiple blockchain ecosystems — powered by @wormhole's Native Token Transfers (NTT) standard.
A new chapter for compliant, multichain digital finance. 🧵
Just seconds after an instant payment is sent over the FedNow® Service, the recipient can access the funds. But how exactly does it work? This video gives you a step-by-step view: bit.ly/49CUugq
1/6 For everyone who's wondered when "real banks" will use blockchain: they already are. The next 18 months will be about how much, on which chains, and under which set of rules.
One of Europe's biggest banks has put its euro stablecoin on XRP. Here's why that matters. 🧵👇
This content is for informational purposes only and does not constitute investment advice. Digital assets involve risk, including potential loss of principal. Learn more about Evernorth: evernorth.xyz/blog-post-03-1…
$RLUSD is now available in Türkiye through three new partners: @BiLira_Kripto, @Bitexencom and @Bitlocom: on.ripple.com/4uJJshQ
This is the latest step in a global expansion that has taken RLUSD from launch to a $1.7bn market cap in under a year.
The demand for regulated, enterprise-grade stablecoins is global. RLUSD is meeting it.
Our Crypto futures and options are officially available to trade 24/7.
With over 7,200 contracts (~$50M notional) traded in our first weekend alone, the demand for always-on markets is clear.
Read the full press release: spr.ly/6015B8iqO3spr.ly/6014B8iqOM
And we’re off! @CMEGroup is officially live with 24/7 crypto futures & options trading, providing around-the-clock access to crypto derivatives. @Ripple Prime is a day one clearing and financing partner, supporting always-on markets.
Fun fact: $XRP futures were the fastest ever contracts on CME to cross $1B in open interest, achieving this in just 3 months last year. The institutional demand is there, and now so is the infrastructure. cmegroup.com/media-room/pres…