If you have less than $100,000 to your name (and would like to):
1) Stop eating out. Discount groceries only.
2) Stop buying new clothes. Goodwill only.
3) Only attend free friend events. If they don’t support your goals. They’re not your friends.
4) Take the rest of your time to:
a) apply for jobs that make more
b) pick up side hustle work
c) learn skills you can trade for a higher hourly rate
5) Find the hardest worker in the room, and 2x their level of input.
Then wait 36 months.
Decrease out flow.
Increase in flow.
Accept sacrifice as a price tag for the thing you want most.
Suffering for 36 months to get a financial foothold is way better than spending 36 years trying to turn a corner that never comes.