We are changing the narrative about debt collection by building a public facing resource for debtors and their advocates. Follow us for debt research.

Joined October 2023
5 Photos and videos
Attending the New Jersey International Film Festival this year? Be sure to secure your tickets early and watch "Shame on You!" on Saturday June 1st produced by DCL's and @PrincetonAnthro's Jeff Himpele. 2024newjerseyinternationalfi… #NJIFF24 #ShameonYou #DCL #DebtCollectionLab
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📽️ "Shame on You", produced by @PrincetonAnthro's Jeff Himpele, is on its 8th & 9th nomination for film festivals, the most recent being Montreal Independent Film Festival and Ethnografilm Paris 2024! #ShameOnYou #MontrealIndependentFilmFestival #EthnografilmParis2024 #DCL
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📽️ Excited to share "Shame on You!" was also selected for @impactdocsaward. Stay tuned for Friday's announcement! #DebtCollectionLab #ShameOnYou #ShameOnYounominations
Awards Announcement for this season's Impact DOCS will be on Friday January 9, 2024 by close of business! Good luck to all of the talented Impact Documentarians!
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📽️Our film "Shame on You!" was selected by the Spotlight on Academics Film Festival in Toronto, Canada for enhancing understanding of debt and its challenges in the US. Check out the *2/10/24* lineup here: spotlightonacademics.ca/2024… #PrincetonDCL #ShameOnYou #ShameOnYounominations
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Debt Collection Lab retweeted
In Minnesota, consumers who lose these cases have almost no protections for their bank accounts. This means that their entire bank accounts could be frozen, sometimes before they even get notice. This could leave people without a penny for food or rent. (7/x)
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Debt Collection Lab retweeted
This all results in a massive power imbalance in debt collection cases. Because of that power imbalance, debt collectors win 82% of cases by default – typically when consumers can’t or don’t answer the lawsuit. (6/x)
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Debt Collection Lab retweeted
There are also disparities in legal representation. Almost all debt collectors have attorneys. Almost no consumers do. Plus, when consumers are sued, it costs them $285 in filing fees to respond. That's a huge barrier, especially for people being sued over debt. (5/x)
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Debt Collection Lab retweeted
There are significant racial disparities in debt collection. Black and Latino Minnesotans are sued at 2-3 times the rate of white Minnesotans, even when they have the same incomes. This is a problem. It didn't happen by accident and it won't be solved by accident either. (4/x)
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Debt Collection Lab retweeted
Consumer debt collection lawsuits—like for credit cards and medical debts—are more than half (51%) of all civil lawsuits in Minnesota. A majority of our court’s business is now helping debt collectors and creditors collect money from Minnesotans. That's not right. (3/x)
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"Despite having fewer debt cases than in other states, consumers in Minnesota are sued more." Read the report illuminating MN's debt landscape NOW: mnbar.org/docs/default-sourc…

THREAD: For months, my office has been part of a MN Bar committee digging into consumer debt in Minnesota. The findings are alarming. I’ll be sharing some of those results here, and I’ll be working on proposals to reform this system and help Minnesotans afford their lives. (1/x)
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Want an insight into how debt collection companies profit big time off of small debts? Award winning film "Shame on You!" premieres TOMORROW (12/6) at 12:30pm in 219 Aaron Burr Hall. #DCL #ShameOnYou #DebtCollectionLab
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📢 The award-winning film "Shame on You!" premieres next week, directed & produced by our own Jeff Himpele and executive produced by @ProfessorWherry. 📍219 Aaron Burr Hall 📅12:30pm 12/3/23 Come eat, watch & discuss unfair debt practices. #DCL #ShameOnYou #DebtCollectionLab
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12/6/23**
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