My First Real Mistake in My Credit Card Journey 💳
I do a quarterly audit of all my credit card spends and reward points.
This time, I found something painful.
On my BizBlack card, I didn’t receive the 7,500 bonus points in March 2026… despite spending over ₹2L.
Confused, I went back one statement cycle.
And there it was.
₹49,343.69
That’s what I spent in the previous cycle.
The requirement?
₹50,000.
I missed it by ₹656…
…and that cost me 7,500 points 😭
No partial credit. No grace. Just zero.
Sometimes mistakes happen.
But this one… was a tough pill to swallow.