SBA & CRE Lending Expert | $300M loans to SMBs | Empowering Business Owners to Grow & Scale | U.S. Army Veteran
Joined February 2016
- Tweets 293
- Following 198
- Followers 128
- Likes 837
52 Photos and videos
18 Jun 2025
“Bankers are leeches and most of them belong in prison. They create negative value and steal resources from our children.”
This was a post I recently found on Reddit.
How do you really feel about your banker?
P.S. I am a community banker and take offense 😢
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28 May 2025
If you want a loan, build like you already have it.
Track your numbers. Know what you specifically need the ones for. Prove ROI before you borrow. Build a banker relationship.
Lenders don’t fund chaos—they fund clarity, structure, and momentum. Start now.
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27 May 2025
Most small business owners wait too long to get funding—by the time they apply, it’s too late.
Lender readiness starts on day one: solid business plan, clean books, separate finances, and a real relationship with your banker.
Proactive businesses attract capital.
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12 Jan 2022
Enter to win a box of Cigar Aficionado's 2021 Cigar of the Year! swee.ps/DaeOmq_uRpieAD
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12 Jan 2022
I've entered to win a box of @CigarAficMag's Cigar of the Year. Enter the #cigaraficionadocontest here: swee.ps/DaeOmq_uRpieAD
SBA Steve Fulmer retweeted
8 Aug 2018
Gold Sponsor Spotlight: Citizens Bank of Florida is a financially strong community bank serving Central Florida since 1946. Independently owned, service oriented, local underwriting and approval process for quick, common sense lending decisions. mycbfl.com/
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SBA Steve Fulmer retweeted
6 Jun 2018
Join us for our June Monthly Program: GENERATIONAL DISRUPTION - with 4 generations in the workplace, how millennials are driving change in #CRE. Sponsored by @cushwakeorlando. Register today: creworlando.org/calendar/jun…
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24 May 2018
Beautiful night @lsu for graduate banking school. Lots of work but getting a lot of value 👨🎓
#smallbusinessapproval #businessplan #businessplanning #sbasteve #education #lending #loans #banking #cre #sba #training #learning #growth #grow #future #value #smallbusiness #lsu
15 Apr 2018
How to Calculate Accounts Receivables Turnover Ratio:
Annual Credit Sales (NET) / Accounts Receivable = # Times smallbusinessapproval.com/ac…
8 Apr 2018
Monthly dad and doughnuts building at @HomeDepot Great time building bird feeders with cousins.
#smallbusinessapproval #businessplanning #building #homedepot #birdfeeder #familytime #daddytime #cousins #brothers #children #kids #kidsbeingkids #sbasteve #blog #blogger
7 Apr 2018
What it feels like when you ask a question in a Facebook group! 😂
#smallbusinessapproval #businessplan #facebook #facebookgroup #businessowner #smallbusinessowner #solopreneur #startup #startups #startuplife #entrepreneur #blogger #blog #sbasteve #consultant #freshmeat
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6 Apr 2018
Listening to the Seminole County Commissioners speaking about the State of the County. Local government is import to small business.
#smallbusinessapproval #businessplanning #countycommissioner #localgovernment #government #politics #openforbusiness #seminolecounty #business
4 Apr 2018
Work hard and play harder! I always enjoy a charity event with a theme!
#smallbusinessapproval #businessplan #sbasteve #blogger #charity #networking #roaring20s #ganster #solopreneur #smallbusinessowner #businessowner #startup #startuplife #entrepreneur #entrepreneurlife
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3 Apr 2018
Look what the @drewestatecigar bunny left for me.
#sbasteve #betterthanchocolate #smallbusinessapproval #businessplanning #kubamaduro #drewestatecigars #acidcigars #cigar #cigarlife #cigarlover #cigarlifestyle #humidor #cigarsandwhiskey #cigarsociety #cigaraficionado
2 Apr 2018
When Easter falls on April Fools Day!
#smallbusinessapproval #businessplan #businessplanning #sbasteve #easter #easterbasket #easterbunny #happyeaster #aprilfools #aprilfoolsday #aprilfool #prank #smallbusinessowner #businessowner #solopreneur #entrepreneur #blogger #blog
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1 Apr 2018
Weekends and Wii with the birthday boy. Can’t believe he’s already 4!
#smallbusinessapproval #businessplan #businessplanning #birthday #bigboy #4yearsold #videogames #weekend #kids #businessowner #smallbusinessowner #solopreneur #startup #startuplife #entrepreneur #entrepreneurs
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31 Mar 2018
Finally Friday! This is the way to start a great weekend!
#smallbusinessapproval #businessplan #cigar #drewestatecigars #stella #kubakuba #cigarlife #cigarlifestyle #smallbusinessowner #solopreneur #entrepreneur #entrepreneurlife #entrepreneurlifestyle #blog #blogger sbasteve
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29 Mar 2018
As a veteran business owner I loved seeing these stats from @UCF
#smallbusinessapproval #businessplan #veteran #startup #solopreneur #business #businessowner #smallbusiness #entrepreneur #entrepreneurlife #entrepreneurship #entrepreneurlifestyle #sbasteve #sba #loan #stats
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SBA Steve Fulmer retweeted
27 Mar 2018
Future Leaders Event: Limo Cycle Scavenger Hunt. We'll be riding, biking, and drinking our way around historic downtown Sanford as two bike teams compete in the scavenger hunt for the ultimate prize! May 23 4:00pm to 6:30pm For details or to register: creworlando.org/calendar/may…
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