Home building is becoming increasingly unviable across many parts of England and Wales. Rising policy, taxation, and regulatory pressures mean build costs have risen by on average around £76,000 per home since 2020. At the same time, demand-side constraints and ongoing barriers - including planning delays - are compounding the challenge. The risks associated with building today have seen SME numbers dwindle, planning applications plummet, and housing delivery nose-dive, with just 208,000 new homes completed in 2024/25 - down 16% from the 2020 peak. Policymakers must give serious consideration to the real-world cumulative impact of layered regulation on housing delivery. For too long, the industry has been treated as an easy target for additional taxation and policy burdens - but there is a limit to how much private businesses can absorb. That’s why we are calling for a moratorium on any new policy costs, taxes, and levies affecting home building, while a full review of cumulative regulatory impacts is undertaken.

Dan spent his life savings to buy a flat in Keir Starmer's London constituency for a cool £850,000. Just 7 years later, his home is collapsing around him – and is worth absolutely nothing.

If you went to university between 2012 and 2022, you're being ripped off.

Education Secretary Bridget Phillipson defends student loan change bbc.in/4rxtB4i

Phillipson defends student loan change and says average repayments will rise by £8 a month bbc.in/477XX5f

🚨 WATCH: Kemi Badenoch clashes with Martin Lewis on her plans for student loans

🚨 NEW: The Tories have pledged to scrap the "unfair" additional interest on Plan 2 student loans

I thought you would be interested in this story from The Times: Ex-education secretary calls for cut in 'horrendous' student loan interest. This has surely been true for years. Utterly disgraceful rate for our youngesters to pay… thetimes.com/article/db976fd…

I graduated medical school in 2023, taking out a total loan of £77,549. As Oli states, interest is charged from the beginning, which is an added sting for longer courses like Medicine. Despite working as a doctor for 3 years, making regular repayments, my loan continues to grow.

Lady in blue, "Will student loans be the next misselling scandal?" #BBCQT Oli Dugmore, "My three year course, £9,000 a year for the tuition, on top of that a maintenance loan, I left uni with £37,500 of debt" "From the day I was charged RPI interest" "Since I went to uni in 2012, the amount of interest I have accrued is £32,000" "Was it missold to me when I was told it would cost me £9,000 a year? Yes" "On top of that its a regressive system" "If you're wealthy enough to pay the fees up front, you don't get charged interest - if you're rich enough you don't pay the same as me" "The government changed the terms of the agreement, I call that loan sharking" Fiona Bruce, "How else would you pay for university?" Oli Dugmore, "How did you guys pay for it?" "The state paid for it, didn't they?" Fiona Bruce, "They did" Oli Dugmore, "Good enough for you, good enough for me?"

“The combined tuition fees of the entire Question Time panel would not cover my cost for 1 year of uni. Is that fair?” @OliDugmore It’s absolutely NOT fair. This outrageous scandal must end