Bank - Fintech Partnership Broker || Former Revenue Leader at Jack Henry || $300M Sales to Bankers || Keynote Speaker

Joined July 2016
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Fintech founders: bankers donโ€™t buy features. They buy risk reduction, internal confidence, and a story their champion can explain when youโ€™re not in the room. Thatโ€™s the sales lesson most startups learn too late. More here: sellingfintech.kit.com/e1ec3โ€ฆ
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๐—ฌ๐—ผ๐˜‚โ€™๐—ฟ๐—ฒ ๐—ฟ๐—ถ๐—ด๐—ต๐˜. ๐—™๐—ถ๐—ป๐—ง๐—ฒ๐—ฐ๐—ต๐˜€ ๐—ฟ๐—ฒ๐—ฎ๐—น๐—น๐˜† ๐—ฑ๐—ผ ๐—ต๐—ฎ๐˜ƒ๐—ฒ ๐—บ๐—ผ๐—ฟ๐—ฒ ๐—ผ๐—ฝ๐˜๐—ถ๐—ผ๐—ป๐˜€ ๐—ป๐—ผ๐˜„. Weโ€™re watching a new dynamic emerge: ๐—ฝ๐—ฟ๐—ถ๐—บ๐—ฎ๐—ฟ๐˜† ๐—ฎ๐—ป๐—ฑ ๐˜€๐—ฒ๐—ฐ๐—ผ๐—ป๐—ฑ๐—ฎ๐—ฟ๐˜† ๐˜€๐—ฝ๐—ผ๐—ป๐˜€๐—ผ๐—ฟ ๐—ฏ๐—ฎ๐—ป๐—ธ ๐—ฟ๐—ฒ๐—น๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€๐—ต๐—ถ๐—ฝ๐˜€ becoming normal. And inside FIs, weโ€™re seeing ๐—บ๐˜‚๐—น๐˜๐—ถ๐—ฝ๐—น๐—ฒ ๐˜€๐˜‚๐—ฏ๐—น๐—ฒ๐—ฑ๐—ด๐—ฒ๐—ฟ๐˜€ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—ฒ๐˜๐—ถ๐—ป๐—ด ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฟ ๐˜๐—ต๐—ฒ ๐˜€๐—ฎ๐—บ๐—ฒ ๐—ฟ๐—ผ๐—ผ๐—ณ, each attracting different FinTechs and program types. Itโ€™s a fascinating shift; one that changes how FinTechs evaluate partners and how banks position themselves. #๐—™๐—ถ๐—ป๐—ง๐—ฒ๐—ฐ๐—ต #๐—•๐—ฎ๐—ฎ๐—ฆ #๐—ฆ๐—ฝ๐—ผ๐—ป๐˜€๐—ผ๐—ฟ๐—•๐—ฎ๐—ป๐—ธ๐˜€#๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ถ๐—ฎ๐—น๐—ฆ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ๐˜€ #๐—œ๐—ป๐—ป๐—ผ๐˜ƒ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐—˜๐—ฐ๐—ผ๐˜€๐˜†๐˜€๐˜๐—ฒ๐—บ
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๐—™๐—ถ๐—ป๐—ง๐—ฒ๐—ฐ๐—ต ๐—ณ๐—ฟ๐—ถ๐—ฒ๐—ป๐—ฑ๐˜€: ๐˜„๐—ต๐—ฒ๐—ป ๐—™๐—ฆ ๐—ฉ๐—ฒ๐—ฐ๐˜๐—ผ๐—ฟ ๐˜€๐—ต๐—ผ๐˜„๐˜€ ๐˜‚๐—ฝ, ๐—ถ๐˜ ๐—บ๐—ฒ๐—ฎ๐—ป๐˜€ ๐˜€๐—ผ๐—บ๐—ฒ๐˜๐—ต๐—ถ๐—ป๐—ด. Banks pay attention. Regulators feel steadier. Theyโ€™re one of the strongest signals of quality in this space, and every person Iโ€™ve met on their team has been exceptional. #๐—™๐—ถ๐—ป๐—ง๐—ฒ๐—ฐ๐—ต #๐—•๐—ฎ๐—ฎ๐—ฆ #๐—–๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—ฎ๐—ป๐—ฐ๐—ฒ #๐—ฆ๐—ฝ๐—ผ๐—ป๐˜€๐—ผ๐—ฟ๐—•๐—ฎ๐—ป๐—ธ๐˜€ #๐—˜๐—บ๐—ฏ๐—ฒ๐—ฑ๐—ฑ๐—ฒ๐—ฑ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ
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๐—ง๐—ฟ๐—ฎ๐—ป๐˜€๐—ฐ๐—ฒ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐—•๐—ฎ๐—ฎ๐—ฆ & ๐—ง๐—ฟ๐—ฎ๐—ฑ๐—ถ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น ๐—™๐—œ You do ๐˜ธ๐˜ข๐˜บ more than โ€œstrategic consultingโ€ in embedded banking. Yes, thereโ€™s the BaaS work. Yes, thereโ€™s the traditional FI work. But the real value you bring is bigger than either category: You help people find the through-lines. You help teams align incentives, language, and trust. You help partners show up as humans ๐˜ข๐˜ฏ๐˜ฅ operators, so the work actually moves. Because the best outcomes in embedded finance donโ€™t come from frameworks alone. They come from relationships strong enough to handle complexity, ambiguity, and change. And when we can transcend the โ€œBaaS vs. FIโ€ labels, we create space for better thinking, better partnerships, and better results. #EmbeddedBanking #EmbeddedFinance #BankingAsAService #BaaS #Fintech
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๐—ข๐—ป๐—ฒ ๐—–๐—ต๐—ฎ๐—บ๐—ฝ๐—ถ๐—ผ๐—ป ๐—œ๐˜€๐—ปโ€™๐˜ ๐—˜๐—ป๐—ผ๐˜‚๐—ด๐—ต ๐˜๐—ผ ๐—•๐˜‚๐—ถ๐—น๐—ฑ ๐—ฎ ๐—•๐—ฎ๐—ฎ๐—ฆ ๐—ฃ๐—ฟ๐—ผ๐—ด๐—ฟ๐—ฎ๐—บ You canโ€™t drag a bank into BaaS with a single internal advocate. Iโ€™ve seen it too many times: one person is fired up about fintech partnershipsโ€ฆ and theyโ€™re the ๐˜ฐ๐˜ฏ๐˜ญ๐˜บ one. No executive alignment. No board support. No shared understanding of the operational lift required. And hereโ€™s the truth: ๐—ฌ๐—ผ๐˜‚ ๐—ฐ๐—ฎ๐—ป๐—ป๐—ผ๐˜ ๐—ฏ๐˜‚๐—ถ๐—น๐—ฑ ๐˜€๐—ผ๐—บ๐—ฒ๐˜๐—ต๐—ถ๐—ป๐—ด ๐—ฎ๐˜€ ๐—ฐ๐—ผ๐—บ๐—ฝ๐—น๐—ฒ๐˜… ๐—ฎ๐˜€ ๐—ฎ ๐—ณ๐—ถ๐—ป๐˜๐—ฒ๐—ฐ๐—ต ๐—ฝ๐—ฎ๐—ฟ๐˜๐—ป๐—ฒ๐—ฟ๐˜€๐—ต๐—ถ๐—ฝ ๐—ฝ๐—ฟ๐—ผ๐—ด๐—ฟ๐—ฎ๐—บ ๐˜„๐—ถ๐˜๐—ต๐—ผ๐˜‚๐˜ ๐—ณ๐˜‚๐—น๐—นโ€‘๐˜€๐˜๐—ฎ๐—ฐ๐—ธ ๐—ฏ๐˜‚๐˜†โ€‘๐—ถ๐—ป. When only one person is pushing, the initiative collapses under the weight of risk, compliance, oversight, and crossโ€‘departmental coordination. Thatโ€™s why the smartest advisors insist on speaking with the board and the full Cโ€‘suite early. Not to sell them, but to test readiness. If leadership canโ€™t articulate the opportunity, the risks, and the longโ€‘term commitment required, the bank isnโ€™t ready for BaaS. ๐—”๐—น๐—ถ๐—ด๐—ป๐—บ๐—ฒ๐—ป๐˜ ๐—ถ๐˜€๐—ปโ€™๐˜ ๐—ผ๐—ฝ๐˜๐—ถ๐—ผ๐—ป๐—ฎ๐—น. ๐—œ๐˜โ€™๐˜€ ๐˜๐—ต๐—ฒ ๐—ณ๐—ผ๐˜‚๐—ป๐—ฑ๐—ฎ๐˜๐—ถ๐—ผ๐—ป. #Fintech #BaaS #EmbeddedFinance
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๐—œ๐—ณ ๐˜†๐—ผ๐˜‚โ€™๐—ฟ๐—ฒ ๐—ป๐—ผ๐˜ ๐—ถ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—ถ๐—ป๐—ด ๐—ถ๐—ป ๐—•๐—ฎ๐—ฎ๐—ฆ, ๐˜„๐—ต๐—ฒ๐—ฟ๐—ฒ ๐™จ๐™๐™ค๐™ช๐™ก๐™™ ๐˜๐—ต๐—ฎ๐˜ ๐—ฐ๐—ฎ๐—ฝ๐—ถ๐˜๐—ฎ๐—น ๐—ด๐—ผ? Thatโ€™s the real opportunityโ€‘cost conversation most banks skip. Too many community banks default to: โ€œWeโ€™re great at community service.โ€ Sure, but ๐˜ธ๐˜ฉ๐˜ฐ is your community? Who are you actually serving? Because if you can identify fintechs that naturally align with the customers you already understand, the industries, behaviors, and needs youโ€™re built around, then embedded finance isnโ€™t a leap. Itโ€™s an expansion. The banks that win in BaaS arenโ€™t chasing trends. Theyโ€™re extending what they already do well into a broader, scalable ecosystem. ๐—™๐—ถ๐—ป๐—ฑ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ป๐—ฎ๐˜๐˜‚๐—ฟ๐—ฎ๐—น ๐—ณ๐—ถ๐—ป๐˜๐—ฒ๐—ฐ๐—ต ๐˜ƒ๐—ฒ๐—ฟ๐˜๐—ถ๐—ฐ๐—ฎ๐—น. #Fintech #BaaS #EmbeddedFinance #SponsorBank #BankingInnovation #FintechStrategy
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๐—˜๐˜ƒ๐—ฒ๐—ฟ๐˜† ๐—•๐—ฎ๐—ป๐—ธ ๐—ฆ๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐˜† ๐—œ๐˜€ ๐——๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐˜ No two banks (and no two BaaS programs) are exactly alike. Yesโ€”there are repeatable ๐˜ฑ๐˜ญ๐˜ข๐˜บ๐˜ด (tech stack patterns, controls, partner onboarding motions). But the ๐˜ด๐˜ต๐˜ณ๐˜ข๐˜ต๐˜ฆ๐˜จ๐˜บ has to change bank to bank because the variables change bank to bank: โ€ข Risk appetite regulatory posture โ€ข Core customers deposits mix โ€ข Operating model leadership maturity โ€ข Growth goals (slow and durable vs. fast scale) โ€ข The ๐˜ณ๐˜ช๐˜จ๐˜ฉ๐˜ต fintech partner profile (stage, product type, culture fit) One of the most overlooked levers: a bankโ€™s existing customer base and โ€œlocal advantage.โ€ If your bank already has strength in certain segments (healthcare, trades, SMB, agriculture, professional services, etc.), it can make a lot of sense to pursue fintech partners that serve those same communities, because distribution, underwriting insight, and credibility compound. BaaS isnโ€™t plug-and-play. Itโ€™s _bank personality partner fit execution model_. #BankingAsAService #BaaS #Fintech #SponsorBank #EmbeddedFinance
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Examiners donโ€™t give โ€œpointsโ€ for having a flashy advisor. They give credit when they see evidence of ๐—ฐ๐—ฟ๐—ฒ๐—ฑ๐—ถ๐—ฏ๐—น๐—ฒ ๐—ฐ๐—ต๐—ฎ๐—น๐—น๐—ฒ๐—ป๐—ด๐—ฒ ๐—ฒ๐˜…๐—ฒ๐—ฐ๐˜‚๐˜๐—ถ๐—ผ๐—ป ๐—ฑ๐—ถ๐˜€๐—ฐ๐—ถ๐—ฝ๐—น๐—ถ๐—ป๐—ฒ. Thatโ€™s why working with FS Vector is often a positive signal: 1. ๐—ง๐—ต๐—ฒ๐˜† ๐˜„๐—ผ๐—ปโ€™๐˜ ๐˜๐—ฒ๐—น๐—น ๐˜†๐—ผ๐˜‚ ๐˜„๐—ต๐—ฎ๐˜ ๐˜†๐—ผ๐˜‚ ๐˜„๐—ฎ๐—ป๐˜ ๐˜๐—ผ ๐—ต๐—ฒ๐—ฎ๐—ฟ. ๐—ง๐—ต๐—ฒ๐˜†โ€™๐—น๐—น ๐˜๐—ฒ๐—น๐—น ๐˜†๐—ผ๐˜‚ ๐˜„๐—ต๐—ฎ๐˜ ๐˜†๐—ผ๐˜‚ ๐—ป๐—ฒ๐—ฒ๐—ฑ ๐˜๐—ผ ๐—ต๐—ฒ๐—ฎ๐—ฟ. That matters when youโ€™re building a bank partner program, because success isnโ€™t just about growth. Itโ€™s about risk, compliance, profitability, and operating reality. 1. ๐—ง๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ป๐—ผ๐˜ ๐—ท๐˜‚๐˜€๐˜ ๐˜€๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐—ถ๐—ฐ โ€” ๐˜๐—ต๐—ฒ๐—ฟ๐—ฒ ๐—ต๐—ฎ๐—ป๐—ฑ๐˜€-๐—ผ๐—ป ๐—ฏ๐˜‚๐—ถ๐—น๐—ฑ๐—ฒ๐—ฟ๐˜€. They help design the strategy ๐˜ข๐˜ฏ๐˜ฅ we roll up our sleeves to implement it: โ€ข Policies procedures that form the foundation of the program โ€ข Vendor and RegTech evaluation implementation โ€ข Side-by-side support with risk & compliance through that first due diligence packet That combinationโ€”๐—ต๐—ผ๐—ป๐—ฒ๐˜€๐˜ ๐—ฎ๐—ฑ๐˜ƒ๐—ถ๐˜€๐—ผ๐—ฟ๐˜† ๐—ฟ๐—ฒ๐—ฎ๐—น ๐—ถ๐—บ๐—ฝ๐—น๐—ฒ๐—บ๐—ฒ๐—ป๐˜๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐˜€๐˜‚๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜โ€”is how you build a program you can scale, defend, and be proud of. #Banking #Fintech #BaaS #FintechPartnerships #FSVector
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๐—š๐—ฒ๐˜ ๐—œ๐—ป๐˜ƒ๐—ผ๐—น๐˜ƒ๐—ฒ๐—ฑ ๐—˜๐—ฎ๐—ฟ๐—น๐˜† ๐—ถ๐—ป ๐—ฎ ๐—•๐—ฎ๐—ป๐—ธ'๐˜€ ๐—๐—ผ๐˜‚๐—ฟ๐—ป๐—ฒ๐˜† Most banks donโ€™t ๐˜ง๐˜ข๐˜ช๐˜ญ at fintech partner banking because of technology. They struggle because they start too late, with the wrong question. A common scenario: A bank makes a few tech decisions, picks a vendor, starts โ€œbuildingโ€โ€ฆ and then realizes: โ€œWaitโ€”what program are we actually running here?โ€ My preference is getting involved _early, _sometimes before the bank has even decided theyโ€™re โ€œdoing fintech.โ€ Because the real work at the beginning isnโ€™t implementation. Itโ€™s strategy. Itโ€™s asking: โ€ข Should we even do this? โ€ข Does our culture support this kind of partnership model? โ€ข Is the ROI realโ€”or just trendy? โ€ข What other priorities and revenue streams are we choosing ๐˜ฏ๐˜ฐ๐˜ต to fund if we pursue this? And hereโ€™s the part that might be unpopular: Some banks shouldnโ€™t become bank partners. And thatโ€™s okay. Itโ€™s better to discover that early, before you spend 12 months, burn political capital, and ship a program that was never set up to win. If youโ€™re a bank exploring fintech partnerships, start with โ€œShould we?โ€ before โ€œHow do we?โ€ What stage are you seeing most banks enter the journeyโ€”early strategy, or late-stage cleanup? #Fintech #Banking #BankingAsAService #BaaS #EmbeddedFinance #Strategy
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๐—ข๐—ป๐—ฒ ๐˜๐—ต๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฎ๐˜ ๐˜€๐˜๐—ผ๐—ผ๐—ฑ ๐—ผ๐˜‚๐˜ ๐—ถ๐—ป ๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ผ๐—ป๐˜ƒ๐—ฒ๐—ฟ๐˜€๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐˜„๐—ฎ๐˜€ ๐˜๐—ต๐—ถ๐˜€: ๐—น๐—ผ๐—ป๐—ด ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐˜๐—ต๐—ฒ ๐˜๐—ฒ๐—ฐ๐—ต๐—ป๐—ผ๐—น๐—ผ๐—ด๐˜† ๐—ฑ๐—ฒ๐—ฐ๐—ถ๐˜€๐—ถ๐—ผ๐—ป๐˜€, ๐—น๐—ผ๐—ป๐—ด ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐˜€๐˜‚๐—ฏโ€‘๐—น๐—ฒ๐—ฑ๐—ด๐—ฒ๐—ฟ๐˜€ ๐—ฎ๐—ป๐—ฑ ๐—ถ๐—ฑ๐—ฒ๐—ป๐˜๐—ถ๐˜๐˜† ๐˜€๐˜๐—ฎ๐—ฐ๐—ธ๐˜€, ๐˜๐—ต๐—ฒ ๐—ฟ๐—ฒ๐—ฎ๐—น ๐˜€๐˜๐—ฎ๐—ฟ๐˜๐—ถ๐—ป๐—ด ๐—ฝ๐—ผ๐—ถ๐—ป๐˜ ๐—ถ๐—ป ๐—•๐—ฎ๐—ฎ๐—ฆ ๐˜„๐—ฎ๐˜€ ๐™จ๐™ฉ๐™ง๐™–๐™ฉ๐™š๐™œ๐™ฎ ๐™–๐™ฃ๐™™ ๐™˜๐™ค๐™ข๐™ฅ๐™ก๐™ž๐™–๐™ฃ๐™˜๐™š ๐™ก๐™š๐™–๐™™๐™š๐™ง๐™จ๐™๐™ž๐™ฅ. When I asked Steve about his journey, it became clear he didnโ€™t begin with the tech. He began with the _why_. Years ago, he was modernizing a community bank whose tech stack hadnโ€™t been touched in 20 years. BaaS kept coming up โ€” not as a buzzword, but as a strategic imperative. He didnโ€™t know exactly what it was yet, but he knew he needed to figure it out. And thatโ€™s where the real story starts. He met Ethan. Not because he needed a vendor, but because he needed a ๐˜€๐—ฝ๐—ฒ๐—ฐ๐—ถ๐—ฎ๐—น๐—ถ๐˜€๐˜. Someone who could help define the model, build the policies, shape the procedures, and lead with compliance from day one. Because in BaaS, you donโ€™t start with the shiny parts. You start with the foundation. ๐—–๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—ฎ๐—ป๐—ฐ๐—ฒ ๐—ณ๐—ถ๐—ฟ๐˜€๐˜. ๐—˜๐˜…๐—ฎ๐—บ๐—ถ๐—ป๐—ฒ๐—ฟ๐˜€ ๐—ถ๐—ป ๐—บ๐—ถ๐—ป๐—ฑ. ๐—ฆ๐˜๐—ฟ๐—ฎ๐˜๐—ฒ๐—ด๐˜† ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—ฎ๐—ฟ๐—ฐ๐—ต๐—ถ๐˜๐—ฒ๐—ฐ๐˜๐˜‚๐—ฟ๐—ฒ. ๐—˜๐˜…๐—ฝ๐—ฒ๐—ฟ๐˜๐—ถ๐˜€๐—ฒ ๐—ฏ๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—ฒ๐˜…๐—ฒ๐—ฐ๐˜‚๐˜๐—ถ๐—ผ๐—ป. And thatโ€™s why the relationship mattered. You do repeat business with people who deliver, who understand the stakes, and who help you build something that can withstand scrutiny. The tech came later. The trust came first. #FinTechMeetUp #FinTech #BaaS #BankingAsAService #AIinFinance #SponsorBanks #EmbeddedFinance #FinancialInnovation #FinTechEcosystem #BankingInnovation
๐—•๐—ฟ๐—ถ๐—ป๐—ด๐—ถ๐—ป๐—ด ๐—ถ๐˜ ๐—ฏ๐—ฎ๐—ฐ๐—ธ ๐˜๐—ผ ๐—™๐—ถ๐—ป๐—ง๐—ฒ๐—ฐ๐—ต ๐— ๐—ฒ๐—ฒ๐˜๐—จ๐—ฝโ€ฆ ๐˜๐—ต๐—ฒ ๐—”๐—œ ๐—ฒ๐—ป๐—ฒ๐—ฟ๐—ด๐˜† ๐˜„๐—ฎ๐˜€ ๐—ถ๐—บ๐—ฝ๐—ผ๐˜€๐˜€๐—ถ๐—ฏ๐—น๐—ฒ ๐˜๐—ผ ๐—บ๐—ถ๐˜€๐˜€. I saw a post yesterday claiming 99% of conversations at FinTech MeetUp were about AI. Was it really that high? I donโ€™t knowโ€ฆ ๐—œ ๐˜„๐—ฎ๐˜€ ๐—น๐—ฒ๐—ฎ๐—ป๐—ถ๐—ป๐—ด ๐—ฐ๐—น๐—ผ๐˜€๐—ฒ๐—ฟ ๐˜๐—ผ ๐Ÿต๐Ÿต.๐Ÿฑ. And honestly, that tells you everything about the pace of change weโ€™re experiencing right now. Every bank, every FinTech, every infrastructure provider โ€” everyone was talking about: โ€ข How AI is reshaping risk, compliance, and onboarding โ€ข How AI is accelerating product development โ€ข How AI is redefining operational efficiency โ€ข How AI is becoming the new competitive moat The volume of AI conversations wasnโ€™t hype. It was a signal. A signal that the industry is shifting faster than ever. A signal that sponsor banks and FinTechs are aligning around whatโ€™s next. A signal that BaaS isnโ€™t slowing down itโ€™s evolving with new tools, new expectations, and new momentum. If this is the energy in Q2โ€ฆ the rest of the year is going to be interesting. #๐—™๐—ถ๐—ป๐—ง๐—ฒ๐—ฐ๐—ต๐— ๐—ฒ๐—ฒ๐˜๐—จ๐—ฝ #๐—™๐—ถ๐—ป๐—ง๐—ฒ๐—ฐ๐—ต #๐—•๐—ฎ๐—ฎ๐—ฆ #๐—•๐—ฎ๐—ป๐—ธ๐—ถ๐—ป๐—ด๐—”๐˜€๐—”๐—ฆ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ #๐—”๐—œ๐—ถ๐—ป๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ
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๐—™๐—ถ๐—ป๐—ง๐—ฒ๐—ฐ๐—ต ๐— ๐—ฒ๐—ฒ๐˜๐—จ๐—ฝ ๐˜๐—ต๐—ถ๐˜€ ๐˜†๐—ฒ๐—ฎ๐—ฟ ๐˜„๐—ฎ๐˜€ ๐—ฎ ๐—ฟ๐—ฒ๐—บ๐—ถ๐—ป๐—ฑ๐—ฒ๐—ฟ ๐—ผ๐—ณ ๐˜€๐—ผ๐—บ๐—ฒ๐˜๐—ต๐—ถ๐—ป๐—ด ๐—ถ๐—บ๐—ฝ๐—ผ๐—ฟ๐˜๐—ฎ๐—ป๐˜: ๐—•๐—ฎ๐—ฎ๐—ฆ ๐—ถ๐˜€๐—ปโ€™๐˜ ๐—ฑ๐˜†๐—ถ๐—ป๐—ด โ€” ๐—ถ๐˜โ€™๐˜€ ๐—ฒ๐˜ƒ๐—ผ๐—น๐˜ƒ๐—ถ๐—ป๐—ด. ๐—”๐—ป๐—ฑ ๐˜๐—ต๐—ฒ ๐—ฒ๐—ป๐—ฒ๐—ฟ๐—ด๐˜† ๐—ถ๐—ป ๐—ฉ๐—ฒ๐—ด๐—ฎ๐˜€ ๐—ฝ๐—ฟ๐—ผ๐˜ƒ๐—ฒ๐—ฑ ๐—ถ๐˜. I walked away genuinely energized by the conversations happening across the ecosystem. Sponsor banks showed up strong โ€” not just the established players, but a wave of ๐˜ฏ๐˜ฆ๐˜ธ banks entering the space with clarity, intention, and a real appetite for partnership. A few things stood out: ๐Ÿญ. ๐—ง๐—ต๐—ฒ ๐˜ƒ๐—ถ๐—ฏ๐—ฒ๐˜€ ๐˜„๐—ฒ๐—ฟ๐—ฒ ๐—ต๐—ถ๐—ด๐—ต โ€” ๐—ฎ๐—ป๐—ฑ ๐—ด๐—ฟ๐—ผ๐˜‚๐—ป๐—ฑ๐—ฒ๐—ฑ ๐—ถ๐—ป ๐—ฟ๐—ฒ๐—ฎ๐—น๐—ถ๐˜๐˜†. Banks werenโ€™t just โ€œexploringโ€ BaaS. They were actively looking for the right FinTech partners and asking smart, strategic questions. ๐Ÿฎ. ๐—ง๐—ต๐—ฒ ๐˜€๐˜‚๐—ฝ๐—ฝ๐—น๐˜†โ€“๐—ฑ๐—ฒ๐—บ๐—ฎ๐—ป๐—ฑ ๐—ฑ๐˜†๐—ป๐—ฎ๐—บ๐—ถ๐—ฐ ๐—ต๐—ฎ๐˜€ ๐˜€๐—ต๐—ถ๐—ณ๐˜๐—ฒ๐—ฑ. For the first time in a long time, I saw more sponsor banks proactively seeking FinTechs than the other way around. Thatโ€™s a meaningful signal. ๐Ÿฏ. ๐—ก๐—ฒ๐˜„ ๐—ฏ๐—ฎ๐—ป๐—ธ๐˜€ ๐—ฎ๐—ฟ๐—ฒ ๐—ฒ๐—ป๐˜๐—ฒ๐—ฟ๐—ถ๐—ป๐—ด ๐˜„๐—ถ๐˜๐—ต ๐—ฝ๐˜‚๐—ฟ๐—ฝ๐—ผ๐˜€๐—ฒ. Several institutions made it clear: โ€œWe want to be in BaaS. Itโ€™s relevant. Itโ€™s a path to maturity. And it keeps us competitive.โ€ That level of conviction matters. ๐Ÿฐ. ๐—ง๐—ต๐—ฒ๐—ฟ๐—ฒโ€™๐˜€ ๐˜€๐˜๐—ถ๐—น๐—น ๐—ฟ๐—ฒ๐—ฎ๐—น ๐—ผ๐—ฝ๐—ฝ๐—ผ๐—ฟ๐˜๐˜‚๐—ป๐—ถ๐˜๐˜† โ€” ๐—ฏ๐˜‚๐˜ ๐—ถ๐˜โ€™๐˜€ ๐—ฑ๐—ถ๐—ณ๐—ณ๐—ฒ๐—ฟ๐—ฒ๐—ป๐˜ ๐—ป๐—ผ๐˜„. The market is more selective. More complianceโ€‘driven. More partnershipโ€‘oriented. And honestly? Thatโ€™s a good thing for everyone. FinTech MeetUp continues to be one of the best places to see where the industry is actually heading โ€” not the headlines, but the real conversations shaping the next wave of BaaS. Curious what others thought: Did you feel the same shift in energy and intent? #๐—™๐—ถ๐—ป๐—ง๐—ฒ๐—ฐ๐—ต๐— ๐—ฒ๐—ฒ๐˜๐—จ๐—ฝ #๐—•๐—ฎ๐—ฎ๐—ฆ #๐—•๐—ฎ๐—ป๐—ธ๐—ถ๐—ป๐—ด๐—”๐˜€๐—”๐—ฆ๐—ฒ๐—ฟ๐˜ƒ๐—ถ๐—ฐ๐—ฒ #๐—™๐—ถ๐—ป๐—ง๐—ฒ๐—ฐ๐—ต
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A category is not only a marketing label. It is an internal routing mechanism. It helps a buyers decide who should evaluate you, what proof matters, and where the next conversation belongs.
9
Interest does not always create movement. It still floors me when executive coaches tell founders that since they are filling the top of the funnel and should be able to hit their rev targets.
6
Before your next bank call, write the paragraph you hope your buyer says internally afterward. If it is hard for you to write clearly, it is probably going to be hard for them to say clearly. That is useful information.
6
A strong fintech sales meeting still has to survive the internal retell. If the buyer cannot explain what you do, where it fits, and why the next meeting matters, the opportunity can stall even when the live conversation felt A-mazing.
5
๐— ๐—ฎ๐—ธ๐—ฒ ๐—ฌ๐—ผ๐˜‚๐—ฟ ๐—–๐—ฎ๐˜๐—ฒ๐—ด๐—ผ๐—ฟ๐˜† ๐—จ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ฎ๐—ฏ๐—น๐—ฒ ๐—•๐—ฒ๐—ณ๐—ผ๐—ฟ๐—ฒ ๐—ฌ๐—ผ๐˜‚ ๐—ง๐—ฟ๐˜† ๐˜๐—ผ ๐— ๐—ฎ๐—ธ๐—ฒ ๐—œ๐˜ ๐—–๐—ผ๐—บ๐—ฝ๐—ฒ๐—น๐—น๐—ถ๐—ป๐—ด Creators and founders run into the same wall over and over again: They try to make their offer ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ฆ๐˜ญ๐˜ญ๐˜ช๐˜ฏ๐˜จ before they make it ๐˜ถ๐˜ฏ๐˜ฅ๐˜ฆ๐˜ณ๐˜ด๐˜ต๐˜ข๐˜ฏ๐˜ฅ๐˜ข๐˜ฃ๐˜ญ๐˜ฆ. But if your buyer canโ€™t ๐—ฐ๐—ฎ๐˜๐—ฒ๐—ด๐—ผ๐—ฟ๐—ถ๐˜‡๐—ฒ you, they canโ€™t value you. If they canโ€™t place you, they canโ€™t prioritize you. And if they canโ€™t sort you, they canโ€™t buy from you. This is the heart of the ๐—–๐—ฟ๐—ฒ๐—ฎ๐˜๐—ผ๐—ฟ ๐—–๐—ผ๐—ป๐˜‚๐—ป๐—ฑ๐—ฟ๐˜‚๐—บ: ๐—ฌ๐—ผ๐˜‚ ๐—ฐ๐—ฎ๐—ป๐—ป๐—ผ๐˜ ๐˜€๐—ฒ๐—น๐—น ๐˜€๐—ผ๐—บ๐—ฒ๐—ผ๐—ป๐—ฒ ๐˜๐—ต๐—ฒ ๐˜ƒ๐—ฎ๐—น๐˜‚๐—ฒ ๐—ผ๐—ณ ๐˜€๐—ผ๐—บ๐—ฒ๐˜๐—ต๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ๐˜† ๐—ต๐—ฎ๐˜ƒ๐—ฒ๐—ปโ€™๐˜ ๐—ฏ๐—ฒ๐—ฒ๐—ป ๐—ฎ๐—ฏ๐—น๐—ฒ ๐˜๐—ผ ๐—ฐ๐—ฎ๐˜๐—ฒ๐—ด๐—ผ๐—ฟ๐—ถ๐˜‡๐—ฒ ๐˜†๐—ฒ๐˜. Simplicity travels. Complexity stalls. And nothing parks a deal faster than forcing a buyer to do the mental labor of figuring out what you are. Make it understandable first. Make it compelling second. That sequence wins every time. #CategoryDesign #CreatorConundrum #SalesStrategy #GoToMarket #Positioning #Messaging #B2BSaaS #FounderContent #LinkedInCreators #BusinessGrowth
3
If the buyer is still asking what this is, your differentiation is arriving too early.
4
A lot of founders are solving the right problem at the wrong layer. Selling before there is understanding and context is THAT problem.
3
๐—œ๐—ณ ๐˜†๐—ผ๐˜‚ ๐—ฑ๐—ผ๐—ปโ€™๐˜ ๐—ธ๐—ป๐—ผ๐˜„ ๐˜„๐—ต๐—ผ ๐—ผ๐˜„๐—ป๐˜€ ๐˜†๐—ผ๐˜‚๐—ฟ ๐—ฐ๐—ฎ๐˜๐—ฒ๐—ด๐—ผ๐—ฟ๐˜† ๐—ถ๐—ป๐˜€๐—ถ๐—ฑ๐—ฒ ๐˜๐—ต๐—ฒ ๐—ฏ๐—ฎ๐—ป๐—ธ, ๐˜†๐—ผ๐˜‚โ€™๐—ฟ๐—ฒ ๐—ฎ๐—น๐—ฟ๐—ฒ๐—ฎ๐—ฑ๐˜† ๐—น๐—ผ๐˜€๐—ถ๐—ป๐—ด ๐˜๐—ต๐—ฒ ๐—ฑ๐—ฒ๐—ฎ๐—น. Before you pitch anything, you need to know ๐˜ฆ๐˜น๐˜ข๐˜ค๐˜ต๐˜ญ๐˜บ where your solution lives inside that institution. If youโ€™re calling yourself a vendorโ€‘management tool, you canโ€™t walk in blind. Vendor management might sit in ๐—ฅ๐—ถ๐˜€๐—ธ, ๐—ข๐—ฝ๐—ฒ๐—ฟ๐—ฎ๐˜๐—ถ๐—ผ๐—ป๐˜€, ๐—–๐—ผ๐—บ๐—ฝ๐—น๐—ถ๐—ฎ๐—ป๐—ฐ๐—ฒ, or ๐—Ÿ๐—ฒ๐—ด๐—ฎ๐—น depending on the bank. And if you walk into the wrong room? Youโ€™ll get a warm smileโ€ฆ and zero momentum. Because bankers donโ€™t just evaluate solutions, they ๐—ฟ๐—ผ๐˜‚๐˜๐—ฒ them. If you donโ€™t match the mental bucket they expect, you donโ€™t move forward. Do the homework. Find the owner. Match the category. Then pitch. Thatโ€™s how you avoid the quiet โ€œnot now.โ€ #FintechSales #BankingSales #EnterpriseSales #VendorManagement #CategoryDesign #GoToMarket #SalesStrategy #CreditUnions #B2BSaaS #FounderContent
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