Joined May 2025
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A month ago I was chatting with the man who helped build the XRPL. Somehow I held it together long enough to ask @JoelKatz the questions I'd been sitting on for years. 😅 What came out of those 20 minutes: → Arthur Britto → Rust refactoring & ZK proof challenges → Intelligence & the "shadow dance" of real conversation The most meaningful chat I've had in this space. Full breakdown below 👇 🎥 "20 Minutes with the Creator: David Schwartz — Conversation Breakdown from XRP Australia 2026" 20 Minutes with the Creator: David Schwartz - Breakdown & Takeaways from... youtu.be/OE8Q3iJeI9I?si=WsHr… via @YouTube Brad Garlinghouse. Monica Long, Asheesh Birla, Electric doesn't cover it. ⚡🇦🇺 Riding the wave 🌊 with @wave_of_innov @WayneZwar @SadafJadran @dazzlingxrpl @j_in_marketing @CryptoQueenAU #XRP #XRPAustralia #Ripple #waveofinnovation
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God Bless @PaulineHansonOz Christ is King
No ifs or buts, One Nation will ban the burqa. It’s un-Australian and incompatible with our values and way of life. It’s a roadblock to integration and a symbol of all that has gone wrong with our immigration policy under the uniparty.
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Tarun Freestone retweeted
May 26
The new @federalreserve Chairman (Kevin Warsh) co-authored a paper naming $XRP as a liquidity solution between stablecoins 👀🤯 This paper explicitly states that private sector infrastructure should NOT be ruled out in future digital money systems‼️ This is proof that private infrastructure providers like @Ripple are becoming critical components of the financial system — and @Ripple is one of the very few companies that has spent decades positioning for exactly this moment. 🧵Connect the dots.
May 20
Trump just signed an Executive Order directing the Federal Reserve to open FED master account access to crypto firms. @Ripple filed their application months ago and already have — @USOCC charter & @NYDFS trust in place ✅ [ Kevin Warsh ] The most pro-crypto FED Chair in history ~ just took the seat. ….timing seems almost TOO perfect…. 👀 Who’s stopping them now? $XRP
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In light of a recent post by someone who was trying to assert that XRP would never reach $10 in my response I mentioned we can see where the XRP literally is sent once unlocked. In support of this logic here is some great forensic tracking by @24hrscrypto1 tracking large movements from founding members @chrislarsensf to @Bitstamp @elonmusk to a new wallet. We would be able to see if there was coordinating selling and coordinating dumping..... Or potentially @XMoney being set up Well...... youtu.be/k0m80LDfryg?si=EdhS… via @YouTube
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Heavy movers 24/7
May 25
Banks are closed today, the XRP Ledger is open for business settling payments globally as we speak in few seconds. Global 24/7 access, built in features, no middlemen, censorship resistant and low cost transactions and infrastructure. Reminder this will change society forever.
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Well......
Tomorrow’s going to be a great day.
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Sweet dreams are made of……
It won't be full scale in July -- Limited trading only. That means only a few million, maybe even just a hundred million per day in activity. But, full-scale production? This October, and that means they are going to move to tokenize the entire structure. Once entirely tokenized that will operate 24/7 without end. The SEC themselves said the entire market would be tokenized "within 2 years" and that was six months ago. Each participate will "do different things" within this environment as DTCC has stated. Ripple Prime will specialize in settlement, which will use the XRP Ledger. DTCC is a major backbone of the entire global financial system. As a final target, where does this lead? At just 1% of the 4 Quadrillion per year, that's 40 Trillion a year. Every day that is roughly 109.59 Billion that must be settled --> JUST from the DTCC, not counting anything else. If you want crazy numbers, then assume Ripple Prime could capture up to 10% per year, leaving a full 90% to other firms (3.6 Quadrillion for everyone else). That's 400 Trillion per year across the XRP Ledger. Which brings us to a staggering 1.1 Trillion in settlement per day. Every day. Forever. This is what tokenization of the entire US Capital Markets looks like, because the DTCC isn't just some new system... IT IS THE SYSTEM switching over to digital assets.
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Yes saw this and interesting to hear easily the most level headed and collateral intensive researcher arrived at this conclusion
XRP holders you needs to hear this now
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An analyst I truely trust made life changing wealth of his calls…. Let’s just say “Hold on….. I’m coming” Bookmarked
Zcash was the easiest trade of the year. Textbook Bull Flag breakout. XRP will have a similar breakout in a few weeks. Don’t get shaken out this week on the final dip before the rally begins…
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Probably nothing ……
May 19
👀
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Coming from all the money in a big way…
May 19
‼️JUST IN: AUSTRALIA’S RBA DEPLOYS WHOLESALE CBDC DIRECTLY ONTO XRPL AND HEDERA NETWORKS IN PROJECT ACACIA‼️ The Reserve Bank of Australia just ran real money on both the XRPL and Hedera.💸 This is a massive development.🙇‍♂️ Project Acacia is a hands-on research program run by Australia’s central bank (the RBA) and industry partners. They issued small amounts of real pilot wholesale central bank digital currency (wCBDC) and used it to settle live trades of tokenised assets such as bonds and other financial instruments on multiple blockchain networks.💰 The goal was to test what actually works when digital central bank money sits alongside private money and tokenised assets in wholesale markets.🌐 In these tests, the XRP Ledger powered complete end-to-end permissioned bond lifecycles with J.P. Morgan custody, including redemption settled in RLUSD.✅ Hedera delivered both its public network and private HashSphere ledger for critical interchange services on tokenised private money.✅ Public ISO 20022-compliant blockchains just passed a central-bank test in Australia’s wholesale markets.🔥 XRP and HBAR are both entering the plumbing of Australia’s wholesale markets.☝️ Straight from the official May 2026 final report.😏💨 Fully documented below.📝👇
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🇦🇺 Australia just published the final report. You'll never guess what's in it: It appears Ripple and Chainlink working together with JP Morgan on Australian government bonds. The world has no clue what's about to happen: • $LINK & $XRP work together • $HBAR powering Australia • $RBNT adoption down under • $SOL RWAs hit $2.8B • $XDC tokenizing cacao trade • $TAO interview w/@webuildscore$XLM = slept on OG's • $NEAR future of AI interview Hedera may power the national rails for all of Australia. Actual legal claims on the central bank. PILOT > POC Watch 👇 Video
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🚨 HOLY SHIT THE GREAT RESET IS HERE… THEY ARE RECREATING THE BRETTON WOODS BANKING SYSTEM Treasury Secretary Scott Bessent is pushing to REBUILD Bretton Woods, a NEW GLOBAL FINANCIAL SYSTEM where the dollar gets reset… and digital assets take center stage! They’re about to rewire EVERYTHING: payments, banking, custody, collateral, ownership and identity. This is the moment XRP was built for. Bridge asset. Liquidity king. The asset that builds the reset. JP Morgan just executed the first-ever transaction with Ripple, Ondo and Mastercard connecting XRP Ledger to Interbank Settlement. @DNAOnChain executed the first ever zk-proof transaction on XRP Ledger for private identity. At the same time. Stack your XRP and XDNA‼️ xdna.dnaprotocol.org
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Heavy weight champ telling us what’s in store !
May 17
XRPL 3.1.3 is available for over a week now. ✅ 40% of the network is updated. The fix amendment in it will be active in 9 days. Every node that hasn't been updated to 3.1.3 will be unable to communicate to the network. While we been working with exchanges to inform and verify that they updated - please let projects you love using e.g DEX interface / NFT Marketplace on the XRP Ledger know to update to 3.1.3 within the next 9 days 🙏❤️
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1.79 Billion …. Entrepreneurship here we come

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Basically….. yes 👍

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Yeah right okay….
May 17
So you’re telling me the guy in the video below sued @Ripple for 4 years. Ended up losing… giving $XRP full legal clarity. And then 11 months later… @Ripple partners with the @The_DTCC (who process $4 Quadrillion a year) to launch tokenisation pilots (starting July) and they explicitly have a patent that uses $XRP as a bridge currency for liquidity?
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Amen 🙏🏽
You don’t own enough XRP
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Thank you for shedding you wisdom on this one David. Our country is really needing wisdom these days…. Appreciate the spotlight and reach to your learned audience regarding these issues, I’m sure @senatorbabet concurs.
Replying to @senatorbabet
The worst thing about capital gains tax is that it's a tax on moving capital from less productive uses to more productive uses. The higher capital gains taxes are, the more capital remains stuck with larger companies that can't use it effectively.
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It doesnt get any bigger of an endorsement.
May 14
According to David: Ripple has @ja_akinyele, who is now the closest to what he brought to the company before stepping down as CTO. ❤️
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