The AI lending marketplace redefining how America borrows.
Joined February 2012
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Thanks @HenryInvests. More to come!
Jun 12
EXCLUSIVE: Interview with $UPST CFO Andrea Blankmeyer x.com/i/broadcasts/1kJzDDWZk…
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A lot of companies talk about how they leverage AI, so what sets Upstart's models apart?
Our CEO @PaulxGu was asked about it at today's @MorganStanley US Financials Conference and shared how close Upstart's loan predictions come to reality, compared to traditional credit models
"100% is a totally random model... 95% is where traditional models sit. And then Upstart is….almost three times as smart, or as accurate, as traditional models... and there's still a lot of room to go (Upstart is at 87.4%)."
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Upstart retweeted
Jun 11
Tomorrow at 11:20AM EST, @HenryInvests sits down with @Upstart CFO Andrea Blankmeyer for an exclusive live interview.
We’ll be talking Upstart, AI lending, the road ahead, and what investors should be watching from here.
Live on X and YouTube.
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Curious about the latest in AI, lending and credit? Join @paulxgu's Fireside Chat at the @MorganStanley US Financials Conference tomorrow, June 10, at 3:15 PM EST.
Tune in here 🔈
ir.upstart.com/news-and-even…
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There has been a lot of news about credit lately - but Upstart CFO Andrea Blankmeyer sees strength in the capital markets.
Here's why:
Over $4 billion in committed capital partnerships (as of mid May), including our first deal extending over a 24-month time horizon. There is demand to buy Upstart loans from Private credit, credit unions, and banks.
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At today's @MizuhoAmericas Technology Conference, CFO Andrea Blankmeyer broke down what’s driving Upstart's business:
First, new products like Auto and Home (HELOC) are off to a great start. They both have grown 3 to 4X YoY with strong market fit and solid capital performance.
Upstart is becoming a true multi-product company, the go-to place for credit for Americans. While HELOC is early, it has been growing well with a lot of runway ahead.
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Upstart CFO Andrea Blankmeyer is speaking at the @MizuhoAmericas Technology Conference tomorrow. Catch her Fireside Chat on AI, semiconductors, and the future of tech at 1:05 PM EDT on June 9.
🔈 ir.upstart.com/news-and-even…
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We're working toward opening Upstart Bank, and the "why" behind that ambition matters.
Today, we operate across 248 state licenses, 100 origination partners, and 4 federal regulators. That's a lot of moving parts, and it creates real inconsistency for the people we serve.
A federal bank charter changes the equation: a cleaner, more direct path to get capital to the people who need it.
Here's the full picture ⬇️
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Upstart retweeted
Jun 1
📅 Mark Your Calendars!
Friday, June 12th • 8:30 AM PT / 11:30 AM ET • I'll sit down with @Upstart $UPST CFO Andrea Blankmeyer LIVE 🚨
Have a question you'd like to ask Andrea? Drop it below and I'll bring the best to the stage 🎙️
Watch live right here on X @HenryInvests or @Rebellionaire (X & YouTube) 🦁🦁
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A national bank charter will help us better serve our customers — similar pricing in all 50 states, expanded loan approvals, and a voice in shaping AI lending rules. Learn more in @NYTimes. nytimes.com/2026/05/27/busin…
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Tune into @paulxgu's Fireside Chat at the J.P. Morgan Global Technology, Media & Communications Conference today at 1:15pmPT / 4:15pmET. Link here: jpmorgan.metameetings.net/ev…
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Tim has spent 35 years at the intersection of banking and innovation, an invaluable perspective for Upstart.
As we scale within the financial ecosystem and continue our evolution toward becoming a more diversified financial institution, having a seasoned operator like Tim in the boardroom ensures we're building with the right discipline.
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Read the full announcement here: ir.upstart.com/news-releases…
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We're pleased to welcome USF Credit Union to our family of lending partners.
From USF CU's Richard Sellwood: "By partnering with Upstart, we're able to expand access to credit using AI-powered technology, while maintaining the human, member-first experience our community expects."
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🔗 Full press release here: ir.upstart.com/news-releases…
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The traditional model for determining someone's creditworthiness doesn't paint the full picture.
As @paulxgu quipped on the @AmerBanker podcast:
"It actually helps your FICO score if you just open up tons of credit cards and don't use them. If you were advising your friend on leading a good financial life, you would never in a million years think to say, 'Hey, the best thing you can do is go open up 10 new credit cards right now and just keep them in your wallet.' That would be crazy."
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