Important perspective on the XRPL: "That's a literacy problem baked into how this chain gets marketed."
(Rhyzlo is an XRPL trustline risk assessment tool)
I've spent the last year building on XRPL and the gap between "this chain can do everything" and what developers actually ship is embarrassing. Not because the tech is bad, it isn't. Trustlines, AMMs, native DEX, real finality. The primitives are genuinely good. But the hype machine runs way ahead of the tooling, the docs, and honestly, the users. When I launched Rhyzlo, I assumed token buyers would want risk data. Turns out most don't even know trustlines lock their XRP. That's not a Rhyzlo problem. That's a literacy problem baked into how this chain gets marketed. Everyone talks about institutional adoption and cross-border payments. Nobody builds the boring infrastructure that makes retail users feel safe. That's the real gap. Not technology. Education and tooling. Until that changes, XRPL stays a chain with great rails and almost no passengers.