Joined October 2022
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Upzone Suburbia: Boy Scouts practice "Leave No Trace" 1) In wilderness, spread out so nature can recover ASAP. 2) At campsites, centralize impact and leave the rest pristine. Suburbia is just #1 camping but also cutting down the trees!!! Rural=good Upzoned=good Sprawl=bad
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Car Brainers tend to have poor geometry skills. Here's one suggesting that a Bus Stop should be blockaded by a row of parallel parked cars! This is about as idiotic proposal the to build parking decks with ground floor retail which was pushed by @criticalurban for years.
Replying to @Opcn
That report begins by saying there isn't enough data. Here is the story of a family that died when they were hit by a car while waiting for a bus at a stop that was not parking protected. nbcbayarea.com/news/local/sa…
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SignalToNoiseRatio retweeted
Once you understand how helicopters work. And the cleverness of the swashplate. And how steering linkages elegantly compensate for gyroscopic precession. And how the rotors will autorotate in an emergency. You never want to get into one of those flying bolt buckets again.
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Actually, they need cinder block bunkers with a toilet, sink & mini fridge plus a slightly-inferior-to Elementary School style cafeteria, as a huge portion of them lack enough common sense to follow the direction on a box of Kraft mac & cheese.
Homeless people dont need money; they need solar-powered tinyhomes with working plumbing. This is bad optics because when you give them money it just mysteriously disappears, but when you give them a tinyhome you find out why they do with the resources you give them.
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SignalToNoiseRatio retweeted
Median CERTAINLY more accurate/meaningful, measure. People who worked, however, have annuity, called "Social Security." It pays median household slightly older than Carl abt $3k/mo. That's an implied net worth (for annuity large enuf to yield 3k/mo) of >$700k. NOT "nothing"!
The average household my age (62) has a $1.57 million net worth (including home), but the richest folks skew those numbers up. Looking at MEDIAN (the 50% mark), it drops down to 364k. Half have less than that! The bottom 20% have 40k or less. The bottom 10% have nothing.
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It's not "...a few people working out payment plans..." It's "...a few people who will consume more medical care $$$ than their entire salary for their entire lives..." There is no payment plan which solve the chronic disease problem.
Affordable Healthcare Act. In retrospect, it would have been better to allow insurance companies to choose to not cover certain conditions/clients, allowing those individuals to work out care/payment with their providers, instead of pricing all of America out of healthcare… Instead, we were told that was “cruel.” Now, instead of a few people having to work out payment plans with the hospital, we ALL can’t afford insurance or ER trips. More people are pushed onto welfare. The system’s prices inflate. Bureaucracy grows. Service fall. More taxes are required to “fix” this problem.
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If the Democrats don't win the White House in 2028 then 2044 is probably their next realistic opportunity. CA, IL and NY would have to inbound millions of residents over the next 36 months avoid this, and there are likely enough local Right-NIMBYs to stop them even if they try.
Replying to @sp6runderrated
Awful EC math as well because people leaving California tend to lean right relative to the state so you're pulling R-tilted votes from an election where they don't count and potentially putting them in swing states
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You don't hate the Step Up Basis enough. What was sold to the US Populace as "The only way to save Family Farms" has done essentially *nothing* tons average family farms and simultaneously blossomed an Oligarchy Class.
Jun 13
The buy, borrow, die strategy lets holders of appreciating assets like Tesla stock borrow against their value via securities-backed loans instead of selling. Loan proceeds are not taxed as income and rates are often low. Elon Musk has pledged large portions of his Tesla shares as collateral for personal loans and the X acquisition financing. At death, heirs receive a stepped-up basis that typically erases capital gains taxes on lifetime appreciation. It is a legal, common approach for concentrated wealth positions.
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Inclusionary Zoning: The theory that Upper Middle Class households will pay Upper Middle Class prices to live in Lower Middle Class homes in exchange for the privilege of being surrounded by Welfare Recipients 24x7. And the Leftists wonder why it isn't working...
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@HomeLoanBill I see a $600,000 home that I love and want to buy. I have $200,000 of cash in the bank for a down payment or points (or any combination thereof... at your discretion). Show me a scenario where buying points is better than putting only $120,000 down and investing the rest in a pathetically awful index fund which performs at ½ of the S&P 500 historical return rate for 30 years.
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Well, Bill knows he has failed and chickened out with the Block Button. Do you want to try @EstateBets1135 or are your math skills comparable to his?
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"Screw the youth. We're only interested in empowering The Establishment." -Every American Labor Union Boss.
We've made an unprecedented promise to every union worker who powers our railroads: if you have a job when this merger is approved, you will have a job for life. Because the men and women who keep America moving deserve nothing less.
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If a Loan Originator tells you something is wrong, it might because it reduces his commission (which is based on keeping the Sticker Price of the transaction as high as possible... regardless of interest rates).
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SignalToNoiseRatio retweeted
Jun 12
I think to be fair, if the state isn’t going to give special, favorable rights to renters in this way, then it should also not give special, favorable protections to property owners that prevent the construction of anything new nearby. In order for this contract to work, it’s going to have to be legal for people to build more housing in productive, desirable cities. This, too, is an expression of property rights. The government should not unduly constrain your right to build something on your own private property.
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100% of the anti-rent control rhetoric is that Adam Smith was right and the Unseen Hand is absolutely undefeated. All regulations (all) need to be grounded in safety durability concerns. End aesthetic zoning. End rent control.
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SignalToNoiseRatio retweeted
Rent control isn’t bad because it’s nativist. Rent control is bad because it’s theft. I don’t really have a huge problem with the urban nativism part. It’s not ideal but it’s very comprehensible.
rent control advocates talk about people who'd like to pay the market rate for their $300/mo West Village 1BRs the way MAGAs talk about immigrants at Costco
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SignalToNoiseRatio retweeted
Q: How many more debt-schemes will be forced on working class Americans? A: All of them
The Trump administration is quietly moving to change the Affordable Care Act to let health insurers offer people loans to pay for their care. Deep in a document over 1,000 pages long about how the Affordable Care Act market will operate next year, the administration suggests that insurers consider offering loans to cash-strapped customers. Under this approach, people who develop a costly disease or need unexpected emergency care would turn to their health insurer for loans. A third of American households already have medical debt, and this approach would mean even more debt that patients owe to their health insurance companies. The insurers, who already make billions, would stand to make even more. nytimes.com/2026/06/11/busin…
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SignalToNoiseRatio retweeted
the housing crisis is a zoning crisis government restricts building permits government mandates minimum lot sizes government prohibits density increases supply cannot meet demand prices rise inevitably the affordability crisis is a regulatory crisis
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Feudalism is unambiguously evil because it requires something like 95% of the participants to be peasants while the oligarchs live the high life. Grow the Middle Class.
feudalism is unambiguously a net good for peasants. some estate that’s been in the same family since 1060 having labor obligations set at reasonable levels is not blocking prosperity but is keeping people employed and fed
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They have a really hard time responding to this one (because their position is genuinely indefensible & wrong). Feel free to re-use this reality every time some pro-rent-control small-brain crosses your feed.
You're ruining my family's ability to buy and live in a nicer home for *no other reason* than "that deadbeat got here first." How do you sleep at night, knowing that I'm stuck with Nebraska winters and paying $1500/mo for the privilege while some slacker lives on the CA cost for pennies on the dollar? Stop pushing me around "just because I'm a good worker." Let me spend my money where I want to spend it.
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SignalToNoiseRatio retweeted
Replying to @lpackard
1. Pass Obamacare despite fervent pushback from Republicans telling you it would never work. 2. Wait years until the Republicans are in charge again. 3. Blame Republicans for a failed healthcare system that Ds created.
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22 y/o: "I can't afford rent here." BOOMER: "Get a roommate." ---(later that same day)--- BOOMER: "I can't afford my property taxes." 22(y/o): "Get a roommate." ------ Tell Boomers that the SOLUTION to their problem and our problem is *exactly the same* path?
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