Powering the future of financial services. We deliver innovative embedded payments, cards, lending and crypto solutions to millions of consumers and businesses.

Joined October 2009
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A major breakthrough for modern payments. 💥 Cross River is one of the first regulated US banks to settle stablecoin transactions onchain as part of @Visa’s stablecoin settlement pilot, using @Circle’s USDC over Solana. This is a foundational shift in how money moves. Our unified infrastructure supports both stablecoins and fiat, creating interoperability between public blockchain networks and the core U.S. payment rails for near-instant, 7-day settlement. 🔗 usa.visa.com/about-visa/news…
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It was great hosting our annual Fintech Banking Summit at Cross River HQ, joined by @stripe and @Visa, where we covered: ⟶ The state of agentic commerce ⟶ How media companies are evaluating AI's impact on strategy ⟶ Why our CEO, @GillesGade, believes market trends are creating more opportunity for the industry ⟶ Our approach to developing innovative solutions for the shifts we're seeing in fintech Thanks to all who joined us!
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Our Associate General Counsel, Regulatory Compliance, Kavitha Subramanian, is speaking at @AmerBanker's DIGITAL BANKING conference alongside Ian P. Moloney from @FintechPolicyUS and Penny Crosman from American Banker. They'll discuss how embedded finance providers navigate shifting regulatory requirements and balance innovation with consumer protection. If you're attending, don't miss this discussion! #DigitalBanking #EmbeddedFinance #Fintech
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Congratulations to @current on their $80 million Series E at a $1.5 billion valuation! We’ve been proud partners of Current since 2023, powering their banking and financing products as they’ve grown into one of the leading platforms for consumers looking to strengthen their financial futures. Our CRB Securities team was honored to once again serve as financial advisor on this milestone deal, having also supported the Company’s financing efforts a year prior. As customer demand continues to grow, we're expanding our financing partnership through our Principal Finance Group to help Current scale their liquidity and credit products even further. Read more here: prnewswire.com/news-releases…
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What a great panel hosted by @LinqAlpha and @openbb_finance during @Techweek_ by a16z! Our Chief AI Officer, Pravesh Rijal, spoke alongside fellow industry experts discussing the intersection of prediction markets, infrastructure, and agentic AI. The panel explored the ways autonomous agents can improve workflows around prediction markets, what role they could play in the future, and how to establish trust when agents are making decisions autonomously.
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We built our card processing engine in-house to give partners true flexibility to design their own card experiences. In "Behind the Build: Processing," our executives break down how it all comes together for faster money movement and less complexity.
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Yesterday, members of our team joined @AmericanCancer for the George Washington Bridge Challenge, a one-of-a-kind race that shut down the bridge for an extraordinary cause. We're proud to support the American Cancer Society’s mission, with all race proceeds going directly toward funding life-saving research and providing access to care for patients nationwide. #doMOREgood
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In honor of 18 grand slam seasons of Cross River, we came together with our families to celebrate with a night at the ballpark. The evening was filled with fun games, face painting, fireworks and incredible energy that was apparent throughout the entire event. This milestone is possible because of our amazing team, supportive parters, and the community around us. Thank you to everyone who has contributed to Cross River’s story over the last 18 years. #CrossRiver #Anniversary
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We’re proud to extend a $250M forward-flow commitment to @Figure for its Crypto-Backed Loans, structured by our Principal Finance Group. With this arrangement, we’re providing dedicated capital to help consumers unlock liquidity from their digital assets. Learn more in @twifintech: thisweekinfintech.com/p/cros…
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Last night, we were honored to partner with Setpoint to host Capital Conversations as part of #NYTechWeek. It was an incredible night bringing leaders across the asset-backed finance community together to create meaningful connections within the industry and exchange great ideas. Thank you to everyone who joined us! #IndustryLeaders #Networking
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The demand for faster, more transparent settlement has been increasing. Stablecoins are meeting that demand. Being among the first to support onchain card settlement on the @Mastercard network is a validation of what we've been building toward: digital asset rails and traditional payment infrastructure operating seamlessly, side by side. We're proud to be at the forefront of this evolution.
Today, Mastercard is announcing plans to expand settlement capabilities to include stablecoin, intraday, holiday, and weekend options, giving partners more choice in how and when transactions are settled. That means we’re: ✅ Enabling greater choice to settle in fiat or regulated stablecoins ✅ Improving liquidity management for time sensitive, cross border flows We’re supporting settlement with @Circle’s USDC, @Paxos-issued stablecoins including USDG,USDP and @PayPal’s PYUSD, @Ripple’s RLUSD and @SoFi’s SoFiUSD across a range of supported blockchain networks including Arbitrum, @Coinbase’s Base, @CantonNetwork’s Canton, Ethereum, @0xPolygon, @Solana, @Tempo and XRPL. ARQ Finance, CBW Bank, @crossriverbank, @Lead_Bank and @Nuvei will be among the first to support.
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Social media is where commerce, banking, and community are converging. The platforms that integrate embedded finance into their user experience today will define how millions of people interact with money tomorrow. Scroll to see how embedded finance can reshape social media ⬇️
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With most of fintech still using the same playbook, differentiation is now migrating from features to primitives and companies need to adjust their strategy accordingly. Once you own the primitive, the features build themselves on top of it. By 2028, fintech and crypto will no longer be separate categories and the winners are already building as if that future is true. In his new Insights piece, our Head of Crypto, Luca Cosentino, is diving into why this change is happening now and how businesses can come out ahead in the next era. Read here: crossriver.com/insights/the-…
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Our May #MonthlyInsights newsletter is here – highlighting the trends and innovations shaping this month, including: -> Why traditional cobrand models are losing leverage and the ways issuers can adapt to how consumers are spending and engaging. -> The five stablecoin-linked card programs we’re seeing in the market and how to choose the right model. -> The three implications that matter most for institutions building in digital assets today. -> Reap's $600M sale to Payward, where our fintech-native investment bank, CRB Securities, served as financial advisor to Reap. -> The decades of leadership experience across financial services Evan L. Russo brings to our Board as Lead Independent Director. Discover what’s driving fintech forward: crossriver.com/insights/mont…
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Proud to announce that we've been recognized by @FinTech_Futures as the winner of the Top Innovation in Banking – Consumer Focus category at the Banking Tech Awards USA for our stablecoin payments infrastructure! This award is a true reflection of our commitment to bringing finance onchain by unifying fiat and digital asset flows within a single compliant infrastructure, eliminating the fragmentation of modern money movement. Thank you to FinTech Futures for this honor!
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