Microsoft Builds! SUNO on Fire, AI Roll Up Roll Ups, Mysterious Data Centers x.com/i/broadcasts/1RKZzzyzv…

1/ Today, we're launching universal deposit addresses. Each user gets one persistent address that accepts crypto deposits across supported chains and automatically settles funds into the token your app expects.

1/ Privy now has reduced latency across all chains. Two improvements are live today: ✔️ All wallet operations are 30-45ms faster. ✔️ For @Solana trading apps, a new swap API delivers end-to-end latency under 200ms. Here's what we shipped 👇

1/ Last week, Coinbase announced plans to bring USDC to @HyperliquidX under AQAv2, shortly after the launch of HIP-4: permissionless prediction markets. At Privy, we’ve been working closely across the ecosystem, including @Outcomexyz and @tradexyz. Here’s why this matters.

Stablecoins are pegged to $1. But most platforms charge 50 bps to send or spend you money. At @tryramp we have 0 fees on stablecoins. 1/ On-ramping to hold USD stablecoins 2/ Off-ramping to spend USD on cards or payments 3/ Sending USDC or USDT to anyone in the world A dollar is a dollar. ramp.com/stablecoins

Consensus brain dump from someone who actually spends all day helping bring a multi billion dollar fintech onchain: Almost everyone’s chasing yield, cards, and bps improvements. Almost nobody’s trying to make this stuff less of an operational headache. Booth bingo was basically: • “global stablecoin accounts” • “we wrap your stables for more yield” • “credit cards but on-chain” • "look at all these fancy off-ramps we have" Don't get me wrong, there's definitely utility there. But this year I feel like I saw a lot of "rearranging furniture", not fixing the plumbing or adding exciting new pipes. The questions I wish more teams were thinking about: • How does their product plug into real-world controls and approvals? • What’s the reconciliation story with existing systems? • How do they make my risk & compliance teams less nervous, not more? We love to dunk on TradFi as slow and outdated, and those two things are definitely true, but the reality is: it’s slow and _durable_. It has deep risk infrastructure, control frameworks, and ops teams that know how to catch edge cases and work through black swan scenarios. Crypto infra is still playing catch-up there and in my mind thats one of the biggest barriers holding back enterprises from pouring into the space. One small shoutout though - @privy_io 's digital asset account announcement was pretty sick. One of the few announcements I saw that seemed to actually be trying to address some of the complexity that those of us who have been building in the space for years are so used to we assume its a default pain point. Overall, Consensus felt a bit behind the curve this year vs events like Breakpoint or Token2049. Still looking forward to the next one but I really hope to see more projects innovating on the risk / compliance / operational side of things rather than just the financial side.

1/ Today, we're proud to announce that @awscloud Bedrock AgentCore payments is integrating Privy wallet infrastructure. This helps developers develop agentic payment solutions that can reason, act, and now transact—with payments built directly into how they operate.

1/ Last week, @Privy_io attended @Stripe Sessions for the first time as a Stripe company. We announced new products, joined the keynote, and spent two days talking with hundreds of builders and enterprises. Here's what we saw on the ground 👇