Short answer - No :-)
Long answer: I think the "shift" voluntary or involuntary, towards "owning" your destiny has been across financial services in the last 3-4 years & not limited to a single product/sector. That's not a bug, that's (now) a feature.
Is it the end for tech-led gold loan fintechs?
As RBI tightens norms, startups like Rupeek, Indiagold and Oro are becoming NBFCs...the loan service provider business is dying a slow death.