Software engineer building a bank at @monzousa π¨βπ» Kiwi in New York π³πΏ he/him
Joined June 2008
- Tweets 5,425
- Following 318
- Followers 934
- Likes 4,411
159 Photos and videos
Pinned Tweet
25 Jun 2018
I was a guest on the @software_daily podcast! π Come and tune in for some behind-the-scenes stories about how we build the software that powers @monzo bank π x.com/software_daily/status/β¦
25 Jun 2018
Build a Bank: @Monzo with Richard Dingwall @dingwallr #FinTech #BankingSoftware #Kubernetes softwareengineeringdaily.comβ¦
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17 Feb 2023
Insane. There are literally 7 other JFK terminals and 2 other NY airports they could've used
16 Feb 2023
Here it comes. The 16 hour flight from π« Auckland, to... π¬ Auckland π¨π¨
The flight made a U-turn because of the closure of Terminal 1 at JFK.
flightradar24.com/ANZ2/2f374β¦
#NZ2
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7 Feb 2023
Monzo USA joint accounts are live!
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7 Dec 2022
eSIMs are so cool. Just scan a QR code to add a second carrier to your phone. No more need to buy a physical SIM card when traveling in another country
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18 Nov 2022
One screen for setting up money transfers between ANY source and ANY destination will simplify the Monzo app so much π
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Richard Dingwall retweeted
3 Nov 2022
Monzo peeps last night enjoying a walk around NY. So great to see everyone! This is just a few of us π
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Richard Dingwall retweeted
5 Oct 2022
Important new tax case confirming that marshmallows of unusual size are 0% VAT; standard size marshmallows continue to be 20% VAT
As ever, any sufficiently detailed VAT rule is indistinguishable from satire.
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Richard Dingwall retweeted
25 Sep 2022
Is there a good example of a bank successfully running an immigration program?
Can you imagine that risk committee?? The reputational risk alone "Barclays denied my immigration" headlines
I can't see how the exceptional talent Visa survives...
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14 Aug 2022
Trying to get to inbox zero except it's the perishable food items in your fridge before you go on holiday
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6 Aug 2022
Me: on foot trying to figure out if the restaurant is here or in the next street over
Google maps: zooms out to show all the restaurant's locations in the tri-state area
29 Jun 2022
The Cirrus Banking Network, ACM Aug 1985 π€
cs.tufts.edu/~nr/cs257/archiβ¦
The entire central switch was 9k LoC running on a single Tandem Nonstop machine
50k reqs/month, 4k reqs/day peak. Switch was designed for up to 16 rps
Max latency 45 secs (!)
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29 Jun 2022
Msgs are 170-400 bytes long
4 msgs in total, 2 for the initial approval and 2 for completion
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29 Jun 2022
The dawn of preauthorizations: "weβve created a new type of transaction that is a preauthorized request. This would be used at places like gas stations where intended purchases donβt always match up to actual purchases (because who knows exactly how much gas their tank holds)."
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8 Jun 2022
A few years ago I let the hosting and domain expire for my old personal blog richarddingwall.name. Surprisingly it's back online. Turns out a scammer bought the domain and published a new WP site with their own nefarious content injected into a handful of my original posts
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8 Jun 2022
shoutout to @scozzard for spotting the spam links/content injected into my old posts
8 Jun 2022
I'd very much like them to take it down but I'm not quite sure what my options are.
25 May 2022
A terrifying fact I recently learnt:
There are *20 million* AR-15 guns in circulation in the USA
abcnews.go.com/US/inside-risβ¦
3 May 2022
This national infant formula shortage is getting a bit scary. Anyone know where you can buy Similac Pro Sensitive in Manhattan?
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