After what happened to GnosisPay, I will keep using them, but
@ether_fi Cash seems a perfect second card for me as backup.
1) EUR Vault earning 7.4%
2) Borrow and Pay at 4% fixed rate, my collateral earn > than the debt, and a different tax category for me if I borrow instead of "sell stablecoins" to pay
3) higher payment limits
4) bunch of benefits, such as right now 15% cashback on AI spent
Disclosure: I'm an Etherfi investor and holder, ref link if u want to try:
ether.fi/@marczeller