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Argentina doesn't watch football. It lives it. And when a market this size goes all in, the numbers follow. 🇦🇷 Few emerging markets make that more visible than this one. These are the markets we were built for. ⚽ #dLocal #Argentina #EmergingMarkets #Payments

FINTECH. A Trace faz o câmbio da DLocal e da ARQ – e agora vale mais de R$ 1 bi braziljournal.com/ql4d

🔴 Trace Finance raises $32M Series A for stablecoin infrastructure Brazil-based stablecoin infrastructure firm Trace Finance closed a $32 million Series A led by CoinFund, with participation from Coinbase Ventures, Haun Ventures, Jump Capital, Paxos, and Chainlink Labs. Valuation grew roughly 10x since a $4.3 million seed round in 2022, CEO Bernardo Brites said. Trace has processed over $10 billion in institutional cross-border volume and serves as infrastructure provider for the top four global payment providers in Latin America, including dLocal. The firm operates under licenses in the U.S.

Trace Finance raised $32M Series A led by CoinFund, with Coinbase Ventures, Haun Ventures, Jump Capital, Paxos, Chainlink Labs, and angels including Anatoly Yakovenko. Valuation grew ~10x from its 2022 seed. The regulated stablecoin payments company (US/Brazil licenses) has processed over $10B in institutional cross-border volume and serves as primary infrastructure for top LatAm payment providers like dLocal. Strong signal for compliant stablecoin banking rails in real-world payments; execution on APAC expansion and new products will matter.

6️⃣ Stocks Trading at a Discount 1. Dlocal Country: Uruguay Industry: Payments Ticker: $DLO Market Cap: $3.5B EBITDA Margin: 22.5% ROE: 37.2% FWD P/E: 13 2028 Revenue CAGR: 28% 2028 EPS CAGR: 21%

We invited payment leaders into the stadium to experience Uruguay vs. Saudi Arabia. ⚽ Some things are better experienced than explained, with fans wearing our colors, backing La Celeste with pride. 👏 Proud Sponsor of World Champions. #dLocal #EmergingMarkets @aufoficial

- Commerzbank - Copper - Copperx - Corpay - Crossmint - Cumberland - Curve - Deutsche Bank - dlocal - Dromos labs - dRPC - Dynamic - EBANX - Elliptic - Emirates NBD - Exodus - Fireblocks - First ABU Dhabi Bank - FIS - Fluid - Forte AUD - Forte Securities

In case you missed it last week, BNPL Fuse got a major upgrade. 🚀 Smarter approvals, less checkout friction, and a completely new way to handle subscriptions. ✔️ Full PR 👇 hubs.ly/Q04lwHbT0   #BNPLFuse #dLocal #EmergingMarkets #Payments

I was scrolling X and saw a post about an insider buy on a ticker I'd never heard of: $DLO. A director at the company — William Pruett — had just bought 20,000 shares of his own company's stock. $237,000 out of his own pocket, at $11.85 a share. And it wasn't a one-off. Insiders had been buying for months with zero selling. When the people running the company are putting their own money in and not taking any out, that's worth a closer look. So I went down the rabbit hole. The company dLocal IPO'd on NASDAQ back in 2021 and has mostly flown under the radar since. What it actually does: it's the payment plumbing for global merchants trying to sell into emerging markets. One API, one contract, and merchants get access to 900 local payment methods across 40 countries in Latin America, Asia, and Africa. Think about what that actually solves. If you're a US or European company trying to sell in Brazil, Nigeria, Indonesia, or Egypt, you're not just dealing with currency conversion. You're dealing with local payment methods that don't exist anywhere else, fragmented banking systems, country-by-country regulatory approval, and FX volatility that can wreck your margins overnight. Most companies just... don't bother. dLocal is the company that bothers, so you don't have to. The stablecoin pivot Here's where it gets interesting for us. Earlier this year, dLocal launched a product that lets merchants accept stablecoins at checkout, choose to settle in either USD or stablecoins, send payouts globally in stablecoins, and convert between local currency and stablecoins — all through the same single integration they're already using. The line that stuck with me: stablecoins are being treated as "just another local payment method" inside the platform. Not a separate crypto product bolted on the side. Just another rail, sitting next to the 900 local rails already there. Why this matters regardless of which crypto wins This is the part that makes dLocal different from betting on any single chain or token. dLocal doesn't care if the winning stablecoin settles on Ethereum, Solana, XRPL, Stellar, or something that doesn't exist yet. It connects into licensed, regulated partners and settlement models market by market. Whatever wins the stablecoin race, dLocal is already positioned as the merchant-facing bridge into the 44 emerging markets it operates in. Stablecoin transaction volume crossed $1.78 trillion in a single month earlier this year. That number is only going up. dLocal doesn't need to pick a winner in that race — it profits from the race itself. The numbers The fundamentals back up the insider confidence. Total Payment Volume hit a record $13.1B last quarter, up 70% year-over-year — the fifth straight quarter of 50% growth. The company just announced a $300 million buyback and started paying a dividend. And the stock is still trading at a meaningful discount to where analysts think fair value sits. A director just put nearly a quarter million dollars of his own money behind that. What I did, and let me be clear I'm not giving you financial advice, just showing you what I'm doing... you can go search this as well, I'm just putting it on your radar. I have other investments as well. Energy, silver miners, Pokémon booster packs sealed and vaulted. I just don't share any of it because it doesnt seem as interesting as crypto. I digress. I Downloaded Cash App — super easy. Clean, simple, straight forward. Investing when I see dips. Picking up shares when I can. We don't chase the asset. We audit the plumbing. And right now, dLocal looks like plumbing for whatever wins the stablecoin race — with the people who know the company best buying in alongside us. Still have all my XRP, will never give up on it, but also want to diversify my portfolio. ISO Ledger 🛡

4 Stocks With >4.25% FCF Yields (NTM) and Low Correlation to One Another 💵 1. TransDigm $TDG 4.29% 2. Nvidia $NVDA 4.65% 3. S&P Global $SPGI 5.12% 4. dLocal $DLO 7.33%

Last night in Miami we warmed up engines with @DiegoForlan7, our leadership, clients and partners in the same room. La Celeste plays today, we are ready. Proud Sponsor of World Champions. Global Official Sponsor of the Uruguayan National Football Team. #dLocal @AUFOficial

dLocal anchors APAC cross-border payment strategy in Singapore dlvr.it/TT31zS

🚨 Câu chuyện XRP đã thay đổi .. & Nhiều nhà đầu tư chưa nhận ra 🚨 Trong nhiều năm, các nhà phê bình đã cố gắng giản lược XRP thành một token chuyển tiền đơn giản. Câu chuyện đó giờ đây đã lỗi thời. Ngày nay, Ripple, XRP, XRPL, RLUSD, và hệ sinh thái rộng lớn hơn đang mở rộng qua nhiều lĩnh vực của tài chính toàn cầu: 🏦 Thanh toán xuyên biên giới 💵 Stablecoins (RLUSD, EURCV, và các loại khác) 🏢 Token hóa tài sản thực tế 🔐 Lưu ký tổ chức 🌍 CBDC và các dự án thử nghiệm tiền kỹ thuật số chủ quyền 📈 Quản lý kho bạc và thanh khoản ⚡ Cơ sở hạ tầng thanh toán tức thì Các bên lớn kết nối với hệ sinh thái bao gồm: • SBI Holdings • BNY Mellon • Santander • Standard Chartered • Société Générale-FORGE • HSBC (qua Metaco) • Archax • Ondo Finance • Bitso • Tranglo • Nium • dLocal • TransferGo • Và hàng trăm tổ chức tài chính trên toàn cầu Trong khi đó, XRPL ngày càng trở thành một nền tảng cho tài sản token hóa, stablecoins, và các sản phẩm tài chính cấp tổ chức. Cơ hội lớn nhất có thể không còn chỉ là thanh toán. Nó có thể là sự hội tụ của: 🔹 Token hóa 🔹 Stablecoins 🔹 Lưu ký tài sản kỹ thuật số 🔹 Thanh khoản xuyên biên giới 🔹 Cơ sở hạ tầng thị trường vốn Thế giới đang hướng tới một tương lai nơi tài sản, tiền bạc và giá trị di chuyển tức thì, 24/7, qua biên giới. Câu hỏi không phải là liệu tài chính có đang trở nên kỹ thuật số. Câu hỏi là mạng lưới nào sẽ cung cấp năng lượng cho nó. Từ góc nhìn của tôi, XRP và XRPL xứng đáng có một chỗ ngồi tại bàn đó. Tương lai của tài chính đang được xây dựng theo thời gian thực. #XRP #XRPL #RLUSD #Ripple #Tokenization #RWA #CBDC #Stablecoins #FutureOfFinance #Crypto

Why DLocal $DLO is one of the best long-term asymmetric opportunities in fintech right now. 👇 The stock is currently trading around $12.25 after a brutal drawdown (-64% from highs), but the fundamentals scream buy-and-hold for the next 5-10 years. 👉 Imo this is a high-quality compounder at a depressed valuation. The Business dLocal is a technology-first payments platform that lets global merchants (big tech, e-commerce, streaming, ride-hailing, gaming, etc.) seamlessly accept payments and make payouts in 60 emerging markets across Latin America, Africa, Asia, and the Middle East. • The moat 🏰: One API, one contract, one platform: access to 1,000 local & alternative payment methods by handling local regulations, fragmented banking, currency, compliance, taxes. • Serves 700-760 merchants/PSPs, including many demanding mega-cap tech companies. • Strong moat from 10 years of licenses, local presence, data advantages, and switching costs. 👉 It's the "picks and shovels" for the explosion of digital commerce in the Global South. Massive TAM • Current addressable digital payments in markets dLocal serves: ~$1.4-2T , growing at high teens CAGR. • Broader EM digital payments TAM projected to hit ~$3.7T by 2028. • eCommerce in these regions heading toward $3T by 2030. • 6 in 10 people on Earth live in these markets. • Secular tailwinds: rising middle class, smartphone penetration, e-commerce adoption, digitalization. 👉 dLocal has barely scratched the surface, plenty of runway for geographic expansion, deeper merchant penetration, new products (BNPL, stablecoins, more APMs), and share gains. Recent Financials (Impressive Scale Growth) • 2025 Full Year: Record TPV $41B ( 60% YoY), Revenue crossed $1.09B ( 47%), Gross Profit $403M ( 37%), Net Income $197M ( 63%). Adjusted FCF strong (~$191M, 97% conversion). • Q1 2026: TPV $14.1B ( 73% YoY), Revenue $336M ( 55%), Gross Profit $119M ( 40%). • Net revenue retention 145% , TPV retention 158%, merchants stick and grow massively. • High-teens to 20% revenue growth expected for years, with operating leverage kicking in post-investments. • Profitable, cash generative, initiated dividends $300M buyback authorization. 👉 Despite some FX/macro noise and temporary margin pressure, the core engine is firing on all cylinders with broad-based growth across regions and verticals. Why Long-Term Bull Case is So Strong • Asymmetric upside: High-growth (50-60% TPV guidance), capital-light model, expanding margins, network effects. • Trading at a reasonable multiple on current earnings/growth given the TAM and execution track record. • Management is obsessed with customers and thinking in decades, not quarters. Bottom line 👉 The market is giving you a sale on a category-leading emerging markets payments winner during a period of digestion. Emerging markets digitalization isn't stopping.If you have a 3-5 year horizon and believe in the rise of the Global South, $DLO is a top-tier compounder. What do you think: undervalued gem or too risky? Let's discuss. #Fintech #Investing #EmergingMarkets

🚨 Câu chuyện XRP đã thay đổi .. & Nhiều nhà đầu tư chưa nhận ra 🚨 Trong nhiều năm, các nhà phê bình đã cố gắng giản lược XRP thành một token chuyển tiền đơn giản. Câu chuyện đó giờ đây đã lỗi thời. Ngày nay, Ripple, XRP, XRPL, RLUSD, và hệ sinh thái rộng lớn hơn đang mở rộng qua nhiều lĩnh vực của tài chính toàn cầu: 🏦 Thanh toán xuyên biên giới 💵 Stablecoins (RLUSD, EURCV, và các loại khác) 🏢 Token hóa tài sản thực tế 🔐 Lưu ký tổ chức 🌍 CBDC và các dự án thử nghiệm tiền kỹ thuật số chủ quyền 📈 Quản lý kho bạc và thanh khoản ⚡ Cơ sở hạ tầng thanh toán tức thì Các bên lớn kết nối với hệ sinh thái bao gồm: • SBI Holdings • BNY Mellon • Santander • Standard Chartered • Société Générale-FORGE • HSBC (qua Metaco) • Archax • Ondo Finance • Bitso • Tranglo • Nium • dLocal • TransferGo • Và hàng trăm tổ chức tài chính trên toàn cầu Trong khi đó, XRPL ngày càng trở thành một nền tảng cho tài sản token hóa, stablecoins, và các sản phẩm tài chính cấp tổ chức. Cơ hội lớn nhất có thể không còn chỉ là thanh toán. Nó có thể là sự hội tụ của: 🔹 Token hóa 🔹 Stablecoins 🔹 Lưu ký tài sản kỹ thuật số 🔹 Thanh khoản xuyên biên giới 🔹 Cơ sở hạ tầng thị trường vốn Thế giới đang hướng tới một tương lai nơi tài sản, tiền bạc và giá trị di chuyển tức thì, 24/7, qua biên giới. Câu hỏi không phải là liệu tài chính có đang trở nên kỹ thuật số. Câu hỏi là mạng lưới nào sẽ cung cấp năng lượng cho nó. Từ góc nhìn của tôi, XRP và XRPL xứng đáng có một chỗ ngồi tại bàn đó. Tương lai của tài chính đang được xây dựng theo thời gian thực.

🚨 The XRP Story Has Changed .. & Many Investors Haven't Noticed 🚨 For years, critics tried to reduce XRP to a simple remittance token. That narrative is now outdated. Today, Ripple, XRP, XRPL, RLUSD, and the broader ecosystem are expanding across multiple sectors of global finance: 🏦 Cross-border payments 💵 Stablecoins (RLUSD, EURCV, and others) 🏢 Real-world asset tokenization 🔐 Institutional custody 🌍 CBDCs and sovereign digital currency pilots 📈 Treasury and liquidity management ⚡ Instant settlement infrastructure Major players connected to the ecosystem include: • SBI Holdings • BNY Mellon • Santander • Standard Chartered • Société Générale-FORGE • HSBC (via Metaco) • Archax • Ondo Finance • Bitso • Tranglo • Nium • dLocal • TransferGo • And hundreds of financial institutions globally Meanwhile, XRPL is increasingly becoming a platform for tokenized assets, stablecoins, and institutional-grade financial products. The biggest opportunity may no longer be payments alone. It may be the convergence of: 🔹 Tokenization 🔹 Stablecoins 🔹 Digital asset custody 🔹 Cross-border liquidity 🔹 Capital markets infrastructure The world is moving toward a future where assets, money, and value move instantly, 24/7, across borders. The question isn't whether finance is becoming digital. The question is which networks will power it. From my perspective, XRP and XRPL deserve a seat at that table. The future of finance is being built in real time. #XRP #XRPL #RLUSD #Ripple #Tokenization #RWA #CBDC #Stablecoins #FutureOfFinance #Crypto