Software never competed with human labor, just empowered it. Intelligence, on the other hand, competes directly with human labor and replaces it. This can't be thought of as a continuum in any way. Intelligence-led world is a new world and everything changes. Software delivered improvement in productivity. Intelligence delivers outcomes. Software was a means to an end. Intelligence is/gives you the end. We made this transition towards "outcomes" with DPDZero back in 2022 just around when ChatGPT was launched and have never looked back. Our latest investment is focused on dramatically changing R&D timelines, processes and outcomes to drive unprecedented pace in inventing in frontier manufacturing. Can't be more excited about what lies ahead.

Imagine working a job where the description seems innocuous enough ,"Collect Payments." But the unwritten playbook to actually do that job? Call borrowers repeatedly. Shout and abuse them. Repeat until the money comes in. This is the reality of India's collections ecosystem, as described by @Ananthshroff, co-founder of @dpdzero (Fund IV), at Blume Day 2026. India's credit infrastructure has made a remarkable leap. Today, a loan can be disbursed faster than a Zepto delivery. But collections still remain manual, fragmented, and stuck in a different era entirely. But collection agents aren't the problem. They're working with incomplete intelligence and impossible targets, which forces them to resort to abuses, threats, and all sorts of unscrupulous means. In his AI Forward talk at Blume Day 2026, Ananth explains how building the intelligence layer for collections addresses this core friction. Equipped with AI, agents know exactly who to call, when to call, and how to negotiate, so intimidation is no longer a substitute for insight. This helps them collect better and not resort to abusing their borrowers, who in turn feel like borrowing more, making the entire credit ecosystem more robust. Watch the full video here: shorturl.at/JeODr @BKartRed @AshishFafadia @sajithpai @sanjaynath @arpiit @riashroff @saritaraichu @mehtaalok @mitul_am @SeekingN0rth @DeepikaDakuda @gauthamsiv @ray_elton99 @vikramg05

AI marketing calls in India are already 10000000x better than the extremely bad/noisy/unclear human calls. All those human call centers are 100% dead ...and sooner than later. We've invested in this thesis for a while now covering infra (Smallest AI, Schnitt AI) to apps (DPDZero, Robylon) and the acceleration over the past 6 months has been insane. It will also be a race to the bottom for upto the 90th percentile and the only the best - quality / context / workflow etc. will win this market big time.

Ananth Shroff, founder of DPDzero (Fund IV), on stage now. Topic: Unlocking India's next phase of credit growth Key insights: → We have unlocked financial access to credit but the system to collect loans are archaic. It's still the stepchild of credit. Plagued by a lack of tact and systems. DPDzero is changing this restoring borrowers faith in the credit ecosystem. → They are using AI to empower agents to collect more humanely. It's the collection agents' very own Jarvis. → They are trying to create the infrastructure for the entire collection system. AI isn't just changing credit. It's rebuilding it from the ground up. @Ananthshroff #BlumeDay2026 #TheOrbitsAreShifting

This is well written and explained. We wrote a small note on outcomes being the future (bettercapital.vc/oaas) and have been investing in that core thesis since 2022. Nihar explains the nuances really well here. Light outcomes will be owned by the model companies that are building app layers. Its the complex and heavier process driven outcomes with in-depth specific knowledge - with ownership of those outcomes - where the opportunity lies and where core model companies are unlikely to invest anytime in the near future. There isn't uniform acceptance of this view though. We still see the confusion about "is this services" or "aren't services companies delivering outcomes anyway" and a lot more across the spectrum. What proves this works is when you look at portcos who "show it" to you and we have had a good share of learnings from those. Xhipment "owns" the delivery of packages across global lanes with unparalleled realtime visibility while abstracting licenses, paperwork, regulation away from customers. Mezink "owns" influencer marketing outcomes for global brands and delivers better ROI than old world agencies or new age software companies by doing all the complex work with the customers having to do nothing at all. Accounti "owns" the ownership records desk for global funds and facilitates buy/sell transactions across multiple stakeholders, manages all paperwork and delivers a clear and clean outcome to the funds who don't have to lift a finger...other than signatures, of course :) Confido "owns" the complex front office of speciality healthcare centers in the US. RapidClaims "owns" revenue cycle management for US clinics and hospitals. DPDZero "owns" collections for lenders - old and the new - delivering faster and better outcomes. OWNS is the keyword here and it contains the complexity and the long term moat that large model companies are unlikely to find a fit with.

Sharing my 21 Days SQL Challenge Certificate! 🙌 Thanks @IndianDataClub & @dpdzero for the learning journey. #SQLWithIDC #SQL #Analytics

Wrapped up my SQL Murder Mystery Capstone Project. Strengthened my skills in joins, CTEs, subqueries and analytical thinking. 🔍 Thanks @indiandataclub & @dpdzero #SQL #DataAnalytics #CapstoneProject #DataScience #LearnSQL #Analytics #TechTwitter #BigData #DataCommunity

📌 21 Day Challenge Series | Day 21 | IDC | DPDzero Finished the last challenge by building a full performance dashboard for the hospital. This one pulled every part of the schema together, and it felt closer to real reporting work than any of the earlier tasks.

Day 21 — #21DaysSQLChallenge (Final Day!) 🚀 Wrapped up the challenge by building a full performance dashboard 1️⃣ Patient metrics 2️⃣ Service metrics 3️⃣ Staff metrics 21 days done — SQL muscles upgraded 💪 @dpdzero @indiandataclub #SQLWithIDC #SQL #DataAnalytics #Day21

Day 19 of my 21 Days SQL Challenge ⚡ Exploring row level ranking for deeper analytical insights Topics: ROW_NUMBER(), RANK(), DENSE_RANK(), OVER clause Challenge by @indiandataclub & @dpdzero #21DaysSQLChallenge #SQLDeveloper #LearnSQL #DataAnalytics #SQLwithIDC

🚀 Join Blume’s Portfolio Stars 🚀 Our portfolio companies are hiring for a range of roles—this is your chance to work with some of India’s most innovative startups. 🤖 @GoGreyOrange (Fund I vintage) Shaping the future of warehouse orchestration and inventory management with advanced automation software powering global retailers. Grey Orange is hiring across engineering, technical, and client success functions. To know more, please click here: shorturl.at/DVPZ3 💰@dpdzero (Fund IV) AI-powered platform redefining debt collections for lenders by combining ethics with automation. DPDzero is hiring across analytics, sales, marketing, and operations functions. To know more, please click here: shorturl.at/GWW7U 💻 @interviewkicks (Fund IV) Global leader in career up-leveling for tech professionals through industry-focused courses and coaching. Interview Kickstart is hiring across sales, talent, HR, and program advisory roles. To know more, please click here: shorturl.at/wAsMP 🔐 @getidfyed (Fund I vintage) Integrated Identity Platform for KYC, background verification, and risk assessment trusted by top-tier clients. IDfy is hiring across program management, engineering, AI/ML, and support roles. To know more, please click here: tinyurl.com/zntka6mx 🌍 @PixxelSpace (Fund III) Building a constellation of hyperspectral imaging satellites for daily global coverage and actionable insights. Pixxel is hiring across software development, AI, engineering, and product functions. To know more, please click here: tinyurl.com/27erp3h2 🎮 @Lightfurygames (Fund IV) Game studio developing culturally-rooted mobile games for global markets. Lightfury Games is hiring across game development and programming functions. To know more, please click here: tinyurl.com/4hkyhmyv @BKartRed @AshishFafadia @sajithpai @sanjaynath @arpiit @riashroff @saritaraichu @mehtaalok @mitul_am @SeekingN0rth @DeepikaDakuda @gauthamsiv @ray_elton99 @vikramg05

Day 19/21 days sql challenge #SQLwithIDC with @indiandataclub and @dpdzero SELECT SERVICE, SUM(PATIENTS_ADMITTED) AS TOTAL_PATIENTS_ADMITTED, RANK() OVER (ORDER BY SUM(PATIENTS_ADMITTED) DESC) AS ADMISSION_RANK FROM SERVICES_WEEKLY GROUP BY SERVICE;

Day 18 — #21DaysSQL Challenge with #SQLWithIDC Today’s task: 🔗 Combine patients staff from critical departments (Surgery & Emergency) @dpdzero @indiandataclub unified healthcare insights On to Day 19! 🚀 #SQL #DataAnalytics #IndianDataClub #DPDzero #AnalyticsJourney

Day 18 of my 21 Days SQL Challenge ⚡ Learning how to merge results from multiple queries into one dataset. Topics: UNION, UNION ALL, combining result sets Challenge by @indiandataclub & @dpdzero #21DaysSQLChallenge #SQLDeveloper #LearnSQL #DataAnalytics #SQLwithIDC

📅Day 18 of my #SQL21DayChallenge with @IndianDataClub x @dpdzero Learned UNION & UNION ALL to combine result sets. Challenge: Build a unified list of patients staff from surgery/emergency with ID, name, type, and service—ordered by type, service, and name.

📅Day 17 of my #SQL21DayChallenge with @IndianDataClub x @dpdzero 🚀 Learned subqueries in SELECT & derived tables. Built a report showing services’ total admissions, difference from avg, and rank (Above/Avg/Below).

Day 18 @DPDzero @indiandataclub #IDCWithSQL #21dayssqlchallenge github.com/Jeseenacodes/Hosp…

#SQLWithIDC #DataAnalytics #21DayChallenge #learnsql @indiandataclub @dpdzero

📌 21 Day SQL Challenge | Day 18 | IDC | DPDzero Blending patient and staff data gives a clearer picture of how services operate. Today, I combined both groups into one unified view across two high-demand services: surgery and emergency.