Most fintechs: "Our AI parses". It fails 50% of the time. User gets angry. Our rule at FiCore: Button = Intent. Tap 🎙️ Voice Income → Everything you say is Income. Period. Tap 🎙️ Voice Expense → Everything you say is Expense. Period.

Union Bank — ₦350,000 Sterling is now paying MORE than UBA, GTBank, Fidelity AND Union Bank combined difference Why is Sterling a "Tier 2" bank —suddenly out-paying Tier 1 giants? Banking executives say fintechs are poaching senior staff with salary offers DOUBLE what banks pay

Here’s what’s trending in Nigeria’s fintech space right now: 1. Open Banking is live. @cenbank just greenlit the framework. Customer data now moves between apps with permission, payment history, transaction patterns, credit behavior. SMEs are getting credit decisions in hours instead of months because fintechs can actually see their real cash flow. 2. Fintech is replacing the bank branch. @OPay, @Moniepoint, @FairMoney — they’ve already flipped the script. Account opening on mobile, instant transfers, credit without documentation. Traditional banking mechanics are becoming obsolete. 3. Most SMEs still have no idea. 26% of Nigerian adults are still financially excluded. Merchants are still queuing at banks thinking that’s their only option. Meanwhile the ecosystem moved. 4. AI is doing the underwriting now. Not credit scores. Not your collateral. Algorithms are reading your daily sales velocity, customer repeat rates, transaction patterns. A market trader with zero formal credit history can now get funded. 5. M&A is accelerating. Companies are acquiring their way to regulatory speed. Compliance and licensing are expensive, buying an existing structure is faster than building one. 6. Super-apps are consolidating. One platform doing wallet savings credit POS e-commerce. The multi-step banking experience is dead. The real story: B2B commerce couldn’t happen without financial infrastructure. Now it’s happening. The unbanked SME economy is getting unlocked. That’s what’s moving right now. Continue building friends

4 types of banks. All in different countries. 🇺🇸 Chase - US banking. Private Client. Premium credit ecosystem. 🇺🇸 Bank of America - second US layer. Asset protection. 🇵🇦 Panama bank - offshore. Crypto-friendly. Zero frozen funds. 🇰🇾 Cayman Islands - where serious offshore wealth actually sits. Every dollar in the same country = that government gains power over it. Split across 4 jurisdictions = no single government controls the picture. Fintechs don't protect anything. 🚨 They're tools for convenience. Not for wealth. Comment 'BANKS' and I'll send you the full list. 🏦

Agreed. The goal isn’t to replace people but to remove the bottlenecks. Faster KYC , smarter fraud detection, and better customer support could make a huge difference. Fintechs like @Vbanapp show how much smoother the banking experience can be when technology is used well.

Depends for what In portfolio construction one should ideally take on varied bets For under priced longer term stability I think $NVO is quite attractive though I don't think it's a 10x or anything. $tcehy is in a similar bucket As a speculative growth play $u is greatly under appreciated. It is basically $app but 1/5 the price because the market has caught on yet As a super solid growth play $Nu As a super cheap re rating story $Lx and some similar Chinese fintechs

2/ APIs allow developers, fintechs, institutions, and enterprises to move value on-chain for fractions of a cent. 🌎 Fast. Cheap. Scalable. Built for the real world

Solid. I owned too many fintechs including $NU. I’ve consolidated down to $SOFI and $HOOD

Fintechs create jobs. But let's not abandon old ways of manufacturing. This is what the LORD says: “Stand at the crossroads and look; ask for the ancient paths, ask where the good way is, and walk in it, and you will find rest for your souls...’

This conversation should have been had. The financial institutions from fintechs to banks are complicit as fuck

RWA Foundation members weekly recap @orca_so brings $SPCX liquidity to @solana. x.com/orca_so/status/2065478… @Securitize expands STAC, tokenized AAA CLO fund to Solana with $250M commitment to allocate from @ethena. x.com/Securitize/status/2065… EtherFi is deploying $100M into @plumenetwork 's RWA Vault x.com/plumenetwork/status/20… @etherfuse onboards Pods API, giving fintechs and neobanks access to tokenized sovereign yield. x.com/PodsFinance/status/206… 350 dShares tokenized U.S securities by Dinari now live on Avalanche. x.com/DinariGlobal/status/20… @ArchaxEx and @hedera Advance Tokenised Securities with Real-Time Streaming Cash Flows x.com/hedera/status/20650567… @etherfuse's government bond $TESOURO and $CETES are now live on Glider x.com/etherfuse/status/20647… Mastercard expands card settlement to @Stellar using regulated stablecoins for 24/7 intraday payments x.com/StellarOrg/status/2064… @RealFinOfficial detailed $100M tokenization deal with Factori AD, swapping 5% of assets for $ASSET validator tokens x.com/RealFinOfficial/status… @orca_so enables permissioned pools for regulated RWA trading on Solana, with @Streamex as the first tokenized security issuer x.com/orca_so/status/2059666…

"when we get to Day-1 and we do @Arc mainnet launch, you know, obviously we we'll bring in a lot of great companies...a lot of great DeFi apps that are already popular coming to being available on Arc on Day-1 as well" -Jaremy Allaire @jerallaire, Co-founder & CEO of Circle. Just yesterday, Aerodrome Finance (a blue-chip swap and liquidity provision protocol) announced its plan to launch on Arc Day-1 of mainnet launch. We have seen similar announcement from other blue-chip DeFi protocols like: •Aave •Morpho •Hibachi e.t.c Some other popular protocols live on Arc testnet which i believe will soon announce their Day1 Arc mainnet launch include: •Uniswap •LayerZero •Curve •Chainlink •Wormhole e.t.c These are in addition to other numerous protocols currently being build by Arc community developers (AKA Achitects) like: •Xylonet •MeridianFinance •TowerExchange •ArcVision •RSoft Agentic Bank e.t.c Above are just DeFi protocols. There are others across Global Payments & Fintechs like: •MasterCard •Visa •VodafoneGroup •RampNetwork •WorldPay Global e.t.c Banks, Asset Managers, and Insurance like: •GoldmanSachs •BlackRock •HSBC •DeutscheBank •Emirates NBD e.t.c Do you have a glimpse of what Arc mainnet will look like? Enjoy Your Weekend While It Last

Hello from Mars! 👋 Our Seismic character has finally made it to Mars and is sending greetings to everyone! 🚀 Check out my new illustration of the character chilling on the red planet. 😎 Meanwhile, back on Earth, @SeismicSys is making massive waves! 👇 They are a privacy-enabled blockchain powering the complete stablecoin stack, recently backed by a $17M funding round led by a16z crypto! 💰 What they bring to the table: 💳 Virtual accounts in 30 countries 💸 Low-cost global payments to 150 countries 🔒 Complete privacy for fintechs & institutions 🔄 Seamless Fiat ↔️ Crypto On/Off Ramps What do you guys think of my art and the future of Seismic? Drop a comment! 👇 #Seismic #Mars @NoxxW3 @xealistt @heathcliff_eth @xplanettt @nftzella

J’allais oublier l’appli ‘’BIBALA’’ (pour l’apprentissage du ´´patois’’) : je suis fan❤️ Des fintechs comme Katika, TapTap Send ou PawaPay, proposent de belles choses et elles ont une grande marge de développement, notamment sur le sol africain, je pense…

📣 The stablecoin duopoly may be cracking as banks, fintechs, and new issuers enter the market 🌊⚖️ Dragonfly General Partner Rob Hadick says USDT and USDC face growing competition that could fragment dominance into use-case-driven issuers.

Securitize powering institutional giants like BlackRock’s BUIDL — full lifecycle compliance & secondary trading 🔥 Desi hot-take: Regulated entry for big players — Pakistan fintechs learning fast! #Securitize #RWAPlatforms

THE 11.5% PROBLEM – Why Sending Money to Africa Remains So Expensive, and How FinTechs Are Fighting to Rebuild the Future of Cross-Border Payments Read More: money.hipipo.com/2026/06/14/… #IncludeEveryone #LevelOneProject

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