Meanwhile the “insurance companies” (who should just change their names to plan administrators) are robbing employers, churches, and State, local, and Federal government plans blind. Premiums aren’t rising due to independent physicians or the NSA. They are rising due to astronomical prices negotiated with vertically integrated mega systems. The lie they tell- “this out of network provider is so expensive!!! They are the problem!” Their lie of ommission- they refuse to negotiate in network rates with these providers and force them to stay out of network with abysmal low rates- that if accepted would drive them out of business and into the waiting arms of the mega system- where they can easily raise costs. The truth- they are paying big systems MASSIVE amounts while In-Network. (Example I heard recently- $130,000 in network for an endometrial ablation! ) But hey it’s in Network. Reality check for employers- the “Networks” are worthless and don’t actually save you money. You are paying more than you would with an independent OON provider. Oh- and you might want to audit your plan administrator because they aren’t paying what they are telling you they are paying. #insurancefail

@Shriram_GI “29 DAYS and still waiting for my claim from Shriram General Insurance. No proper response, no accountability. Is this how customers are treated? Think before buying! my claim (No: 10000/31/26/N/0199747, Policy: 106024/31/26/007794)#InsuranceFail #CustomerExperience #Delay” @aajtak @MotorTrend @Automobile_Guy @ijournal @MotorOctane @Ganikgagan @DainikBhaskar

@HDFCERGOGIC Stop asking for the same documents repeatedly! Consultation bill, papers, and claim form have already been submitted. This repeated request is nothing but harassment. Recheck your records and settle the claim ASAP. #HDFCErgo #InsuranceFail #CustomerRights

I’ve paid my premiums on time for years, but the second I actually need the coverage, the survey company finds every loophole in the book to avoid the claim. Insurance shouldn't feel like a trap. @ICICILombard #insurancefail #badexperiance

Well I for one am shocked 😂🤣🤣 Elevance- Otherwise known as Anthem Blue Cross Blue Shield…. They love to hire slimy lawyers that tell everyone how they couldn’t possibly do anything wrong ever because they are “highly regulated”….. Seriously- shut up- you screw patients, employers, doctors, the government and taxpayers on the daily. CMS to suspend enrollment into Elevance’s Medicare Advantage plans beckerspayer.com/payer/medic… #insurancefail

🚨 Consumer Harassment Alert – Zoomcar Experience (Please Read Before Booking) 🚨 Sharing my friend’s recent experience with @Zoomcar__India so others don’t fall into the same trap. My friend booked a self-drive car via Zoomcar and paid: ✅ Rental charges ✅ ₹1,500 mandatory insurance ✅ ₹800 convenience fee — all for “peace of mind” and protection in case of any incident. Unfortunately, a minor accident occurred during the trip. Now comes the disturbing part. 🕐 The car was returned around 1 AM. At that exact time, Zoomcar customer support was inactive / unreachable. No chat support. No helpline resolution. No assistance. Meanwhile, the car owner directly demanded ₹8,000 for damages on the spot. With no Zoomcar support available and under pressure at night, my friend had no option but to pay the ₹8,000 immediately — assuming this would later be covered by Zoomcar insurance in the morning. He also took photos of the damage (attached) and kept proof of payment. But later… ❌ No reimbursement ❌ No mediation with host ❌ No responsibility taken by Zoomcar So let’s understand this clearly: Customer pays insurance convenience fee Customer faces incident Customer contacts support — unavailable Host takes money directly Platform disappears Customer loses ₹8,000 Then what exactly are customers paying ₹1,500 insurance ₹800 convenience fees for? This creates a dangerous system where: • Support vanishes during late-night returns • Hosts can demand any amount • Customers are forced to pay under duress • “Insurance” becomes just a marketing word The attached images show the damage — please judge for yourself whether ₹8,000 is even justified. This is not just bad service. This is consumer exploitation through system failure. Raising this publicly so others stay alert. Requesting intervention from: @Zoomcar__India @jagograhakjago @consumerforum_ @consaff @FinMinIndia Self-drive platforms must be accountable for what they sell. You cannot charge customers for insurance and convenience, go offline at critical hours, and abandon users during claims. If this happened to you too — speak up. Consumers deserve protection, not excuses. #Zoomcar #ConsumerRights #JagoGrahakJago #CustomerHarassment #InsuranceFail #OnlineScam #India

An American woman house burned down. Insurance won't pay to rebuild it—only what it cost in the past. That's not coverage, it's a rigged system. #InsuranceFail #RebuildCost #HousingCrisis

Day 638 (1 yr 8 mo 28 days ) @Nationwide can you fathom the trauma of waking up to flames and getting your 3 kids dog out? My son is experiencing mental trauma so this has to stop! Please settle my son’s valid claim. #InsuranceFail #NationwideNotOnYourSide

"When insurance companies say they cover mental health, they often mean in theory. Reality? Patients are fighting tooth and nail just to get the care they were promised. 💔 #MentalHealth #InsuranceFail"

Day 634 (1 yr 8 mo 24 days ) @Nationwide imagine waking up to flames and getting your 3 kids and dog out safely. Then Nationwide delays your settlement to get your home rebuilt for going on 2 years! Please stop and settle my son’s claim. #InsuranceFail #NationwideNotOnYourSide

Day 622 (1 yr 8 mo 13 days ) @Nationwide delays for no reason but to maybe save 1/1000th of your revenue...really? Let my son move forward with his life and home please. Please realize the season we are in and settle my son's valid claim. #InsuranceFail #NationwideNotOnYourSide

Day 618 (1 yr 8 mo 9days ) @Nationwide why do you delay a small family’s house fire claim when all premiums were paid on time. Please realize the season we are in and settle my son’s valid claim! Thank you in advance. #InsuranceFail #NationwideNotOnYourSide

The self-proclaimed 5-star @heydigit has partially rejected my fresh accident-related motor claim because the panel had some normal wear & tear scratches. Yes, the everyday marks every vehicle gets with regular usage. #GoDigit #InsuranceFail

Dear @AmexIndia & @TATAAIGIndia, Platinum cardholder, I purchased your personal medical policy last year expecting top-tier service. It's been a MONTH of follow-ups on my claim settlement—with ZERO response. This is unacceptable. Please escalate & resolve urgently! #AmexIndia #TataAIG #InsuranceFail

Car accident in NY, not my fault. NY law says my insurer (USAA) pays medical, but they abandoned me. Head trauma caused vision loss & shaky hands. They sent me to a sketchy Dr. to claim I'm fine & stopped therapy. #USAA #InsuranceFail

Despite multiple emails and complaints, there’s been ZERO response from your @heydigit team! My Suzuki Burgman is stuck at PRB @suzuki2wheelers for over 20 days, yet you’ve rejected the claim without inspection. Terrible customer service — no accountability, no updates, just excuses. 😡 #GoDigit #InsuranceFail

Life of an Indian Born → Studied → Rejected → Hustled → Underpaid → Married → Kids → ParentsHospital → InsuranceFail → Loans → NightShifts → Caretaker → EmptySavings → StillWorking → Gone #Life #Men

The worst insurance company! My angioplasty claim has been pending since 2021. It’s not about the #money, it’s about their arrogance. @StarHealthIns now on ⁦@irdaindia⁩ radar for claim settlement practices – ET #Consumerrights #Insurancefail m.economictimes.com/wealth/i…

More claims denied than approved under Canada’s new dental program — managed by #Sun Life. submissions are sent through Sun Life, the government-contracted insurer for the program. Different program, same playbook. #insurancefail #insurancedenial #badfaith

Go get’em @KenPaxtonTX … this is absolutely infuriating. Many physicians spend countless hours working tirelessly to get prior authorizations approved for patients who are in true need of these medications especially those with diabetes…. and low and behold on top of the price gouging, here Big Pharma is robbing Texas Medicaid blind. Wow, just wow. #bigpharmafail #insurancefail