My wife’s work changed 401(k) providers. Here’s a list of the new funds she can choose from: • American Funds New World Fund $RWFGX • Vanguard Developed Markets $VTMGX • Vanguard Information Technology $VITAX • American Century Small Cap $ANCGX • DFA U.S. Targeted Value Fund $DFFVX • Vanguard Small-Cap Index Fund $VSMAX • BlackRock Mid-Cap Value Fund $MJVKX • Fidelity Mid Cap Index Fund $FSMDX • Fidelity 500 Index Fund $FXAIX • Putnam Large Cap Value Trust $PLVIX • American Funds American Balanced Fund $RLBGX • Vanguard Tax-Managed Balanced Fund $VTMFX • American Funds American High-Income Trust $RITGX • Fidelity Advisor Total Bond Fund $FTBFX • Vanguard Total Bond Market Index Fund $VBTLX What should she invest in?