Building trust where code meets accountability.

Joined August 2019
4 Photos and videos
Holger Fischer retweeted
Everyone's talking about stablecoins. Almost nobody's asking the right question. It's not "can we move money faster?" It's "can money know who's allowed to hold it?" 🧵 on why protocol-level identity changes everything for compliant digital money.
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Holger Fischer retweeted
@ccatalini @ahall_research @liz_harkavy @nlevine19 and @psneville are about as right as one can be! The only thing missing is their attention to that protocol that has built all of that into their protocol layer, not application layer/ smart contracts. Please have a look at us, @Concordium . Happy to give you the entire walk through...👍
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Holger Fischer retweeted
Identity topping @a16zcrypto’s agent stack says it all. The limit isn’t intelligence anymore, it’s trust. Without an identity layer, you get no verification → no trust → no scale. That’s the real bottleneck, and exactly the layer Concordium is building.
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Holger Fischer retweeted
Three lessons from last week's space with @BBilowitzki from @Concordium: 1. Blockchains aren't built for payments. Lightning is. 2. 80% of crypto casino deposits come from exchanges, not wallets. Build accordingly. 3. There's no regulated adoption without identity verification.
🤔 Curious about why identity is the missing layer for Bitcoin payments? Join our CEO @BBilowitzki and @VIhnatiuk, CEO of @utexocom, for a live deep dive. 📅 9th April | ⏰ 12PM UTC Set your reminder 👇 bit.ly/4sYK8zb
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Holger Fischer retweeted
As the leading institutional gateway for Bitcoin-denominated yields, Solv Protocol is eager to announce the integration with @utexocom, a significant step toward realizing Bitcoin’s inevitable evolution into a native, high-efficiency financial infrastructure. Check the full PR: share.google/60EVvxITb8YuJZp… This partnership moves beyond traditional wrapped assets and bridges, establishing a true native liquidity layer directly on Bitcoin’s base layer. Together with UTEXO, Solv is proactively laying the foundational building blocks for the Bitcoin-native financial system that institutions will require in the coming years. Three clear advantages: Trustless Native Settlement: Utilizing UTEXO’s RGB and Lightning Network infrastructure, the solution enables atomic swaps between native BTC and USDT directly on Bitcoin, eliminating bridge risk and allowing institutions to retain full exposure to Bitcoin’s security while accessing stablecoin liquidity. Institutional Privacy: The integration leverages RGB’s client-side validation for enhanced transaction confidentiality ensuring institutions control over details they’d want to be shared. Lightning Fast Execution: With Lightning Network’s near-instant finality, this integration provides the high-frequency settlement environment required for sophisticated market-making and arbitrage. This collaboration signals the transition of Bitcoin from a "Digital Gold" store-of-value to a functional "Settlement Anchor." By aligning with the issuance of USDT on RGB Network, we are developing a robust distribution framework required for the next phase of Bitcoin-native yield.
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Holger Fischer retweeted
The largest on-chain BTC reserve (24k ) will use @utexocom to earn yield natively via Lightning. Bitcoin Capital Markets are coming.
As the leading institutional gateway for Bitcoin-denominated yields, Solv Protocol is eager to announce the integration with @utexocom, a significant step toward realizing Bitcoin’s inevitable evolution into a native, high-efficiency financial infrastructure. Check the full PR: share.google/60EVvxITb8YuJZp… This partnership moves beyond traditional wrapped assets and bridges, establishing a true native liquidity layer directly on Bitcoin’s base layer. Together with UTEXO, Solv is proactively laying the foundational building blocks for the Bitcoin-native financial system that institutions will require in the coming years. Three clear advantages: Trustless Native Settlement: Utilizing UTEXO’s RGB and Lightning Network infrastructure, the solution enables atomic swaps between native BTC and USDT directly on Bitcoin, eliminating bridge risk and allowing institutions to retain full exposure to Bitcoin’s security while accessing stablecoin liquidity. Institutional Privacy: The integration leverages RGB’s client-side validation for enhanced transaction confidentiality ensuring institutions control over details they’d want to be shared. Lightning Fast Execution: With Lightning Network’s near-instant finality, this integration provides the high-frequency settlement environment required for sophisticated market-making and arbitrage. This collaboration signals the transition of Bitcoin from a "Digital Gold" store-of-value to a functional "Settlement Anchor." By aligning with the issuance of USDT on RGB Network, we are developing a robust distribution framework required for the next phase of Bitcoin-native yield.
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Holger Fischer retweeted
We're about to go live with @BBilowitzki! We'll discuss how @Concordium and @utexocom are enabling private, compliant Bitcoin payments for humans and agents. Don't miss it: bit.ly/4sYK8zb
🤔 Curious about why identity is the missing layer for Bitcoin payments? Join our CEO @BBilowitzki and @VIhnatiuk, CEO of @utexocom, for a live deep dive. 📅 9th April | ⏰ 12PM UTC Set your reminder 👇 bit.ly/4sYK8zb
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Holger Fischer retweeted
Compliance-ready, but privacy-first. Don't miss the joint space with @Concordium this Thursday!
🤔 Curious about why identity is the missing layer for Bitcoin payments? Join our CEO @BBilowitzki and @VIhnatiuk, CEO of @utexocom, for a live deep dive. 📅 9th April | ⏰ 12PM UTC Set your reminder 👇 bit.ly/4sYK8zb
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Holger Fischer retweeted
Another step toward making the Lightning Network an enterprise-grade USDT settlement layer where payments can be both compliant AND private. KYC should protect your data, not expose it. With @Concordium, we're making sure that's never the case on @utexocom.
Mar 31
Private payments deserve privacy-first KYC. Prove you qualify, not who you are. Compliance without disclosure. Portable ZK-based ID verification on Lightning — powered by @Concordium.
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Holger Fischer retweeted
🌐Our CEO @BBilowitzki joined the biggest voices in finance at @worldlibertyfi, including @CantonNetwork, @GoldmanSachs, & more. On the agenda: how onchain identity unlocks compliant access to tokenized assets at scale. Some exciting conversations and more to come.
Chatting with the founder of @CantonNetwork Yuval Rooz about how digital identity on-chain, like the one we have @Concordium can solve for retail getting compliant access to tokenised securities at scale!
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Holger Fischer retweeted
Chatting with the founder of @CantonNetwork Yuval Rooz about how digital identity on-chain, like the one we have @Concordium can solve for retail getting compliant access to tokenised securities at scale!
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Holger Fischer retweeted
Currently in Mar a Lago after an invite from @worldlibertyfi to listen into what the next steps are from a regulatory and infrastructural perspective for our industry with the likes of David Solomon, Larry Fink, Sen. Moody, Yuval Rooz, Brian Armstrong etc etc at the World Liberty Forum. @Concordium $CCD
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Holger Fischer retweeted
🎙️BARRY SILBERT: “5–10% OF BITCOIN CAPITAL WILL ROTATE INTO PRIVACY COINS” Billionaire Grayscale Founder Barry Silbert predicts that 5–10% of Bitcoin capital could shift into privacy coins like Zcash over the coming years, calling them the next “asymmetric bet” in crypto.
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Holger Fischer retweeted
Our CTO, @PeterMarirosans said it best 👀 You wouldn’t walk into a stadium with your name, address, and DOB on a banner. So why do it online? Privacy needs to be baked into the stack.
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Holger Fischer retweeted
When it comes to actual performance, other privacy projects just keep copying our homework 📊
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Holger Fischer retweeted
👀Most privacy chains are shipping features, not infrastructure. There's a difference, and it matters Our latest article breaks down the differences and what Concordium's identity layer unlocks for the next era. Worth a read👇
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Holger Fischer retweeted
🏆Now that $CCD is on @UpholdInc, let’s break down what it is used for. Think of $CCD as the utility token of the network. It's what you use for transaction fees, staking, and network participation. It also enables applications like Concordium ID, Concordium Pay, and more!
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Holger Fischer retweeted
1/7 -📢 Did you spot that we listed @Concordium $CCD? But what makes Concordium different? It’s a Protocol-level Privacy Infrastructure Layer-1 built for the next-gen internet, enabling trust, accountability, and selective disclosure without exposing personal data. Thread👇
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Holger Fischer retweeted
$CCD is now live on @UpholdInc across 140 countries. 💰💰💰
$CCD is now live on @UpholdInc Bringing Concordium's next-generation privacy infrastructure to millions of users across 140 countries. Here's why this matters 👇
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Holger Fischer retweeted
$CCD is now live on @UpholdInc Bringing Concordium's next-generation privacy infrastructure to millions of users across 140 countries. Here's why this matters 👇
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