Observations on fintech, payments, leadership, and how systems really work | Top 5 Global Fintech Leader | Views personal, not employers

Joined March 2008
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22 Feb 2023
The proudest moment of my life is thanks to Prime Minister Shri @narendramodi Ji 👇 Consider myself blessed to fulfil my mother’s dream,in her lifetime Thank you Sir🙏 I’ll Continue to support showcasing India’s digital payments revolution,on & off social platforms Jai Hind🇮🇳
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Replying to @SuvenduWB
@SuvenduWB @SonuSood @tjt4002 respected sir my mother is suffering from cervical cancer and injunction CARBOPLATIN AUC is not available in whole kolkata even hospital don't have plz help me
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After a couple of weeks of absolute discipline and total dedication, I have now lost the will to even show up for myself. Zero motivation to eat healthy. Zero motivation to exercise. I hate this phase, even though I know it’s normal. You brush yourself off, regroup and come back stronger. But this time it feels different. The mind wants to keep going, but the body isn’t cooperating. And underneath it all is this simmering pot of emotions that I can’t quite explain. Women will understand. Men will blame seed oils, stress, ultra-processed food, the economy, geopolitics and three YouTube podcasts before considering there might be something else going on. 😄
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VIDEO | Nagpur: After wife's death ends couple's dream of a world tour, retired banker donates savings to the Army. Speaking to PTI, banker Shrikant Sahasrabuddhe says, "My wife and I had retired from Punjab National Bank. Unfortunately, she passed away 10 years ago. We had planned to travel the world using our PF and savings, but that dream remained unfulfilled. After her death, I no longer felt like travelling anywhere. Later, I came across a WhatsApp message about a man from Akola donating Rs 1 crore. I did not have that kind of wealth, but I thought I could donate Rs 25 lakh. I decided to donate half of the money we had saved for our dream journey. Perhaps this will give me the same happiness that travelling with my wife would have given me..."
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Indian worker Vipin Kumar has been awarded honorary citizenship by the city of Craiova, Romania, after he jumped into an icy lake and saved the life of a 5-year-old girl. 🇮🇳🇷🇴 For nearly 30 minutes, he held the child above freezing water until rescuers arrived. This is the side of Indians the world rarely sees in headlines: courage, sacrifice, compassion and humanity. Yet stories like this seldom receive the attention that anti-India narratives do. No coverage from Western media outlets. As India's envoy noted, Vipin's actions embodied the spirit of Vasudhaiva Kutumbakam "The World is One Family." ❤️
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Jun 12
"Dancing is very bad behavior only when it is Indians doing it in foreign places. If foreigners join in, it becomes an art and celebration of life." - Self hating, Low self-esteem, colonized sepoy minds of India.

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Was going through Zepto's DRHP and these numbers explain a lot about why the valuation conversation needs to shift. In Q2FY26, Zepto was valued at $7B. Here's what's changed since (Q2FY26 → Q4FY26): Total Orders: 134mn:↑ 56.2% Orders per store per day: ↑ 49.3% Cost per order: ↓ 29.2% Free Cash Flow per order: ↓ 59.2% This isn't a company growing by spending more. Zepto is a company growing AND getting more efficient at the same time, at scale. Most consumer internet businesses in India don't manage to do both together.
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LinkedIn, X, Instagram, Reddit
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Trump: I’m attacking Iran. I’m not attacking Iran. I’m attacking Iran. I’m not attacking Iran. Markets:
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What can you say about this mentality? #370KiBiryani 370 Rs ki Biryani ROI -----37000000 kicks later (in comments) but the mentality remains indifferent to all criticism
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Social media has surfaced what we have known all along, the “behavior” was always inherent but with a tired more traveling abroad it’s become news only recently
The behaviour is getting so bad that even fellow Indians on the same trip start feeling second hand embarrassment. Loud shouting, littering, zero civic sense, treating every public place like it’s their personal property. The same stuff we see in trains and buses back home is now being exported abroad !
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Jun 10
The cafeteria lady at the SpaceX canteen realizing she became a millionaire after 10 years of selling coffee to Elon Musk
JUST IN: SpaceX IPO reportedly expected to mint 4,000 new millionaires — “from engineers to cafeteria workers”
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I laughed WAY too hard at this.. 😂😂🤣🤣🤣😭😭😭 FELT!!! We ain't young no mo!!
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POV: Me and the SpaceX lunch lady when she becomes a millionaire after the IPO.
BREAKING: SpaceX's IPO is expected to create 4,000 new millionaires, including some cafeteria workers whose compensation packages include employee stock options, per Bloomberg.
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India’s golden run in tennis set to return? Exciting times ahead Congratulations Shrishti Kiran, keep soaring
Bengaluru's 13-year-old tennis player Srishti Kiran has become the World No. 1 in the Under-13 rankings after an impressive run on the international junior circuit.
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State of Hormuz closed for ALL traffic, this is peak 2026 happening in real time, will be another highest traffic day for X
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(yet another) START off the ongoing war
BREAKING: Iran announces the Strait of Hormuz is shut to all traffic
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I just open sourced my "Is this slop?" simple test
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An Indian farmer borrows money every season to buy fertilizer. Has no data to guide him. Yield disappoints. Borrows more to try again next season. This cycle has been running for 50 years. It's why 30% of Indian farmland is now degraded. It's why soil organic carbon has collapsed from 1% to 0.3%. It's why ₹50,000 crore of fertilizer is wasted every single year. Farmers aren't guessing because they're careless. They're guessing because no one ever gave them a way to know. A brilliant idea, and a small team @Ekosight executing against it. Here's the infrastructure story nobody's telling. Thread🧵👇 PC- @OurWorldInData | @boell_eu
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9/ 20 years in fintech taught me one thing about infrastructure: The technology is rarely the hard part. The hard part is the last mile. At PayPal, Mastercard, Gojek — the pattern was always the same. The winner wasn't the best product. It was whoever solved trust and access where the system meets the actual person. A portable soil kit is a product. A trained Soil Didi in every village is infrastructure. @Ekosight is building the latter. Their own target: 10,000 Soil Didis in 5 years.
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10/ That's a wrap! Tag a professional who needs to see these numbers! If you enjoyed this thread: • Follow me @jasuja for more of these • Like and RT the tweet below to share this thread with your audience Thank you for reading and engaging. x.com/jasuja/status/20646077…

An Indian farmer borrows money every season to buy fertilizer. Has no data to guide him. Yield disappoints. Borrows more to try again next season. This cycle has been running for 50 years. It's why 30% of Indian farmland is now degraded. It's why soil organic carbon has collapsed from 1% to 0.3%. It's why ₹50,000 crore of fertilizer is wasted every single year. Farmers aren't guessing because they're careless. They're guessing because no one ever gave them a way to know. A brilliant idea, and a small team @Ekosight executing against it. Here's the infrastructure story nobody's telling. Thread🧵👇 PC- @OurWorldInData | @boell_eu
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