@johnulzheimer profile picture
John Ulzheimer @johnulzheimer

Credit Expert. Expert witness on credit reporting, credit scoring, Metro 2, and credit damages. 34 yrs credit reporting/scoring. #GBO and Nittany Lions.

Joined September 2008
  • Tweets 2,301
  • Following 447
  • Followers 3,040
32 Photos and videos
Chasing 850? Here's the Credit Score That Actually Unlocks Perks youtu.be/agXBxl5eBDg?si=84rQ… via @YouTube and it isn't 850!
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John Ulzheimer retweeted
The Babylon Bee
@TheBabylonBee
Mar 24
Dad Has Family Arrive At Airport Before It's Even Built buff.ly/Pryr4Kk
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For those asking, yes @X is down…at least for me on Chrome MacBook.
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Gas prices got you worried? Here are some tips! aarp.org/money/personal-fina…

10 Ways to Save Money on Gas

Fuel costs are soaring due to the conflict with Iran. Follow these 10 tips to spend less

aarp.org
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Fulton County seems to have a water leak problem.
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If your parents used your identity to apply for credit (that's called fraud), would you rat them out in order to avoid paying the debts? nerdwallet.com/finance/news/…

Asked on Reddit: My Parents Ruined My Credit. How Can I Fix It? - NerdWallet

When a family member steals your identity, the recovery process can take a financial and emotional toll.

nerdwallet.com
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Capping rates at 10% = very bad idea. Rates are used to subsidize risk and allow issuers to approve cards for those w/ average/below average FICO scores. Cards default at a considerably higher rate than loans. Capping rates will limit cards to only those with elite FICO scores.
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Credit Expert John Ulzheimer Answers Your Questions, Including: How Many... youtu.be/Pqe3fcnWCBQ?si=1dbK… via @YouTube

Credit Expert John Ulzheimer Answers Your Questions, Including: How...

Join us for a deep dive into the world of credit scoring with one o...

youtube.com
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Q&A With Credit Expert John Ulzheimer: How Bankruptcy, Debt, and Marriag... youtu.be/A649ecZ48c4?si=5PgX… via @YouTube

Q&A With Credit Expert John Ulzheimer: How Bankruptcy, Debt, and...

In this video, we sit down with industry veteran John Ulzheimer — o...

youtube.com
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John Ulzheimer retweeted
HusqvarnaUSA
@HusqvarnaUSA
12 Nov 2025
We are the preferred chainsaw brand for bears.
BowTiedBroke
@BowTiedBroke
6 Nov 2025
Well wasn’t this just a great way to wake up this morning. Went looking for my brand new chainsaw that I left on front porch last night. Never gonna find that thing again. This means war!
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John Ulzheimer retweeted
Ask Polymarket 🔮@AskPolymarket
10 Oct 2025
Replying to @johnulzheimer @RogerJStoneJr
41% chance Adam Schiff is federally charged by December 31 poly.market/9AVK9BV

Adam Schiff federally charged by December 31?

Adam Schiff federally charged by December 31? (Resolved): View final results and past odds on The World's Largest Prediction Market™

polymarket.com
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Big @FICO_corp news. FICO to allow Mortgage Reporting Companies (they resell merged credit reports and FICO scores to your mortgage lender/broker) to calculate FICO scores themselves for mortgages, in lieu of them buying FICO scores from the Big 3 credit bureaus.
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nytimes.com/2025/09/19/your-…

Those Missed Student Loan Payments Are Messing Up Your Credit Score (Gift Article)

A new report finds that scores dropped the most for those age 18 to 29. Here’s how to deal with a drop in your score.

nytimes.com
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Yo @netflix what's up with the service?
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Kudos to @SquawkCNBC for airing @potus thrashing MSNBC without cutting away.
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John Ulzheimer retweeted
U.S. Department of Education
@usedgov
21 Apr 2025
Starting May 5, the Department will resume collections to protect taxpayers from shouldering the cost of student loans. Federal student loans are financed by the American people and must be paid back. ow.ly/93x050VEXTL
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Medical Debt Will Disappear From Credit Reports in March, CFPB Ruling Says cnet.com/personal-finance/me… via @CNET

Medical Debt Will Disappear From Credit Reports in March, CFPB Ruling Says

The ruling by the Consumer Financial Protection Bureau could help lift credit scores, but it may face legal challenges.

cnet.com
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Ryan Day’s interview on @CollegeGameDay is getting drowned out by @Vol_Football fans.
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Guess who will be deciding the charges for NYC shooter...Alvin Bragg.
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Busy day! 1. Daniel Penny acquitted. 2. BLM threatening violence. 3. Healthcare shooter been arrested in PA (maybe). 4. Fallout from horrible CFP seeding 5. UT moves to #1 in AP basketball poll
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