This is so touching

What is the description or diagnosis? Why Echo is ordered?

Axis Bank reported its costumer as NPA over 10 paise and dropped CIBIL by 140 points. Now they've assigned a recovery agent for 90 paise.

Last week, India scrapped capital gains tax for foreign investors in government bonds. The commentary was full of praise. I don't see it. Nobody asked the obvious question: why would a foreign bond investor pick India at all? Take Brazil. Look at what each government pays you to lend it money for ten years. 🇮🇳 India: ~6.9%. Inflation is 3.5%. Real return — what you keep after prices rise — about 3.5%. 🇧🇷 Brazil: ~14.8%. Inflation is 4.4%. Real return: about 10%. Triple. Not a rounding error. Triple. 🧾 And Brazil's tax exemption for foreigners in government bonds? Already there. We just matched the table stakes — with the rupee at 95 — and called it a masterstroke. 💱 Now the currency. Over the past year the rupee fell about 8.6% against the dollar. The Brazilian real rose about 6.6% — the best-performing currency in the world this year. A dollar investor in Indian bonds watched the currency eat his coupon. In Brazil the currency added to it. And that's not luck. It's structure. 🛢️ Brazil sells what this decade demands: oil, iron ore — and it sits on the world's second-largest rare-earth reserves, the one input every chip war runs through. When commodities spike, dollars flow into Brazil. India imports ~88% of its crude — the same spike blows out our import bill. 🤖 And AI? Both countries will pay the dollar-denominated token bill. But for Brazil, AI is a net tailwind — every data centre is steel, copper, and power, and AI can't automate iron ore out of a blast furnace. For India it cuts the other way: our one big dollar earner, $418 billion of services exports — the surplus that pays for all that oil — is precisely the thing AI is learning to automate. The same technology that buys Brazil's exports competes with ours. So the two defining forces of this cycle — expensive energy and AI — push the real and the rupee in opposite directions. One currency is a claim on commodities the world must buy. The other is a claim on services the world is learning to automate. Step back. We sit in India calling 3.5% real a good deal and a falling rupee "stable," and we applaud a tax tweak as if it changes the math a foreign investor actually runs.

My junior asked on rounds today: "This patient had severe diabetes for 15 years, but now that they have Chronic Kidney Disease, their blood sugar is suddenly normal. Are they cured?" No. It’s actually a massive clinical red flag.

Borrowed from the WhatsApp status of my ex FIL. Should have been a great teacher and mentor! Brillaint mind. Also neurodivergent but abused by his mother! These patterns :)) Disrupting the cycle!!! @KabraVrinda 🫂❤️ @ShashiTharoor 🫂❤️✍️✍️✍️ @mahattattva 🫂✍️❤️ @neurodocente 🌹