Joined April 2012
25 Photos and videos
Nitin Mali retweeted
Korea market is up 100% in last 1Y Either this is a reset that the world hasn’t seen or this will end so bad that movies will be made on this
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Nitin Mali retweeted
Instagram shipped Instants without any user education 👏🏻 Not sure how this got approved. It pops up in the app; you click a picture and it gets sent to all your friends with no preview. It even takes a while to figure out how to delete it. If you ask 100 PMs, almost everyone would not approve it in the first place. Even if they did, they would include a user education journey. Terrible, coming from a big company like @Meta.
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Nitin Mali retweeted
First move from the Govt post PM’s speech Basic Customs Duty on Gold, Silver and Precious Metal Imports hiked to 10% Govt also imposes a 5% Agriculture Infra & Development Cess on Gold & Silver Imports Effective Import Tax now at 15% vs 6%   Stocks in last two sessions Titan -11% Kalyan -15% Senco   -16% @CNBCTV18Live #StockMarket #FMCGisLife @ShereenBhan
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Nitin Mali retweeted
Debt feels like a tool when times are good. It becomes a trap when things change. It works until it stops. Then it becomes real very fast. Your personal balance sheet follows this logic. Do not bet on a future you cannot control.
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इन्स्टावर नवीन नाव वाचायला मिळालं
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Such a peaceful timeline. It’s 7 PM during IPL season and no one is abusing Dream11 servers.
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Mar 22
The real danger of AI isn’t job loss. It’s losing the habit of thinking.
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Nitin Mali retweeted
I fully believe Iran's missile range capabilities have increased. One of them will hit my portfolio tomorrow at 9 am sharp
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Nitin Mali retweeted
asset allocation ke upar gyan dheere dheere badhne wala hai.
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Those who don’t know this reference. Man! You really missed out
Photo to Video without AI .
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Mar 9
Sold Bitcoin at the bottom Rotated into Dubai real estate at the top Panic bought Oil at 117 as a hedge
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Nitin Mali retweeted
An entire generation is about to find out SIP wasn’t the easy path to wealth it was sold as.
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Nitin Mali retweeted
सर्वांना सांगताना खूप आनंद होतो आहे आज मला Amazon web service ह्यांच्या ऑफिस मध्ये बोलवून AWS Golden Jacket देण्यात आले I represents a series of milestones I’m deeply proud of: 🏆 1st from Mumbai 🥳 🏆 1st from my Compny🥳 🇮🇳 11th in India🥳
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Nitin Mali retweeted
With Apple Pay, your real card number never really leaves your device. When you add your card, the bank creates a special replacement number called a Device Account Number (DAN). That DAN is stored securely inside the phone’s Secure Enclave chip, not on Apple’s servers. When you pay, your phone sends this DAN plus a one-time cryptographic code to the merchant. The merchant never sees your real card, and Apple doesn’t process the transaction itself. It’s basically: phone → bank → done. Everything sensitive stays on the device. With Google Pay, the idea is similar but the path is different. Instead of storing everything only on the device chip, Google often uses cloud tokenization. Your card info is linked to Google’s servers, which generate payment tokens during transactions. When you tap to pay, a token is fetched/created and sent to the merchant, then validated by the bank. So it’s more like: phone → Google server → bank. Still secure, but it relies more on the cloud. So both systems hide your real card number. Apple leans more toward hardware-based security (on-device chip), while Google leans more toward server/cloud-based token management. In simple terms: Apple Pay locks your card inside your phone. Google Pay locks your card behind Google’s servers. Either way, the shop never gets your real card details; which is why mobile payments are often safer than swiping your physical card.
Apple Pay vs Google pay
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Nitin Mali retweeted
Most browsers you think are different are not really built from scratch. They simply take Chromium, build on top of it, add their own design, features, and branding, then ship it as their own browser. Chromium is the open-source engine that actually powers the web. It’s the part that understands HTML, renders pages, runs JavaScript, manages tabs, and enforces security. In simple terms, it’s the engine under the hood, not the paint job. So when you install Chrome, Edge, Brave, Opera, Vivaldi, Arc, or Samsung Internet, you’re not getting completely different technology. You’re mostly getting the same core engine with different skins and extra features layered on top. Chrome is Google’s flavor. Edge is Microsoft’s flavor. Brave adds privacy tools and ad blocking. Opera adds built-in extras. But underneath is the Same Chromium. Same Blink engine. Same behavior. It’s like ten car brands using the exact same engine but changing the body and dashboard. They look different, but they drive almost the same. That’s why a site that works on Chrome almost always works on Edge or Brave too; they’re literally speaking the same language internally. The only real exceptions are browsers like Firefox (Gecko engine) and Safari (WebKit). Those are built independently from the ground up.
Apparently it’s all chromium
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Nitin Mali retweeted
Industry: Claude Code or Cursor? Indian colleges:
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man anthropic is about to drop the mother-of-all ai models tmrw: - crushes opus 4.5 at coding WHILE BEING 50% CHEAPER - new Swarm feature lets you spin up *multiple teams* of agents that run in parallel and use claude code THEMSELVES - basically an entire dev team on your computer but they work 10X as fast. - 1M context window, SOTA SWE bench they're also hiring security researchers for "self-improving AI" which means this model can likely build a better version of itself autonomously. if opus killed the software engineer then this thing is about to replace the entire damn dev team
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Nitin Mali retweeted
The STT increase is not of major impact to retail players. The biggest players in futures are arb funds. Your arb fund returns will fall by about 0.5% next year due to this increased STT. Will explain on our webinar. Also FPIs, who buy stocks in futures because the impact cost is lower than in the cash markets. Then they let them expire and convert to stock. This has a higher cost - 4bps higher in the futures markets. Remaining STT is the same for the most part.
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