Founder @ Inflection Point Advisory & @askinly | Ex @noble_xyz, @balance_canada, $RFA.TO, ToroFX ('08) | China & India on bikes | @crukafe
Joined May 2010
- Tweets 1,573
- Following 932
- Followers 1,395
- Likes 2,827
119 Photos and videos
Apr 24
Had a bunch of friends ping me about @ben_mckenzie on @jonstewart talking crypto. Listened to it. Frustrating. Not because there's nothing to criticize, there's plenty. But because there's zero interest in being intellectually honest or distinguishing what's working from what isn't. Then @LynAldenContact dropped a response and it's a masterclass in how to actually talk about this space. We need more of that.
🎙️ youtu.be/3fhLpauSInk?si=TPox…
🎙️ youtu.be/gFNx_OLRZO0?si=5CuK…
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Colin Pyle retweeted
Apr 20
Look guys, it's actually really straightforward, a bunch of people staked their ETH on the Ethereum blockchain to earn yield, except they didn't want their capital to be locked up, so they actually staked with a liquid staking protocol called Lido who provided them a liquid staking receipt token called stETH, except they decided to juice their yield further by depositing their stETH receipt tokens into a restaking protocol called Eigenlayer, except they didn't want to lock up their capital, so they actually restaked with a liquid restaking protocol called KelpDAO who provided them with a liquid restaking receipt token called rsETH, except they decided to juice their yield further by depositing their rsETH tokens into a lending protocol called Aave so that they could open a leveraged looping position that borrows ETH against the rsETH collateral and restakes the ETH into rsETH which is then deposited as collateral, except it turns out rsETH used a cross-chain bridge called LayerZero that was hacked by north koreans causing rsETH to become undercollateralized and now these looping positions are stuck and unprofitable, and everyone is pointing fingers at each other, and also DeFi is a very serious industry
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Colin Pyle retweeted
Apr 15
Big fan of your work Jon, for like 20 years.
But you could find better guests on this topic. More nuanced.
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Apr 1
đź“Ł Introducing: MetaMask TradFi Mode
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Mar 27
Gm CT hivemind
Noble is assessing the best on/off ramps for a Web 2-like consumer facing application that leverages stablecoins.... We are targeting the US market to start.
Builders, who are your favorite partners to work with?
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Colin Pyle retweeted
Mar 18
March 18th is here and we wanted to update you on what’s next for Noble ✨
First, we’ve officially launched Noble’s EVM mainnet in a permissioned environment
x.com/noble_xyz/status/20136…
Jan 20
On March 18, Noble will be migrating its Cosmos SDK-based blockchain to a standalone EVM Layer 1 – purpose-built for stablecoin applications including FX, embedded finance, payments & agentic commerce.
Read more:
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Colin Pyle retweeted
Mar 4
Stablecoins = "Be Your Own Bank"
Before stablecoins became regulated payment instruments (thank you, GENIUS Act!), individuals & businesses could not do bank-like things like accept deposits and offer rewards.
We are about to see a MASSIVE industry take off on the consumer side
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Mar 4
Imagine if the situation were reversed and stablecoins were status quo, such that everyone had their money in entities backed 1-1 with US Treasuries.
And then some guy came along and was like, "I have this new idea called fractional reserve banking..."
We would laugh him out of the room.
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Jan 27
Retailers don’t really control payments or loyalty today.
Banks and card networks do.
- 3–4% interchange.
- Points no one redeems.
- Customer data locked away.
Stablecoins change the equation.
- Programmable dollars
- Instant settlement
- Near-zero fees
- Wallets instead of points
- Loyalty that actually behaves like money
We believe stablecoin-centric loyalty is the Trojan horse for modern payments - letting merchants reclaim the customer relationship while cutting costs and unlocking new growth.
This is how loyalty, payments, and commerce converge 👇
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Colin Pyle retweeted
Jan 20
On March 18, Noble will be migrating its Cosmos SDK-based blockchain to a standalone EVM Layer 1 – purpose-built for stablecoin applications including FX, embedded finance, payments & agentic commerce.
Read more:
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Colin Pyle retweeted
Jan 19
Huh 🤔, we've been looking deeply into this landscape for a number of months and these are some of our findings (so far):
- Yes, acquirers lose interchange if volume moves off cards, but the decision pressure comes from the merchant. If a merchant can save bps on the 2-3% , they’ll push for it, and the ecosystem adapts around that
- There are different payment types (i.e. closed loop tokens like gift cards) that don't carry the same onerous fees associated with credit cards. Stablecoins, as programmable payment instruments are well-suited to take advantage of some of these existing token types
- Acquirers (esp in US post-GENIUS) are looking at stablecoin payments and how to incorporate these txs into their reconciliation processes because they see where the puck is going
- Terminals WILL be opened up at some point in the future. There have been some notable movements on this on the anti trust litigation side as all merchants are fed up paying 100B to middlemen (mostly the card networks) to settle transactions
To see where the future is going, I'd focus on the incentives of merchants that own distribution and customer relationships, NOT the acquirers.
Jan 19
Wanted to expand upon the (salient) point @sytaylor makes here:
Ingenico terminals are technically Android devices with an app store. WalletConnect launched an app there. However, merchants do not browse app stores on their terminals. They treat the terminal as a static utility provided by their bank.
Ingenico makes the plastic box, but they don't sell it to the coffee shop directly. They sell to ISOs (Independent Sales Organizations) and Acquirers (middlemen like Worldpay, Fiserv, or Chase). These middlemen configure the device before giving it to the merchant.
The conflict is the following:
- Acquirers and ISOs make their profit from the Interchange Fee (a cut of every Visa/Mastercard swipe).
-"Bypassing the banks" actually bypasses the Acquirers' revenue.
The entity that controls the terminal (the Acquirer) has zero incentive to install the WalletConnect app. In fact, they have a negative incentive. Every stablecoin transaction creates a loss of revenue for them compared to a card swipe. Therefore, they will simply never enable the feature.
Once again, distribution rules everything.
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Colin Pyle retweeted
Jan 15
“One of the things I’d love to see is consumer lending truly take off onchain — Also, onchain BNPL.”
Tune in as Noble founder @jelena_noble joins @ronitA380 and @chainyoda to discuss stablecoins and the future of money.
Jan 15
Stablecoins and the Future of Money x.com/i/broadcasts/1ynJOMBpO…
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Hello friends, I had a wonderful time being a guest on The Stories Series Podcast with @BrandonViolette - We did a deep dive on my Tough Rides: China - a motorcycle adventure television series (6 x 30min) where my brother @pylec and I circumnavigated China by motorcycle. What an epic journey. Check out the discussion here: youtube.com/watch?v=6xlpSJUp…
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Colin Pyle retweeted
19 Dec 2025
2025 was a Noble year✨
Stablecoin supply grew 135% to $310B, the U.S. passed its first comprehensive stablecoin legislation, and adoption accelerated across banks, fintechs, and even U.S. states.
For Noble, it has been our strongest year yet. And we're just getting started.
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Colin Pyle retweeted
18 Dec 2025
>Noble decided against launching their much awaited token in Cosmos.
It's true - we are in the process of launching a complete overhaul of the Noble chain, one which will introduce faster blocks and EVM.
This is in anticipation of major product launches we have been quietly cooking for the past number of months.
As blockchain infrastructure builders, we stand on the shoulders of giants.
Sovereign appchains was the correct thesis, as was purpose-built stablecoin infrastructure.
Now its time to level up in a major way.
Noble is transcending, stay tuned 🙂
17 Dec 2025
As ATOM gets ready to drop out of the Top 100 tokens by Market Cap on Coingecko, let's take a look at what's happening in the ecosystem:
- Axelar team has been acquired by Circle. Old token and project left behind.
- Drop have sunsetted, and decided against TGE.
- Pryzm are closing down.
- Akash is migrating away, likely to Solana.
- Noble decided against launching their much awaited token in Cosmos.
- Elys are moving to Base.
- Stargaze are sunsetting their chain.
- Sei decided to kill the Cosmos part of their chain completely.
- Shade Protocol have moved to Sei (as Feather).
- Orbit Earn are building on Arbitrum.
- pStake moved to Base.
- Jackal moved their token liquidity to Base.
- Demex are likely moving to Monad (as Celeris).
- Stride sunsetted.
- Quaser died, and then their successor Tower also died.
- Picasso (and everything from Compostable) died, and even stranded all the bridged SOL in Cosmos.
- Evmos died and even gifted all the tech for Cosmos EVM, but they decided not to use it on the Hub.
- Loads of DEX closed down: Wynd, Hopers, Junoswap, Loop, Ura, Phoenix, TerraSwap, Sienna, Blizzard, SecretSwap, Cresent, WhiteWhale, Gravity, Sifchain...
- Not to mention everything that died when Terra died.
- Loads of Injective apps died (Dojo Swap, Injera etc) I think they only have Helix and Neptune now. Pivot to EVM.
- Kujira died, and took loads of apps with it like Fusion, Levana etc. Rujira seems dead.
- Comdex died, I think they were going to try and become a PCS chain on the hub, then decided what's the point.
- Omniflix moved to Base (as Flixdotfun)
- Penumbra closed down (other privacy chains like Namada and Secret also seem dead).
- Unicornandmemes decided not to make UWU transferrable in Cosmos, and moved to Solana.
- Anyone remember Juno? And don't get me started on NETA
Everything is fine, right?
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Colin Pyle retweeted
9 Dec 2025
Noble has reached over 1 million in protocol revenue.
Real usage. Real distribution. Noble Dollar.
dollar.noble.xyz/
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4 Dec 2025
New from Noble Learn: Stablecoins are already 1.3% of US M2 — a 5,000x jump since 2018. At $1–3T by 2030, they stop being a side product and start reshaping US monetary policy and the global market for dollar savings.
Learn more: noble.xyz/learn/stablecoins-…
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