Joined February 2025
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💳 Still waiting for that Credit Limit Enhancement or Card Upgrade on your HDFC Credit Card? 👀 You might be missing ONE simple trick most people ignore: 🛠️ Update Your Customer Profile on NetBanking! Here’s how ⬇️ ➡️ NetBanking > Top-right corner > Profile Details > Update Customer Profile 📍 Add your latest: 🔹 Salary Slip / Income details 🔹 Company Name (if salaried) 🔹 Business info (if self-employed) 📈 HDFC uses this to evaluate your creditworthiness for upgrades or CL bumps! 📆 After updating, check the app in a few weeks 👀 (Provided you’re using your card actively & meeting spend benchmarks 💸) 🧠 Most users forget this for YEARS — and wonder why they don’t get upgraded 😵‍💫 🚀 Don’t miss out. Update today = Level up your Credit Card game 💪 #CreditCards #HDFCCreditCard #CreditLimit #FinanceTips #CLUpgrade #SmartMoney @HDFC_Bank @HDFCBank_Cares @Credolite @AmazingCreditC @GoldDealsIndia @ccg33k @TravelBluez @CRED_club @SBICard_Connect @spendwiselyx @abhishekbakshi @cards_wizard @credofly @RewardsMaverick @rewardingspends @MagnifyClub @AmazingCreditC @nebula_world @iSatishAgarwal @spendwiselyx @pointspro @Savesage_club
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I rarely post fundraisers, but this one is for a close friend and the need is genuine. A family member is currently in the ICU, and the medical bills have already crossed ₹7 lakh. If you're able to help, please consider donating. If not, a RT/share would mean a lot. ketto.org/s?id=rm-8416066629… 🙏
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Grab Fast: Get BookMyShow Voucher with 100% Super coins 100 Voucher : fktr.in/8m2x11C 200 Voucher : fktr.in/75hR61c 500 Voucher : fktr.in/pB2EW0I 1000 Voucher : fktr.in/55qToS6 #deals #flipkart #supercoins #amazon #creditcards

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Everyone loves the headline number. Very few calculate the actual cost. 👀 Current trend: “Buy product → get massive Supercoins → convert to Air India miles” Sounds insane on paper. But here’s the part nobody wants to discuss: You are often buying a product priced at ~2.5x–3x its real market value just to manufacture miles. Example math: ₹10k-ish real value product listed around ₹20-25k. Let’s say you purchase 2-3 of the same items. → You get ~67k Supercoins for say products worth 25k (remember which you weren’t even planning to buy) → After doing all the mental maths and on a specific date you convert them to get ~65k Air India points So what actually happened? You didn’t “earn free miles”. You effectively BOUGHT ~65k Air India points by overpaying ₹40-45k on a product you probably never intended to buy at that price in the first place. That’s roughly ~0.7-0.8₹ per AI mile. Now ask yourself: Would you directly buy Air India points at that valuation? Probably not. Why ? Because for economy class, considering opportunity cost lost with all the miles you earn back on cards and with airlines on revenue booking, this 0.7-0.8 valuation seems a lot inflated. And with business class or even PE, maharaja isn’t a great value program anyways. Yes, there ARE scenarios where this can work: • If you genuinely needed that exact product • If the product resale value remains strong • If you value AI miles extremely highly post revaluation But portraying this as “free products” or “crazy loophole” is misleading. The real win in points & miles has always been: ✔️ Organic spends ✔️ Transfer bonuses ✔️ Smart redemptions ✔️ Arbitrage NOT forced spending disguised as rewards. Sometimes the cheapest miles are the ones you never bought emotionally #ccgeeks
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A brand new Marriott just opened in Marrakech: Amerruk, Marrakech, Autograph Collection 92,000 points = 3 nights. Cash for the same stay = ₹1,49,800. That's ₹1.63 per Bonvoy point — on an international property that opened weeks ago. Launch pricing like this disappears fast. Full breakdown 👇 [1/7]
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Marrakech is never a standalone trip. The real magic is the loop: → Marrakech (3–4N) — souks, Jemaa el-Fnaa, Atlas day trip — Amerruk on points here → Sahara, Merzouga (2N) — camel trek, desert camp under the stars → Fes (2N) — leather tanneries, the older medina → Chefchaouen (1–2N) — the blue city. For Indians: e-Visa available. Flights via DOH/DXB/IST at ₹55–75k RT. Best months Oct–April. [6/7]
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What to do right now: 1. Open Marriott Bonvoy app 2. Search Amerruk Marrakech, 3 nights 3. Toggle to Points view 4. Check Feb 1–4, 2027 first (92k — cheapest of the year) 5. Book with free cancellation. Hold the dates. Decide later. tl;dr — ₹50k/night Marrakech property, 30k points/night. One of the best international Bonvoy redemptions right now. Lock it before Marriott corrects. [7/7] @TravelBluez @iSatishAgarwal @MarriottIntl @Marriott @thepointsguy @bruisedpassport #marriott @AmazingCreditC @ccg33k @DoBaniye @mepritijain #points #miles #creditcards
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I just booked 5 nights at JW Marriott Mussoorie. Hotel retails at ₹40,000 a night. I paid zero cash. Here's the full breakdown — dates, points cost, and where the real value sits 🧵[1/7]
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What to do right now: 1. Open Marriott Bonvoy app 2. Search JW Marriott Mussoorie, 5 nights 3. Toggle to Points view 4. Check Sept 13–26 or Feb 4–9 2027 first 5. Book with free cancellation. Hold the dates. Decide later. These LOW windows fill up fast once people catch on. The app makes this a 3-minute exercise. [6/7]
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tl;dr — JW Mussoorie at ₹40k/night for 32–40k Bonvoy points/night is one of the best value redemptions available in India right now. If you've got the points: go book it. [7/7] @TravelBluez @iSatishAgarwal @ActusDei @AmazingCreditC @Marriott @JWMarriott #jwmarriottmussorrie @DoBaniye
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rawandrealfinance retweeted
Hi All, I seek help from the great #CCGeek community too. @rawandrealfin @AmazingCreditC @ccg33k @cards_wizard
Replying to @makemytripcare
@makemytripcare Even after waiting for 7-10 business days of timeline multiple follow ups, I still haven't received the refund of my flight cancelation as you promised. @jagograhakjago I seek help and intervention here pls.
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