The sophistication levels of online scammers that are targeting individuals and families is hitting an all time level.
Just dealt with a friend that drained all their bank accounts, SIM cloning, and had full voice cloning (to remove accents sound perfect) and kept them on phone as they depleted accounts.
Super methodical, well prepared, precise, and had all their prior breach data at hand. This wasn't your antivirus is out of date, this was starting off:
1. Well prepared pre-text using prior breach data as initial trust gainer.
2. Chase fraud services spoofed number with caller ID.
3. Directed them to a fake FTC 800 number to report claim.
4. Already knew all their bank accounts, SIM cloned to get one time pin, through carrier due to credential stuffing.
5. Delay them as bank accounts were depleted and locked out of accounts to not recall funds.
Definitely gave me the beekeeper movie vibes.