The goal of our financial system is to keep you poor.
- You pay 30% operating income tax
- You pay 18% GST on most items
- You invest whatever is pay: and then again pay 12.5%
In between, you pay a series of commissions on everything (like STT, Fund management fee on Mutual Funds and whatnot).
The game is simple: go to work, make some money, pay taxes; whatever is saved-- pay commissions on that.
Very few people get this point. And, build mitigation strategies.
Tax residencies, Golden Visas, offshore accounts etc are all mitigation strategies.
Anyone who tries to teach you about these topics: are your well wishers, who are actually trying to help you get rich.