Head of Customer Happiness @bitrefill | Helping everyone live on crypto | Love wine, Warriors, Niners, and Giants | De gustibus non est disputandum

Joined November 2012
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Pinned Tweet
So good, it sounds like a scam...Bitrefill.
Shoutout to @jasontheween for the mention on @TheICHpodcast! 🙌 For anyone wondering, @bitrefill has been around since 2014, helping people spend crypto on everyday things like gift cards, phone top-ups, eSims and more across 170 countries. 11 years of making it easy to live on crypto. Would love to come the show and break it all down 👀. DMs are open! ⚡
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Thomas retweeted
Jun 5
Liquity active loans are growing. Soon ATH.
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Come learn about Jumper, Bitrefill, and perks you can get for everything you are doing onchain!
Join us for an X Space with @bitrefill tomorrow at 4 PM CET. We'll dive into: - New batch of Bitrefill perks on Jumper - How to claim Jumper perks - How to make the most out of Bitrefill Tune in here: x.com/i/spaces/1AxRnnenzmZxl…
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Thomas retweeted
Join us for an X Space with @bitrefill tomorrow at 4 PM CET. We'll dive into: - New batch of Bitrefill perks on Jumper - How to claim Jumper perks - How to make the most out of Bitrefill Tune in here: x.com/i/spaces/1AxRnnenzmZxl…
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Thomas retweeted
Circle didn't freeze a user. They froze an entire protocol. @zama 's USDC, gone. Not because of crime, just because they could. If you're using USDC on @RAILGUN_Project, you're one freeze away from the same fate. Shield $fxUSD instead: - No freeze function - Shielding fees 100% compensated
Your financial activity shouldn't be public by default. Privacy shouldn't come at the cost of capital efficiency either. @cyrille_briere just demonstrated that both are possible on f(x) Protocol. A proof of concept for private borrowing via @RAILGUN_project: mint fxUSD privately from shielded $ETH balances Full thread from Cyrille below on how it works and how to replicate it. Oh and by the way, even without borrowing, $fxUSD is the cheapest asset to make private: all (un)shielding fees are compensated with $FXN on a monthly basis. No excuses. Stay private.
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Thomas retweeted
Other stablecoins extract from Ethereum. Liquity feeds it. Every BOLD mint = a buyer of ETH. A dollar that grows Ethereum instead of farming it. Ethereum was built for this. Credible neutrality, immutability, no one in charge. BOLD is the ultimate freedom dollar.
Make Ethereum Foundation acquire Liquity and $BOLD stablecoin. Mint loads of BOLD with $ETH collateral. Demand for ETH pumps. Pair everything with BOLD in Defi. Replace USDC. Everyone wins.
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400M USDC burned today, it's nothing vs its 76B supply, but to put things in perspective it's: 1.7x $crvUSD marketcap 8x $fxUSD 12x $BOLD DeFi stables are way too small (Don't worry about daddy $USDC he'll be fine, printed a lot lately apart from this week)
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Only 3 stables have an A rating on @PharosWatch 🥇 $BOLD is one of them. There is no other stable that is A rated and unfreezable. No compromises and shortcuts - only with $BOLD. x.com/PharosWatch/status/205…

Only 3 stablecoins out of 360 currently hold an A-tier rating on Pharos. Here is exactly what it takes to earn one. 🧵
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Stablecoins have real banking utility and it's happening right now. @eulerfinance just brought its full isolated lending stack in-house on @HyperliquidX HyperEVM (HypurrFi handing over the keys today). @Morpho is launching composable borrow/lend markets on @arc from day one, with billions in USDC already flowing in for yield. This is the unlock: Stablecoins aren’t just “digital dollars” anymore. With efficient lending markets like Euler and Morpho, anyone with a wallet can earn real yield, borrow against stables, and access credit without TradFi gatekeepers, minimums, KYC, or borders. The onchain flywheel is spinning. More capital → better rates → more users → more adoption.
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34 documented wrench attacks so far in 2026... the common thread isn't crypto, it's exposure. this risk can be mitigated. start onchain. $5B privatized via @RAILGUN_Project. ICYMI, my convo w/ core contributor @_zy0nn 👇
The proof goes on-chain. The details do not.
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ALT Larry David Hbo GIF by Curb Your Enthusiasm

May 15
the us govt is a 2-of-3 multisig: executive, legislative, judicial branches. each signer runs a different oracle. executive and legislative run on elections: truth is whatever the crowd signed most recently. it's fast, loud, refreshes every couple years. legitimacy by headcount. judicial branch runs on something else entirely - appointments plus case law. truth is precedent, slowly accreted, stretching back centuries. legitimacy by lineage, not by vote. so it's not just any old multisig. it's a multisig where the keyholders fundamentally disagree on what "true" even means. one branch reads one epistemology. another reads another. and the country only moves when those various epistemologies happen to point the same direction. when the founders shipped this feature they called it "separation of powers" - a coordination mechanism where power only flows when signers agree. the friction is the design. consensus was never supposed to be easy, it was supposed to be expensive.
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Stablecoins aren't just for humans anymore. AI agents are about to flood them with autonomous payments for compute, data, services, all settled instantly onchain. But we need decentralized stablecoins for this future: BOLD, LUSD, DAI. No blacklists. No single points of failure. True censorship resistance. Build for agents that can't be turned off. 🧠💸 @LiquityProtocol
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1/ Centralized stables (USDC/USDT) dominate today, but agents need unstoppable money and @circle @coinbase are building great infra for agents. Blacklists, compliance pauses, or issuer risk = agents get frozen mid-task. Decentralized options like BOLD, LUSD & DAI shine here since they are fully onchain, redeemable, no off-switch.
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2/ This is the real unlock: millions of agents negotiating, paying, and transacting 24/7 without permission. Who's building agent-native decentralized stablecoin flows? Drop projects below. $BOLD $LUSD $DAI #AgenticAI #Stablecoins #DeFi
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Decentralized stablecoins like BOLD @LiquityProtocol and USDaf @asymmetryfin are sleeping giants. Who's actually using decentralized stables daily?
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Thomas retweeted
The Internet of commerce works best with the Internet of money. Whenever you’re ready: Bitrefill.com/agents
I don't understand the premise that "agents must use stablecoins." Why can't an agent remember the 16 digits of a credit card? Sorry maybe I'm a payments n00b. Stablecoins have a lot of great use cases, but ecommerce shopping is pretty well optimized already for cards.
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Thomas retweeted
Apr 22
More BOLD minting lately. Few reasons: 1. Rates - cheap and stable 2. Yield - 6% (no IL), 9% (LP w/ USDC) 3. Unfreezable stable, no admin keys, no changes I feel a shift in the meta...🔮
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Thomas retweeted
The #Warriors continue to own the #Clippers when it counts. Curry was simply amazing. Soak it in.
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Democrats in California, the choice could not be more clear. You can choose the old billionaire oligarch as Governor or you can have a common sense family man. C'mon!
I'm a Democrat because I know all the good government can do. But we need to get California back to being California, and it starts by making sure no one's priced out of progress. Check out our new ad:
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USND by @NeriteOrg is hard to beat for a stablecoin on @arbitrum . - Redeemable 1:1 for collateral - Native Superfluid streaming (real-time payroll/subscriptions) - NFT troves you can actually sell - yUSND auto-compounding ~4.2% via @yearnfi Immutable Liquity V2 fork on Arbitrum. No VC, fair LBP launch, minimized governance. This is exactly the kind of decentralized stablecoin we should all use. Who else is using USND?
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Thomas retweeted
simple and fun team challenge for improving your product: if you are an app, give team members a day to test the app with Metamask, Rabby, Ambire, and Safe if you are a wallet, give team members 5 different apps each to test
may i ask what is the point of building an app and gating it to a few wallets? supporting eips.ethereum.org/EIPS/eip-6… fixes this. user sees all installed wallet extensions as a connection option.
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