Next Frontier categories I looked at: Payments/Fintech Security/Privacy 👇
Smaller than the previous macro areas, but closely connected
→ moving money better, protecting users and making privacy usable
Payments/Fintech seems to be forming around:
• Simple private payments
Example:
@looftapay, payments by username, email or X handle
• Internet-native merchant payments
Example:
@paymento_io, a non-custodial x402 gateway for real commerce
• Machine and agentic settlement
Example:
@ryvonetwork, a clearing layer for machine payments on Solana
Security/Privacy seems to be forming around:
• Private transfers
Example:
@darkdrop_sol, unlinkable private transfers on Solana
• Continuous security checks
Example:
@JelleoLabs, continuous Solana program audits
• Inheritance and recovery paths
Example:
@Heresprotocol, an autonomous death insurance protocol on Solana
• Reputation and trust layers
Example:
@KRED_info, a reputation layer for crypto KOLs
• Threat detection before users interact
Example:
@Sentrii_io, security analysis for links, repos and wallet interactions
As more value moves onchain, payments, privacy and security stop being optional.
What interesting projects did you find in these categories?