In the latest episode of the Digital Banking Podcast, host Josh DeTar, podcast host at Tyfone, welcomed Jeffry Pilcher, President at @FinancialBrand. The episode centered around how banks could stand out by making banking simpler, using data with more intent, and keeping a clear brand voice as AI reshaped content and strategy. Jeffry argued that most institutions still sounded the same. They leaned on vague claims about service while competing on rates and fees. bit.ly/49WTvIc

Auto lending isn’t getting any easier for credit unions. 🚗 New data from TruStage shows credit union new auto loan balances have been shrinking since 2023, while about 30% of borrowers are underwater on their vehicle loans, carrying an average of $7,200 in negative equity. High prices, elevated rates, and affordability challenges continue to reshape the market. #CreditUnions #AutoLending #Banking #Finance #CarLoans #Economy #Fintech #ConsumerFinance #Lending #AutoIndustry bit.ly/4giVSZD

A former Army recruiter admitted using prospective recruits’ identities to open fraudulent accounts and seek more than $266,000 in loans and credit through @NavyFederal Credit Union, according to a report from Stars and Stripes. The case highlights both the growing threat of identity fraud and the importance of strong financial controls. #CreditUnions #NavyFederal #FraudPrevention #IdentityTheft #BankingNews #FinancialCrime #Military #CyberSecurity #RiskManagement #FinServ bit.ly/4e3ZQnE

Say hello to Saasy the Llama—Tyfone’s bold new symbol of innovation. 🦙 Not just a mascot, but a mindset. Built different by design, Saasy represents resilient, forward-thinking digital banking that challenges convention and delivers real results. #Tyfone #DigitalBanking #Fintech #Innovation #Branding #FutureOfBanking #BuiltDifferent #SaaS #BankingTechnology #FintechMarketing bit.ly/4vmEJn6

What happens when a CEO’s AI avatar starts presenting to the board? At Pennsylvania-based Members 1st FCU, artificial intelligence is no longer a future concept — it’s helping guide strategic planning, fight fraud, transform underwriting, and even create digital "twins" of executives. CEO Mike Wilson says credit unions can’t afford to ignore AI, but they also can’t afford to deploy it without governance. Read how one $8.6 billion credit union is trying to stay ahead of both the technology and the regulators. #CreditUnions #ArtificialIntelligence #AI #DigitalBanking #Fintech #Banking #Innovation #Cybersecurity #FinancialServices #DigitalTransformation #Leadership #FraudPrevention bit.ly/3QDWQ8t

Business users may make up only a fraction of an institution’s digital banking base, but the data tells a bigger story. A year of platform analysis found business account holders generate a disproportionate share of transaction activity, logging in more frequently, moving significantly more money, and relying on digital banking as operational infrastructure rather than a simple account-access tool. The takeaway? Business users aren’t just “retail users with bigger balances.” They represent a distinct behavioral segment that may require a fundamentally different digital banking strategy. Read more about what the data reveals. #DigitalBanking #BusinessBanking #CreditUnions #CommunityBanking #Fintech #BankingTechnology #DigitalTransformation #CommercialBanking #FinancialServices #Innovation #nFinia #UserExperience #BankTech #FinancialInstitutions #BusinessGrowth bit.ly/3RLmjNz

What if the biggest threat to credit unions isn't competition — it's complacency? In this thought-provoking op-ed, industry veteran Kirk Kordeleski argues that credit unions must create urgency before a crisis forces change. With fintechs, AI, and megabanks reshaping financial services, maintaining the status quo may be the riskiest strategy of all. The question isn't whether change is coming. It's whether credit unions will act while the opportunity is still in front of them. #CreditUnions #Fintech #DigitalBanking #FinancialServices #Innovation #Leadership #ArtificialIntelligence #GrowthStrategy #CreditUnionLeadership #FutureOfBanking #CommunityFinance #CooperativeFinance bit.ly/444qlmQ

Big news for the Digital Banking Podcast! 🎙️ Tyfone's flagship podcast has been recognized twice by @MillionPodcasts in its 2026 rankings: 🏆 #4 Top Open Banking Podcast 🏆 #5 Top AI in Banking Podcast Hosted by Josh DeTar, the Digital Banking Podcast continues to bring financial institution leaders, fintech innovators, and industry experts together for candid conversations about the future of banking. A huge thank you to our guests, listeners, and community for helping make this possible. #DigitalBanking #Fintech #OpenBanking #ArtificialIntelligence #BankingInnovation #CreditUnions #CommunityBanking #FinancialServices #Podcasting #AIinBanking #FintechPodcast #Tyfone bit.ly/3Sy3HRl

Credit unions are making more money — even as the industry continues to shrink. New NCUA data shows first-quarter net income jumped 30.5% year over year to an annualized $20.4 billion, driven by stronger interest income and wider lending margins. Membership also grew by 2.5 million, reaching 145.8 million nationwide. But the number of federally insured credit unions fell from 4,411 to 4,250, highlighting the ongoing consolidation reshaping the industry. #CreditUnions #NCUA #FinancialServices #Banking #Fintech #CreditUnionIndustry #CommunityBanking #FinanceNews #Lending #DigitalBanking bit.ly/4dWBa0g

In the latest episode of Digital Banking Podcast, host Josh DeTar of Tyfone welcomed Parijat Banerjee, Financial Services Global Business Head at LatentView Analytics. The episode centered around how AI depended on strong data, clear process design, and a human-first purpose. Josh and Parijat started with a simple idea: good technology should help people pay better attention. Parijat argued that listening remained the most useful human skill, and he framed AI as a tool that could remove busy work and make space for real focus.

A changing of the guard in Rhode Island credit unions. After 45 years with Rhode Island Credit Union, including two decades as CEO, David Suvall is retiring. The $426.8 million-asset credit union has named longtime EVP/COO Nancy Zeppa as his successor, effective July 1. With nearly five decades at the organization herself, Zeppa will lead the next chapter for the Warwick-based institution and its 28,000 members. #CreditUnion #CreditUnions #Leadership #CEO #CommunityBanking #FinancialServices #Banking #RhodeIsland #ExecutiveLeadership #SuccessionPlanning bit.ly/49RSP6N

Business banking shouldn't feel like an afterthought. Discover how nFinia Business helps financial institutions deliver a seamless digital experience with powerful self-service tools, mobile-first functionality, Single Login access, and flexible user permissions—all while reducing operational strain. Download the pamphlet and see what's possible. 🚀 #DigitalBanking #BusinessBanking #Fintech #CreditUnions #CommunityBanks #BankingInnovation #FinancialServices #nFinia #UserExperience #DigitalTransformation bit.ly/4uaXlVn

For years, the banking industry predicted the death of the branch. SchoolsFirst Federal Credit Union is betting otherwise. The $36.7 billion-asset credit union is opening seven new branches across California, bringing its total to 73 locations as it continues to grow both its physical and digital footprint. Why? Because even in a digital-first world, many members still want face-to-face guidance for life's biggest financial decisions. #CreditUnion #Banking #DigitalBanking #Fintech #SchoolsFirstFCU #BranchBanking #FinancialServices #CreditUnions #CommunityBanking #California #MemberExperience bit.ly/4vyCUTh

"Tyfone’s digital banking platform has really enhanced what our members can do with us and from our side we are able to assist them in a single platform, making things much more efficient. The product is amazing and is always evolving." -- Kolin McMann, president and CEO, American Lake Credit Union. bit.ly/3wskdrd

For years, the interchange debate was centered in Washington. Not anymore. The biggest threats to credit union payment revenue may now be coming from state legislatures, where proposals in places like Illinois and Colorado could reshape how financial institutions operate. In this new op-ed, the @DCUC_HQ argues that advocacy can no longer be a spectator sport — and that credit unions must engage before legislation reaches their doorstep. @JasonStverak #CreditUnions #Interchange #Payments #Fintech #Banking #FinancialServices #DCUC #Advocacy #CreditUnionMovement #StateLegislation #CommunityFinance #DigitalPayments bit.ly/3Q6q1km

Education changes lives — and you can help make it more accessible for Colorado students. 🎓 The Credit Union of Colorado Foundation funds scholarships, educational programs, and opportunities that help students build brighter futures. Every donation supports equitable access to education and strengthens communities across the state. Learn more and make a difference today. #CreditUnionOfColorado #CUofCOFoundation #Scholarships #EducationMatters #StudentSuccess #FinancialEmpowerment #CommunityImpact #ColoradoEducation #GiveBack #NonprofitSupport #FutureLeaders #ColoradoCommunity bit.ly/4x8s5cc