You're told that storing your wealth in a network that finalizes settlement every ten minutes, with a fixed supply of 21 million units, secured by more energy than most countries consume, is the speculative position.
The alternative being offered: hold a unit of account that has lost over 90% of its purchasing power since central banks took over, issued by people who admit they don't know how much will exist next year, defended by laws that change every election cycle.
That's the asset they want you in. The other one is the gamble.
Inflation gets called a target rather than a tax. Bailouts get called stabilization rather than redistribution, and asset price increases get reframed as growth even while wage increases get treated as inflationary pressure that needs to be cooled.
Once you notice the pattern, you can't unnotice it.
The language consistently favors making the unstable thing sound stable and the stable thing sound risky. Bitcoin's price volatility is real, but volatility and debasement aren't the same thing.
One you can wait out, and the other you can't.